Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: JamesV6CDX on 11 July 2008, 14:55:32

Title: My Credit Card - CLONED
Post by: JamesV6CDX on 11 July 2008, 14:55:32
I just went to Currys to purchase some batteries and headphones - £15 transaction. Lady at the till said card has been declined and rang through to Virgin MBNA for authorisation.

MBNA asked me to call them ASAP when out of the store, so I did.

They have said there are a number of transactions but mainly cashpoint withdrawls that have been made in India using my card.

I have certainly not been to India!!

There will now be a fraud investigation on my account and I should be able to get the funds back.

I have used this card VERY little, and I know all of the outlets I've used it at. There is one I am very suspicious of, for my own reasons, but I'd never be able to prove it  :(

Ps, If you're reading Maria, I can't contact you - no phone!
Title: Re: My Credit Card - CLONED
Post by: Jimbob on 11 July 2008, 14:56:39
Sorry to hear that James, all the best for getting it sorted.
Title: Re: My Credit Card - CLONED
Post by: Jimbob on 11 July 2008, 14:58:00
Ohhh, MSN'd maria for ya  :y
Title: Re: My Credit Card - CLONED
Post by: Growler on 11 July 2008, 15:02:49
Sorry to hear that matey, hope it all works out in the end.
Title: Re: My Credit Card - CLONED
Post by: psychnurse on 11 July 2008, 15:34:17
Heck james!! You have had a rough old time of it lately... surly ya luck has to change oon bud!! Heres hoping!  :y
Title: Re: My Credit Card - CLONED
Post by: willyboy on 11 July 2008, 15:42:29
Bummer m8  :( just had the odd transaction charged on mine in past managed to close account before much damage but pretty sure where mine was thieved from (a petrol station me thinks) so now only use CCard at the Asda/Tesco pumps, plus pay cash for stuff at small shops !
Title: Re: My Credit Card - CLONED
Post by: Martin_1962 on 11 July 2008, 16:30:35
I always use cheques for gas
Title: Re: My Credit Card - CLONED
Post by: Field Marshal Dr. Opti on 11 July 2008, 17:00:42
There is a lot of this going on. exactly the same thing happened to my wife.
Title: Re: My Credit Card - CLONED
Post by: psychnurse on 11 July 2008, 17:03:25
Quote
There is a lot of this going on. exactly the same thing happened to my wife.



Nothing is safe... and nobody to be trusted!! A sorry state to be in really!  :'(
Title: Re: My Credit Card - CLONED
Post by: rickyboy on 11 July 2008, 17:06:56
That sucks mate.  This has happened due to the new ultra-secure computer controlled world we live in.  
Title: Re: My Credit Card - CLONED
Post by: Mr Skrunts on 11 July 2008, 17:12:17
Quote
That sucks mate.  This has happened due to the new ultra-secure computer controlled world we live in.  

Yeah bosses take thier work home on laptops and get forgetfull.

James, sure they will have you sorted out in no at all, in the mean time, check all your accounts online on a daily basis.  Go for papless billing as well, far too much is going astray in the post these days.
Title: Re: My Credit Card - CLONED
Post by: psychnurse on 11 July 2008, 17:14:10
Quote
Quote
That sucks mate.  This has happened due to the new ultra-secure computer controlled world we live in.  

Yeah bosses take thier work home on laptops and get forgetfull.

James, sure they will have you sorted out in no at all, in the mean time, check all your accounts online on a daily basis.  Go for papless billing as well, far too much is going astray in the post these days.




Like 3 of my TC cards!! Cant trust anybody!!  >:(
Title: Re: My Credit Card - CLONED
Post by: Mr Skrunts on 11 July 2008, 17:22:51
I also hate the Indian call centre, and allways wondered if the banks cutting corners have added to all these security issues.  I have my thoughts but I dont think anything will ever be shown up.
Title: Re: My Credit Card - CLONED
Post by: psychnurse on 11 July 2008, 17:25:10
A very good point mate. had not thought of that. I know our local indian was cloning cards and sending details to india. he is now inside... do miss his lamb tikka passanda...not worth a 5k credit card bill mind  ;D
Title: Re: My Credit Card - CLONED
Post by: Danny on 11 July 2008, 17:29:05
i only have one card with access to cash, i'm extremely careful where and how i use it, and i'm hawk-eye on the staff aswell

my girlfriend thinks i'm over-cautious, especially since i point out everything risky she does concerning money and identity theft, but i'm just looking out for us
Title: Re: My Credit Card - CLONED
Post by: psychnurse on 11 July 2008, 17:30:25
Quote
i only have one card with access to cash, i'm extremely careful where and how i use it, and i'm hawk-eye on the staff aswell

my girlfriend thinks i'm over-cautious, especially since i point out everything risky she does concerning money and identity theft, but i'm just looking out for us



