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Chat Area => General Discussion Area => Topic started by: 05omegav6 on 06 December 2014, 13:21:58

Title: Things wot I lernt today...
Post by: 05omegav6 on 06 December 2014, 13:21:58
1. Always read the screen before you press enter.

2. If you want helpful, reliable banking, always use a building society.

3. PC World are more helpful than their spotted yoof reputation might otherwise suggest.

4. If you require being royally and systematically buggered at every turn, and charged for the privilege, then I can wholeheartedly recommend Lloyds. Onanists.
Title: Re: Things wot I lernt today...
Post by: chrisgixer on 06 December 2014, 13:24:57
Re 4) I don't want to say I told you so but.....



.....I did mention they are the most useless pile of shite ever invented, didn't I ? :-\
Title: Re: Things wot I lernt today...
Post by: 05omegav6 on 06 December 2014, 13:32:30
Better than Barclays. Just. But yes, they put the Thorpe into SLady bitshorpe...
Title: Re: Things wot I lernt today...
Post by: chrisgixer on 06 December 2014, 13:44:37
Better than Barclays. Just. But yes, they put the Thorpe into SLady bitshorpe...


Er, other wa..... Yes indeed ;D
Title: Re: Things wot I lernt today...
Post by: henryd on 06 December 2014, 14:21:59
I used to bank with Lloyds until they shafted me,with HSBC now and much better even if they are foreign  ::)
Title: Re: Things wot I lernt today...
Post by: chrisgixer on 06 December 2014, 14:23:52
Aaeye. Hsbc or first direct.

As always with any large UK company, it's how well they respond when things go wrong that's important.
Title: Re: Things wot I lernt today...
Post by: Rog on 06 December 2014, 14:29:45


I've only just been dragged kicking and screaming into the 21st Century and started banking online. Nat West, so far so good (fingers crossed) but a bit of hassle setting it all up at first.

Title: Re: Things wot I lernt today...
Post by: The Sheriff on 06 December 2014, 16:08:09
We've been with barclays for over twenty years and had no problems but, then again, we've never asked them to do anything out of the ordinary. In fact, thinking about it, we've done everything online for the past ten years or so.
Title: Re: Things wot I lernt today...
Post by: chrisgixer on 06 December 2014, 16:32:26
We've been with barclays for over twenty years and had no problems but, then again, we've never asked them to do anything out of the ordinary. In fact, thinking about it, we've done everything online for the past ten years or so.

See that's what I mean. It's not until you have to engage them to sort something out of the ordinary that you realise how good or bad they are.

If your constantly in the black and never have any issues or engage a human, then you've learned nothing about your bank. Just its systems. All systems have limits, and go tits up when the limit is reached.
Title: Re: Things wot I lernt today...
Post by: The Sheriff on 06 December 2014, 17:40:26
We've been with barclays for over twenty years and had no problems but, then again, we've never asked them to do anything out of the ordinary. In fact, thinking about it, we've done everything online for the past ten years or so.

See that's what I mean. It's not until you have to engage them to sort something out of the ordinary that you realise how good or bad they are.

If your constantly in the black and never have any issues or engage a human, then you've learned nothing about your bank. Just its systems. All systems have limits, and go tits up when the limit is reached.
Yep. Wages go in, bills come out, rest gets spent, wages go in........,, ;D
Title: Re: Things wot I lernt today...
Post by: Taxi_Driver on 06 December 2014, 17:50:15
We've been with barclays for over twenty years and had no problems but, then again, we've never asked them to do anything out of the ordinary. In fact, thinking about it, we've done everything online for the past ten years or so.

See that's what I mean. It's not until you have to engage them to sort something out of the ordinary that you realise how good or bad they are.

