Omega Owners Forum
Chat Area => General Discussion Area => Topic started by: Kate on 26 June 2015, 12:52:34
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I recently took out a policy with LV for myself and my daughter. I have just received a letter from them stating that they need to see our driving licences and the V5 for the car.
Has anyone else ever been asked to show these when buying car insurance?
Has the law changed?
I only ever used to show proof of NCD.
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Nope, never have - seems very odd. Have you called them about it?
Since the liscence changes insurers seem to have gone a bit bonkers with what they ask for. I'm half expecting a sample pot to drop through the door along with my next renewal!
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Ive had to show copies if both parts of Driving licence for quite a few years now (guessing proof that you have one and any Endorsements declared or not).
As for the V5, they probably want to confirm who is the Registered Keeper of the Vehicle as you have added your Daughter to your Insurance and the car belongs to you and not Her, rather than the otherway around...
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Yes I guess you're right. It's such a nuisance though. >:(
I've got no NCD on my Omega but my other insurer still wanted to see the NCD I use on the other car. ::)
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I've never shown anything, not even proof of NCD. When I last renewed (changing companies) I was told they may want to see proof of NCD in the event of a claim.
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Standard practice for LV. In fact when I sent ours in, they noticed that I had made a mistake on my wife's pass date and got a refund on my premium. Other insurers have asked for NCB, DL etc.
It is a reasonable request though and you can always scan and email them the required documents.
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I recently took out a policy with LV for myself and my daughter. I have just received a letter from them stating that they need to see our driving licences and the V5 for the car.
Has anyone else ever been asked to show these when buying car insurance?
Has the law changed?
I only ever used to show proof of NCD.
I've not heard of this before...
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Standard practice for LV. In fact when I sent ours in, they noticed that I had made a mistake on my wife's pass date and got a refund on my premium. Other insurers have asked for NCB, DL etc.
It is a reasonable request though and you can always scan and email them the required documents.
Yup
I was with then about 10 years ago and had send a copy in :y
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Standard practice for LV. In fact when I sent ours in, they noticed that I had made a mistake on my wife's pass date and got a refund on my premium. Other insurers have asked for NCB, DL etc.
It is a reasonable request though and you can always scan and email them the required documents.
I've just left LV after five years, gone to Aviva. LV never asked for anything, aviva never asked for anything.
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Except money ;)
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Except money ;)
Yeah...quite a lot of it.
Just had my pet insurance through, almost the same as the two car policies. How much fickin damage can a four year old westie do? ;D
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Standard practice for LV. In fact when I sent ours in, they noticed that I had made a mistake on my wife's pass date and got a refund on my premium. Other insurers have asked for NCB, DL etc.
It is a reasonable request though and you can always scan and email them the required documents.
I've just left LV after five years, gone to Aviva. LV never asked for anything, aviva never asked for anything.
Cannot complain, if they had not asked, I wouldnt have got the £75 refund.
Aaah I forgot, its the wheezy Astra. I dont think anyone really cares, thats probably why. ;D
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Nope, never have - seems very odd. Have you called them about it?
Since the liscence changes insurers seem to have gone a bit bonkers with what they ask for. I'm half expecting a sample pot to drop through the door along with my next renewal!
If the pot is small be careful what you put in it. ::)
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Standard practice for LV. In fact when I sent ours in, they noticed that I had made a mistake on my wife's pass date and got a refund on my premium. Other insurers have asked for NCB, DL etc.
It is a reasonable request though and you can always scan and email them the required documents.
I've just left LV after five years, gone to Aviva. LV never asked for anything, aviva never asked for anything.
Yeah. Rather makes a mockery of your knowledgeable 'Standard practice for LV' though. :)
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I bow to your superior knowledge and car :P
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I bow to your superior knowledge and car :P
Quite right too.
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I usually switch insurance every year for the motorbike, every year they have asked for NCD proof.
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Yes, if I change companies then they want to see proof of NCD, not a problem.......
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I have recently gone to LV and they didn't ask for anything ,and they were £100 cheaper than the last lot I was with
They also didn't charge me to change the registration when it got changed over the last lot wanted £25
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I have recently gone to LV and they didn't ask for anything ,and they were £100 cheaper than the last lot I was with
They also didn't charge me to change the registration when it got changed over the last lot wanted £25
It's just you and me that can be trusted then.
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Sheila Hancock has just been on the telly, she is 83 now. She was outraged that her insurance company had increased her premium from circa £800 to £2000.
I think tests for over 75's are well overdue. If you pass the test, lower premium. If not, that's your lot.
Of course, this is unlikely to happen, because it would cost the government millions to set it up and billions to look after the oldies who could no longer drive and became confined to the house.
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I have recently gone to LV and they didn't ask for anything ,and they were £100 cheaper than the last lot I was with
They also didn't charge me to change the registration when it got changed over the last lot wanted £25
It's just you and me that can be trusted then.
Yes....everybody trusts a scouser. :)
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Sheila Hancock has just been on the telly, she is 83 now. She was outraged that her insurance company had increased her premium from circa £800 to £2000.
I think tests for over 75's are well overdue. If you pass the test, lower premium. If not, that's your lot.
Of course, this is unlikely to happen, because it would cost the government millions to set it up and billions to look after the oldies who could no longer drive and became confined to the house.
I broadly agree.
The very old and the very young are a menace. I recently followed a 'little old lady' who could barely see over the steering wheel. She was all over the fooking road and oblivious to oncoming traffic.
Probably high on illegal narcotics. :)
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Sheila Hancock has just been on the telly, she is 83 now. She was outraged that her insurance company had increased her premium from circa £800 to £2000.
I think tests for over 75's are well overdue. If you pass the test, lower premium. If not, that's your lot.
Of course, this is unlikely to happen, because it would cost the government millions to set it up and billions to look after the oldies who could no longer drive and became confined to the house.
I think you're right about mandatory age-related testing... if you're safe you've nothing to worry about
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I think LV think I'm some sort of scammer. :(
I know I'm from Sunderland but it seems way over the top. ;D