Nobody else will mate! I tend to be over cautious these days
Title: Re: My Credit Card - CLONED
Post by: Danny on 11 July 2008, 17:35:28
exactly, but i still reckon one day i'll fall foul, it'd be just my luck! The public automatically assume they're being dealt with in shops by "honest" staff, because we should be! But i've worked with a fair amount of didgy retail staff before, none stealing from customers though...

its fortunate these days that credit card companies appear to be recovering the losses for customers who fall victim though
Title: Re: My Credit Card - CLONED
Post by: psychnurse on 11 July 2008, 17:39:34
I used to be a very trusing person. Has cost me thousands over the years, as well as heartache. I now am still a very trusting person... If its proven to me that the person is trusworthy. I also tend to bear grudges these days.. if its warranted.

I have sacked numerous nurses for various things.. picking on ill people in hospital... as a nurse... would love just to have shot them!!  >:(
Title: Re: My Credit Card - CLONED
Post by: amigov6 on 11 July 2008, 17:52:30
I no longer hold a credit card. I did have a Capitol One Visa but paid it off. I've just got the usual switch debit card now but worry when i "stick it in" an atm or use it over the phone etc. I found out a while back that supermarkets & other shops monitor what you buy & send or allow access to census places so now draw cash before i enter the store to pay @ the checkout. I find it a little disturbing that marketing people can monitor what i eat & drink.
    As you've never been to India i'm sure you'll be reimbursed. Guy.
Title: Re: My Credit Card - CLONED
Post by: stuart30 on 11 July 2008, 19:26:05
Id just be very very grateful someone hasn't use it too join a  Peodophilia site or Bestiality ect ect.

All very well and good denying you did...credit card says other wise.!!!

Title: Re: My Credit Card - CLONED
Post by: psychnurse on 11 July 2008, 19:29:30
Quote
Id just be very very grateful someone hasn't use it too join a  Peodophilia site or Bestiality ect ect.

All very well and good denying you did...credit card says other wise.!!!




IP logged and the lack of evidence would not prosecute I belive. Had a chap on the ward who had this happen!! Thing is... throw enough crap and some sticks... poor bloke!
Title: Re: My Credit Card - CLONED
Post by: bertiecbx550 on 11 July 2008, 19:35:49
Similar thing happend to my old man he went into currys to buy a new kettle(b4 i worked at comet) card declined it was outa date i checked the date an he was trying to use his new card which was not in use yet anyway 2 weeks later bank calls them up and says thier card has been used in the USA for internet use and then again for a bigger amount after doing fraud investigation they found out it was a member of currys staff cloning cards at the checkout and then selling em on the internet..me dad will not use a card at all now pays cash everywhere does me mums head in.....i :(
Title: Re: My Credit Card - CLONED
Post by: Andy B on 11 July 2008, 19:43:09
Quote
..... picking on ill people in hospital... as a nurse... would love just to have shot them!!  >:(

  :-? Can't see any flaw in your argument!  :y  :y  :y
Title: Re: My Credit Card - CLONED
Post by: psychnurse on 11 July 2008, 19:49:12
Quote
Quote
..... picking on ill people in hospital... as a nurse... would love just to have shot them!!  >:(

  :-? Can't see any flaw in your argument!  :y  :y  :y



Nor do I! The prosecution might!!  ;D ;D
Title: Re: My Credit Card - CLONED
Post by: TheBoy on 11 July 2008, 21:19:10
Quote
I just went to Currys to purchase some batteries and headphones - £15 transaction. Lady at the till said card has been declined and rang through to Virgin MBNA for authorisation.

MBNA asked me to call them ASAP when out of the store, so I did.

They have said there are a number of transactions but mainly cashpoint withdrawls that have been made in India using my card.

I have certainly not been to India!!

There will now be a fraud investigation on my account and I should be able to get the funds back.

I have used this card VERY little, and I know all of the outlets I've used it at. There is one I am very suspicious of, for my own reasons, but I'd never be able to prove it  :(

Ps, If you're reading Maria, I can't contact you - no phone!
Its on the increase.  I've had 2 done this year already :(