If your constantly in the black and never have any issues or engage a human, then you've learned nothing about your bank. Just its systems. All systems have limits, and go tits up when the limit is reached.
Yep. Wages go in, bills come out, rest gets spent, wages go in........,, ;D

On new mattresses/bedding  ;D ;D

And hang on a min.....what do you mean about wages.....from wot I can tell, you loaf about the house, sleeping half the day, take the dog for a short walk once a day...and occasionally get in the gaywoo....to go shopping....for wages = working, which you don't seem to do  ::) ;D 
Title: Re: Things wot I lernt today...
Post by: The Sheriff on 06 December 2014, 17:55:34
We've been with barclays for over twenty years and had no problems but, then again, we've never asked them to do anything out of the ordinary. In fact, thinking about it, we've done everything online for the past ten years or so.

See that's what I mean. It's not until you have to engage them to sort something out of the ordinary that you realise how good or bad they are.

If your constantly in the black and never have any issues or engage a human, then you've learned nothing about your bank. Just its systems. All systems have limits, and go tits up when the limit is reached.
Yep. Wages go in, bills come out, rest gets spent, wages go in........,, ;D

On new mattresses/bedding  ;D ;D

And hang on a min.....what do you mean about wages.....from wot I can tell, you loaf about the house, sleeping half the day, take the dog for a short walk once a day...and occasionally get in the gaywoo....to go shopping....for wages = working, which you don't seem to do  ::) ;D
No? Well.....I checked my nat ins contributions earlier in the year because I will be claiming my pension in a couple of years. 38 years worth of contributions, so I can't have been sitting on my fat arse for that long.

Oh....and jealousy is not a pretty thing to see... :P
Oh..and just to rub more salt in the wounds, my missus is in the top three percent of earners. ;D
Title: Re: Things wot I lernt today...
Post by: The Sheriff on 06 December 2014, 17:59:48
Sorry, just checked, top two percent. :-*
Title: Re: Things wot I lernt today...
Post by: 05omegav6 on 07 December 2014, 16:25:41
Just to add, what I said about PC world was wrong...

Useless shower of shits. The put the Sc in Huddersfield on sea. Having completely frozen my one working bank card, they refunded the transaction from the other day, only to suggest that I needed to use the same card to pay the deposit.
No can do say I as my account is frozen until the refund has cleared. I can use another card or pay cash.
Oh no can't do that as the card was part of your id. Must be the same card. No mentiin of this in the agreement or preliminary paperwork.

Ffs >:(

So I have to go back there again in the morning. Put the meter on when I got in the car, and shall turn it off when I have re collected my goods. I shall add this amount to my bank charges and send them the invoice attached to a shitty email...
Title: Re: Things wot I lernt today...
Post by: Field Marshal Dr. Opti on 07 December 2014, 16:42:32
Sorry, just checked, top two percent. :-*

I'm in the bottom 1%. :-\

Not that any of you selfish bastards care. ;D ;D
Title: Re: Things wot I lernt today...
Post by: zirk on 07 December 2014, 16:43:22
Better than Barclays. Just. But yes, they put the Thorpe into SLady bitshorpe...
Doesn't matter which one you deal with, they're all a Wunch of Bankers.
Title: Re: Things wot I lernt today...
Post by: Field Marshal Dr. Opti on 07 December 2014, 16:45:21
Sorry, just checked, top two percent. :-*

If your wife, the headmistress, is one of these new fangled 'super teachers' then she should be on £100,000 plus....In which case you should be driving a big German barge like Al. ::) ::) ;)
Title: Re: Things wot I lernt today...
Post by: The Sheriff on 07 December 2014, 17:17:55
Sorry, just checked, top two percent. :-*

If your wife, the headmistress, is one of these new fangled 'super teachers' then she should be on £100,000 plus....In which case you should be driving a big German barge like Al. ::) ::) ;)
Nah. Daewoo is the way forward. You've had experience of big germans....and?
Title: Re: Things wot I lernt today...
Post by: Field Marshal Dr. Opti on 07 December 2014, 17:24:11
Sorry, just checked, top two percent. :-*

If your wife, the headmistress, is one of these new fangled 'super teachers' then she should be on £100,000 plus....In which case you should be driving a big German barge like Al. ::) ::) ;)
Nah. Daewoo is the way forward. You've had experience of big germans....and?

