Omega Owners Forum
Chat Area => General Car Chat => Topic started by: Pmacca2000 on 21 January 2017, 09:08:04
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I began restoring my omega CD while my Dad still owned it, repainted front wings, bumpers and bonnet a really really deep clean and new windscreen and major service later she was ready to be my wedding car.
While I was insured to drive her she only came out on warm summer days as my main cars were Corsa and Vectra SRi's.
I took official ownership in 2013 and was due to move house last August/ September so did some insurance quotes for a few address and compared them with were I was living on a comparison site, on that basis once I had moved my insurance company wanted to see the log book as proof I had actually moved.
After sending them a copy I was told that I was only the registered keeper from 2013 and my insurance would go up £200.
The justification for this was that I had less experience in the car than I would have had if I'd signed the logbook over in 2008, despite the fact I'd been driving it since 2007 and pointing out that the log book was irrelevant because it doesn't show driving hours or miles but they weren't having it.
After batteling for an hour I got the insurance back to £500.
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If the insurance companies can find a way to rape your arse, they will :-X >:( >:(
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A mate of mine is a professional driver for an Essex braised bus company and his insurance went up because a deer when through the front of his Peugeot 306 like a fax at 60-70 mph days after he got the car, they said it was due to his lack of experience in the car.
Ok the deer was in the middle of the Boreham bypass at night but the stop pedal is in the same place!
Nothing like ripping people off really is there?
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If you were driving and Insured the car since 2007 and the Vehicle wasn't owned / Registered Keeper in your name then technically you wouldn't have been Insured correctly unless you informed them at the time of taking the Insurance out, they get a bit funny about stuff like that, they dont like insuring vehicles that are not Registered to the Driver or at least in the Family Member of the same address (read the small print on the Policy Schedule).