Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: phil her up on 19 April 2008, 19:09:04

Title: credit card mail
Post by: phil her up on 19 April 2008, 19:09:04
I don't know about anyone else but I've not had any  credit card application mail for weeks, must be the credit crunch getting more crunchy ;D
Title: Re: credit card mail
Post by: Marie on 19 April 2008, 19:11:00
i dont get any full stop! ;D ;D ;D thank god!

It might have something to do with the fact that to get credit these days is getting harder due to the budget and interest rates!
Title: Re: credit card mail
Post by: psl on 19 April 2008, 19:23:17
I' cant say I'l really noticed, mine go strait in the shreader.
Title: Re: credit card mail
Post by: mantahatch on 19 April 2008, 19:51:02
Don't worry you will soon start to get them again. If the bank of England really prints all that money to loan (give) to the private banks, they will soon be pushing us all to have more credit again.
I believe this is what nazi Germany did in the 1920s and 1930s.(print money)

This is going to all end in tears.

Mike
Title: Re: credit card mail
Post by: waspy on 19 April 2008, 19:54:13
Quote
I don't know about anyone else but I've not had any  credit card application mail for weeks, must be the credit crunch getting more crunchy ;D


You know i hadn't noticed, but you're right  :y
I hope it stays this way ::)
Title: Re: credit card mail
Post by: Martin_1962 on 19 April 2008, 20:11:48
I thought it was because I had two defaults
Title: Re: credit card mail
Post by: adsomega on 19 April 2008, 21:53:10
since getting a loan earlier this week ive had loads through the door straight in the bin though  
Title: Re: credit card mail
Post by: Entwood on 19 April 2008, 21:57:20
I stopped getting mail shots some years back .......  :)

Methinks the CC companys got fed up of having to pay for other CC mail shots .....  :)

System is ..

mail shot monday .. keep ....
mail shot tuesday, remove return envelope, place mondays mail shot in...  post without stamp,
mail shot wednesday, remove return envelope, place tuesdays mail shot in...  post without stamp,

etc etc etc .. :)
Title: Re: credit card mail
Post by: dad1uk on 19 April 2008, 22:00:17
They go straight in the bin, so I wouldn't notice if there were less of them.
Title: Re: credit card mail
Post by: Vamps on 19 April 2008, 22:02:06
Quote
since getting a loan earlier this week ive had loads through the door straight in the bin though  


Have you got it?  ;D ;D
Piccies ............ :)
Title: Re: credit card mail
Post by: adsomega on 19 April 2008, 22:05:23
Quote
Quote
since getting a loan earlier this week ive had loads through the door straight in the bin though  


Have you got it?  ;D ;D
Piccies ............ :)
pick it up next saturday brother is away until friday plus wanted to get a loan and give him 17000  straight away  rather than pay him monthly
Title: Re: credit card mail
Post by: Vamps on 19 April 2008, 22:17:06
Quote
Quote
Quote
since getting a loan earlier this week ive had loads through the door straight in the bin though  


Have you got it?  ;D ;D
Piccies ............ :)
pick it up next saturday brother is away until friday plus wanted to get a loan and give him 17000  straight away  rather than pay him monthly

Guess it's going to be a long week. :'(
 :y :y :y
Title: Re: credit card mail
Post by: adsomega on 19 April 2008, 22:24:00
a very long week  already not sleeping properly feel like an excited kid at christmas
Title: Re: credit card mail
Post by: amigov6 on 19 April 2008, 23:06:04
I've nearly finished loan payments at last. ALL Credit Card/ loan apps get shredded except for prepaid envelopes which i send back empty because i'm childish!!! I last held a Capitol one visa card when applying for my mortgage. Was going to pay it off & let it lapse but was told it helped my credit score so kept it going until completion.
   Once loans are paid will only have debit card & mortgage.
  As regards the credit squeeze, i sympathize with anyone struggling to keep thier house but i bought my 3 bed semi 6yrs ago for £39,950, now worth £95+ I only owe £36k so whilst on a small scale no equity worries & low repayments.
    Having said that i only take home £400 to £450 a week so it's all relative. That's often for 55ish hrs. & a night or two out.