Indeed I have and it didn't end well. :-\ :-\ :-X

My elderly MV6 is far better to drive. :y
Title: Re: Things wot I lernt today...
Post by: aaronjb on 07 December 2014, 19:42:14
Sorry, just checked, top two percent. :-*

If your wife, the headmistress, is one of these new fangled 'super teachers' then she should be on £100,000 plus....In which case you should be driving a big German barge like Al. ::) ::) ;)

Top 2% is >£105,000 (or was in 2012) Opti.. Which surprised me until a) I remembered what STMO's wife does and b) was talking about the salaries of heads today with a friend whose wife is a teacher..

Think I'm in the wrong job ;D
Title: Re: Things wot I lernt today...
Post by: The Sheriff on 07 December 2014, 20:54:51
Sorry, just checked, top two percent. :-*

If your wife, the headmistress, is one of these new fangled 'super teachers' then she should be on £100,000 plus....In which case you should be driving a big German barge like Al. ::) ::) ;)

Top 2% is >£105,000 (or was in 2012) Opti.. Which surprised me until a) I remembered what STMO's wife does and b) was talking about the salaries of heads today with a friend whose wife is a teacher..

Think I'm in the wrong job ;D
£105K? I wish.
Title: Re: Things wot I lernt today...
Post by: Field Marshal Dr. Opti on 07 December 2014, 20:55:40
Sorry, just checked, top two percent. :-*

If your wife, the headmistress, is one of these new fangled 'super teachers' then she should be on £100,000 plus....In which case you should be driving a big German barge like Al. ::) ::) ;)

Top 2% is >£105,000 (or was in 2012) Opti.. Which surprised me until a) I remembered what STMO's wife does and b) was talking about the salaries of heads today with a friend whose wife is a teacher..

Think I'm in the wrong job ;D

It makes you wonder what she see's in the scouse reprobate...... :-\ :-\ ;D ;D ;D
Title: Re: Things wot I lernt today...
Post by: The Sheriff on 07 December 2014, 20:59:04
Just had a check on another calculator, she's in the top 5%, virtually destitute  :(

So bog off, Opti, we're nowhere near as wealthy as wot you are.
Title: Re: Things wot I lernt today...
Post by: Vamps on 07 December 2014, 20:59:53
We've been with barclays for over twenty years and had no problems but, then again, we've never asked them to do anything out of the ordinary. In fact, thinking about it, we've done everything online for the past ten years or so.

See that's what I mean. It's not until you have to engage them to sort something out of the ordinary that you realise how good or bad they are.

If your constantly in the black and never have any issues or engage a human, then you've learned nothing about your bank. Just its systems. All systems have limits, and go tits up when the limit is reached.
Yep. Wages go in, bills come out, rest gets spent, wages go in........,, ;D

On new mattresses/bedding  ;D ;D

And hang on a min.....what do you mean about wages.....from wot I can tell, you loaf about the house, sleeping half the day, take the dog for a short walk once a day...and occasionally get in the gaywoo....to go shopping....for wages = working, which you don't seem to do  ::) ;D
No? Well.....I checked my nat ins contributions earlier in the year because I will be claiming my pension in a couple of years. 38 years worth of contributions, so I can't have been sitting on my fat arse for that long.

Oh....and jealousy is not a pretty thing to see... :P
Oh..and just to rub more salt in the wounds, my missus is in the top three percent of earners. ;D

Is that all? ???  I have 42 years worth, and will be about 8 years till I get my old age pension... :D :D  Thinking of 'jacking this job in' though, taking my pension and finding something else to do, part time perhaps.......... :y :y
Title: Re: Things wot I lernt today...
Post by: aaronjb on 07 December 2014, 21:07:16
Just had a check on another calculator, she's in the top 5%, virtually destitute  :(

So bog off, Opti, we're nowhere near as wealthy as wot you are.

