Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: Rods2 on 24 July 2014, 23:47:09

Title: For Those That Love Insurance Companies
Post by: Rods2 on 24 July 2014, 23:47:09
And their sneaky charges...

http://www.dailymail.co.uk/news/article-2703477/The-hidden-fees-insurance-bill-Two-three-people-angry-sneaky-charges-introduced-small-print.html (http://www.dailymail.co.uk/news/article-2703477/The-hidden-fees-insurance-bill-Two-three-people-angry-sneaky-charges-introduced-small-print.html)

And don't ever agree to pay any renewal fees if renewing directly as this is where insurance companies make good money, where they don't have to pay third party commissions.
Title: Re: For Those That Love Insurance Companies
Post by: omega3000 on 25 July 2014, 11:20:42
About time something was done about them  >:( My father who is 73 has just had his insurance go up by £100 !! Went to the same company online and got him £120 off  ::)
Lying cheating scumballs  >:(
Title: Re: For Those That Love Insurance Companies
Post by: Kevin Wood on 25 July 2014, 11:38:03
They are pretty close to the top of my "wouldn't ssip on if they were on fire" list. ::)
Title: Re: For Those That Love Insurance Companies
Post by: aaronjb on 25 July 2014, 11:46:01
I was trying to add the RX8 to my multicar policy the other day and, after several calls to Admiral got a price of ~£450 for 7 months (up to the renewal date of the whole policy) which equates to £770 for the year.

An online quote from Admiral for a year was £480..

I called back and the unhelpful lady gave a response of "We can't change the price. The price that you've been quoted is the price."

So another online quote and this time it was Diamond "For Girls" who had the best price with Amy as the main driver and me as named.. part of the same group of companies (Admiral, Bell Direct, Elephant and Diamond).

I called them up and this time the fella at the other end couldn't have been more helpful; in the end we rolled all of our cars (Omega, M3, RX8 and Amy's Micra) into one multicar policy and dropped the price of the RX8 insurance down to ~£400 for 12 months and the predicted renewal price of all the other cars dropped as well with a total saving (vs the original ~£700/12 months on the RX8) was about £700 across all the cars.

With the same company!

Madness and really shows the difference in quality of call centre staff..
Title: Re: For Those That Love Insurance Companies
Post by: ted_one on 25 July 2014, 11:52:48
Privilege is definitely in that category,so when I get my renewal I go straight to their website look at the online price and then get on to them and negotiate for that price,they don't like it but I DO!! ;)Makes my day... bunch of rip off tossers ::)
Title: Re: For Those That Love Insurance Companies
Post by: Field Marshal Dr. Opti on 25 July 2014, 11:56:25
Don't get me started on insurance companies. >:( >:( >:( >:(

Title: Re: For Those That Love Insurance Companies
Post by: Field Marshal Dr. Opti on 25 July 2014, 11:58:48
I was trying to add the RX8 to my multicar policy the other day and, after several calls to Admiral got a price of ~£450 for 7 months (up to the renewal date of the whole policy) which equates to £770 for the year.

An online quote from Admiral for a year was £480..

I called back and the unhelpful lady gave a response of "We can't change the price. The price that you've been quoted is the price."

So another online quote and this time it was Diamond "For Girls" who had the best price with Amy as the main driver and me as named.. part of the same group of companies (Admiral, Bell Direct, Elephant and Diamond).

I called them up and this time the fella at the other end couldn't have been more helpful; in the end we rolled all of our cars (Omega, M3, RX8 and Amy's Micra) into one multicar policy and dropped the price of the RX8 insurance down to ~£400 for 12 months and the predicted renewal price of all the other cars dropped as well with a total saving (vs the original ~£700/12 months on the RX8) was about £700 across all the cars.

With the same company!

Madness and really shows the difference in quality of call centre staff..

So  you've plumped for an RX8 for young Amy? :y :y

Great drivers car. :y
Title: Re: For Those That Love Insurance Companies
Post by: aaronjb on 25 July 2014, 12:05:59
Yep - picked one up Wednesday for £800, low mileage, lovely metallic red colour, every optional extra right down to the illuminated gearknob..

..as the price suggests it's in need of a new engine ;)

Fantastic car to drive while it's cold, as soon as it heats up the lack of compression becomes rather apparent!
Title: Re: For Those That Love Insurance Companies
Post by: Field Marshal Dr. Opti on 25 July 2014, 12:31:55
Yep - picked one up Wednesday for £800, low mileage, lovely metallic red colour, every optional extra right down to the illuminated gearknob..

..as the price suggests it's in need of a new engine ;)

Fantastic car to drive while it's cold, as soon as it heats up the lack of compression becomes rather apparent!

You have a choice of the 192 or the 231 engine. How much are you expecting to pay for the new 'lump'.......and have you noticed how far back it sits? :y
Title: Re: For Those That Love Insurance Companies
Post by: aaronjb on 25 July 2014, 12:34:25
It's already a 231 so it wouldn't make much sense to put anything else in  :y

Most likely it'll go off for a rebuild and maybe a port & polish and remap..
Title: Re: For Those That Love Insurance Companies
Post by: Field Marshal Dr. Opti on 25 July 2014, 14:13:34
It's already a 231 so it wouldn't make much sense to put anything else in  :y

Most likely it'll go off for a rebuild and maybe a port & polish and remap..


From memory (and the RXer forum) a rebuild is about £2000.
The desirable 231 BHP version comes with a 6 speed box if memory serves. The 192BHP only has 5 speeds....I think.

Amy must be most pleased. :y 

Title: Re: For Those That Love Insurance Companies
Post by: aaronjb on 25 July 2014, 14:20:11
Actually she was mostly worried she'd broken it as it was fine all the time I was driving it (the first 20 minutes or so) and when she took over it got hot enough to start stalling ;D

But yes - it's worlds apart from a 1.0 Micra with manual everything! :)

There's a company not far away who'll do a rebuild for around £2k which, given it's general condition, still makes it a decent price :y
Title: Re: For Those That Love Insurance Companies
Post by: Field Marshal Dr. Opti on 25 July 2014, 14:32:04
Actually she was mostly worried she'd broken it as it was fine all the time I was driving it (the first 20 minutes or so) and when she took over it got hot enough to start stalling ;D

But yes - it's worlds apart from a 1.0 Micra with manual everything! :)

There's a company not far away who'll do a rebuild for around £2k which, given it's general condition, still makes it a decent price :y
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£2800 in total sounds good to me.
The RX8 forum is nothing like as good as OOF but it may be worth joining. Cost is £25 a year. What year is the car, Aaron?
Title: Re: For Those That Love Insurance Companies
Post by: aaronjb on 25 July 2014, 14:34:48
I already joined as a few of the rebuilders offer discounts to club members  :y

It's an 04 plate car :)
Title: Re: For Those That Love Insurance Companies
Post by: Field Marshal Dr. Opti on 25 July 2014, 14:36:23
I already joined as a few of the rebuilders offer discounts to club members  :y

It's an 04 plate car :)


Post some pictures when you have a moment. :)