Omega Owners Forum

Chat Area => General Car Chat => Topic started by: zirk on 05 May 2015, 19:29:50

Title: 3rd Bloody time unlucky, another one gets HIT
Post by: zirk on 05 May 2015, 19:29:50
This time last year, My white parked up 3.0 Plod Project decides to go Walkabout, never to be seen again.

About 6 months back, My parked up 3.2 Elite Estate gets side whacked and written off by an unknown Hit and Run.

So, Bank Holiday, some fceking mooron idiot decides to wipe out next doors front steel gates and fence at speed and, well have a look at the photo, His car ended up on top of the gate by the way.      >:( >:( >:( >:( >:(

Underneath, is My 3.2 LPG Manual Special.  >:( :'(

(http://i251.photobucket.com/albums/gg299/zirk-photos/IMG_20150502_192011.jpg)
Title: Re: 3rd Bloody time unlucky, another one gets HIT
Post by: BazaJT on 05 May 2015, 19:40:12
Ouch!!!Did no one ever tell you it's supposed to be third time lucky?Is this one repairable?
Title: Re: 3rd Bloody time unlucky, another one gets HIT
Post by: The Sheriff on 05 May 2015, 19:43:25
What can I say?  Just pure bad luck  :(
Title: Re: 3rd Bloody time unlucky, another one gets HIT
Post by: zirk on 05 May 2015, 19:53:36
Ouch!!!Did no one ever tell you it's supposed to be third time lucky?Is this one repairable?
Yep, in practice, Boot, although I cant open it, OS rear wing (hopefully panel beaten, if they still do that sort of thing) and a rear / side respray and adjacent wash in (probably whole side as its in Silver).

Problem is, as we all know, 03 Omega, will they write it off?

Still waiting for Plod to tell me if the other car was Insured by the Driver (Male)., as the car is owned and Insured is under a named Female  :-\
Title: Re: 3rd Bloody time unlucky, another one gets HIT
Post by: BazaJT on 05 May 2015, 20:11:19
Could very well write off as beyond economical repair yes.I suppose driver might be covered on a policy of his own that allows for driving any other vehicle he doesn't own,but could be something of a minefield here.
Title: Re: 3rd Bloody time unlucky, another one gets HIT
Post by: zirk on 05 May 2015, 20:24:05
What can I say?  Just pure bad luck  :(
Yep, of which, Im starting to get a bit bored with it all tbh.  ::)
Title: Re: 3rd Bloody time unlucky, another one gets HIT
Post by: omegod on 05 May 2015, 20:48:05
Surely as a "non fault by you"incident it should be put back as it was ?   
Title: Re: 3rd Bloody time unlucky, another one gets HIT
Post by: Varche on 05 May 2015, 21:25:39
Crikey, that is some run of bad luck.

Hope the insurance covers full repair.
Title: Re: 3rd Bloody time unlucky, another one gets HIT
Post by: The Sheriff on 05 May 2015, 21:31:20
Is that the drivers car insurance..or your neighbours home insurance?
Title: Re: 3rd Bloody time unlucky, another one gets HIT
Post by: zirk on 05 May 2015, 22:30:13
Is that the drivers car insurance..or your neighbours home insurance?
Other Drivers, but thats a good point, hadn"t even thought about Neighbour's  Insurance, is that do able, if the driver isnt Insured  :-\
Title: Re: 3rd Bloody time unlucky, another one gets HIT
Post by: minifreek on 06 May 2015, 07:14:34
More than likely be written off as beyond economical repair....
Title: Re: 3rd Bloody time unlucky, another one gets HIT
Post by: deviator on 06 May 2015, 07:40:21
If the car is insured but the driver isn't, they'll try and claim of the car policy.

Such a shame. Maybe it'd be cheaper to move?
Title: Re: 3rd Bloody time unlucky, another one gets HIT
Post by: Kevin Wood on 06 May 2015, 11:04:36
(https://dl.dropboxusercontent.com/u/26795734/Smilies/christ_on_a_bike1.jpg)

Not again?  :o
Title: Re: 3rd Bloody time unlucky, another one gets HIT
Post by: EMD on 06 May 2015, 15:49:10
What a damn shame , hope it can be repaired  :(
Title: Re: 3rd Bloody time unlucky, another one gets HIT
Post by: driver115 on 06 May 2015, 17:01:02
I`ve had 2 stationary vehicles written off by others in the last 3 years, 1 hit and run  who failed to stop with no recourse, the other a non fault claim, with a successful outcome  - if you can claim from others insurance via your own insurance - also make a separate claim direct/separately with their insurance for £10 per day loss of use of vehicle (if you have another vehicle to drive, as I did, and steered well clear of claims management companies as I just dealt directly with my own and the other party`s insurers ?) If your miggy is written off/uneconomical to repair (but you know you can get it repaired to your satisfaction - find out the salvage cost of it to buy it back using part of the insurance non fault payout/supplemented with £10 per day (circa 30 days worth ? ) A friend of mine got his beemer back on the road by buying it back, and getting it properly repaired with part of the insurance proceeds ( and was OK that his beemer became a category D ,I think write off, as the alternative was an unaffordable / beyond his means replacement) - just a thought/got him legally back on the road with his own original car  ?
Title: Re: 3rd Bloody time unlucky, another one gets HIT
Post by: ronnyd on 06 May 2015, 18:09:19
Bought mine back off insurance company when it was written off. Charged me the princely sum of £27.70p. :D
Title: Re: 3rd Bloody time unlucky, another one gets HIT
Post by: The Sheriff on 06 May 2015, 18:41:15
Bought mine back off insurance company when it was written off. Charged me the princely sum of £27.70p. :D
You were robbed.
Title: Re: 3rd Bloody time unlucky, another one gets HIT
Post by: Steve B on 06 May 2015, 18:43:26
Bought mine back off insurance company when it was written off. Charged me the princely sum of £27.70p. :D
Wonder how they came to that price  :-\
Title: Re: 3rd Bloody time unlucky, another one gets HIT
Post by: joff on 06 May 2015, 19:36:00
Got one of ours back a few years ago for 10% of payout :y