Further proof you can make statistics say whatever you want.. ;D

Out of interest, which calculator?
Title: Re: Things wot I lernt today...
Post by: The Sheriff on 07 December 2014, 21:09:27
Just had a check on another calculator, she's in the top 5%, virtually destitute  :(

So bog off, Opti, we're nowhere near as wealthy as wot you are.

Further proof you can make statistics say whatever you want.. ;D

Out of interest, which calculator?
First one I used was an actual finance industry one, obviously wrong, second one was the guardian.
Title: Re: Things wot I lernt today...
Post by: The Sheriff on 07 December 2014, 21:19:34
We've been with barclays for over twenty years and had no problems but, then again, we've never asked them to do anything out of the ordinary. In fact, thinking about it, we've done everything online for the past ten years or so.

See that's what I mean. It's not until you have to engage them to sort something out of the ordinary that you realise how good or bad they are.

If your constantly in the black and never have any issues or engage a human, then you've learned nothing about your bank. Just its systems. All systems have limits, and go tits up when the limit is reached.
Yep. Wages go in, bills come out, rest gets spent, wages go in........,, ;D

On new mattresses/bedding  ;D ;D

And hang on a min.....what do you mean about wages.....from wot I can tell, you loaf about the house, sleeping half the day, take the dog for a short walk once a day...and occasionally get in the gaywoo....to go shopping....for wages = working, which you don't seem to do  ::) ;D
No? Well.....I checked my nat ins contributions earlier in the year because I will be claiming my pension in a couple of years. 38 years worth of contributions, so I can't have been sitting on my fat arse for that long.

Oh....and jealousy is not a pretty thing to see... :P
Oh..and just to rub more salt in the wounds, my missus is in the top three percent of earners. ;D

Is that all? ???  I have 42 years worth, and will be about 8 years till I get my old age pension... :D :D  Thinking of 'jacking this job in' though, taking my pension and finding something else to do, part time perhaps.......... :y :y
Glad I can have my pension in about three years because it won't be long before they say 'your wife earns enough for both of you. No pension for you, sonny boy'.
Title: Re: Things wot I lernt today...
Post by: Vamps on 07 December 2014, 21:22:31
We've been with barclays for over twenty years and had no problems but, then again, we've never asked them to do anything out of the ordinary. In fact, thinking about it, we've done everything online for the past ten years or so.

See that's what I mean. It's not until you have to engage them to sort something out of the ordinary that you realise how good or bad they are.

If your constantly in the black and never have any issues or engage a human, then you've learned nothing about your bank. Just its systems. All systems have limits, and go tits up when the limit is reached.
Yep. Wages go in, bills come out, rest gets spent, wages go in........,, ;D

On new mattresses/bedding  ;D ;D

And hang on a min.....what do you mean about wages.....from wot I can tell, you loaf about the house, sleeping half the day, take the dog for a short walk once a day...and occasionally get in the gaywoo....to go shopping....for wages = working, which you don't seem to do  ::) ;D
No? Well.....I checked my nat ins contributions earlier in the year because I will be claiming my pension in a couple of years. 38 years worth of contributions, so I can't have been sitting on my fat arse for that long.

Oh....and jealousy is not a pretty thing to see... :P
Oh..and just to rub more salt in the wounds, my missus is in the top three percent of earners. ;D

Is that all? ???  I have 42 years worth, and will be about 8 years till I get my old age pension... :D :D  Thinking of 'jacking this job in' though, taking my pension and finding something else to do, part time perhaps.......... :y :y
Glad I can have my pension in about three years because it won't be long before they say 'your wife earns enough for both of you. No pension for you, sonny boy'.

Sadly there might be some truth in that......... :( :(
Title: Re: Things wot I lernt today...
Post by: Sir Tigger KC on 08 December 2014, 00:10:27
At least you'll all be able to get your sweaty paws on your pensions to go out and buy nice Lamborghinis Omegas with!  :D  :y