Omega Owners Forum
Chat Area => General Car Chat => Topic started by: STEMO on 01 March 2017, 11:35:16
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My renewal quote from Aviva last year was about £550. That's for two cars with two drivers each. I thought I would be crafty and went online to Avivas website and got a quote for the same insurance as a new customer, that came back at about £400 so I bought it. After the policy renewed Aviva were asking me for proof of NCD, so I rang them and told them they already had it as my old policy was with them. The young lady seemed a bit confused but checked and, of course, it was there. I couldn't understand how they wouldn't realise what customers were doing, but hey ho.
Anyhows, same dance this year. Renewal due in April so I went online as a new customer and got a quote of.............£815! Shit! So I rang LV last night and, as they don't cover two cars with a single policy, got two separate quotes......£260 and £210, making a total of £470. I think that's the direction I'll be going in when I get my renewal notice.
While I was on the phone to LV, I also asked for a home insurance quote as that's due at the same time. £170 cheaper than Aviva. So it looks like they'll be losing that one as well.
*Please don't comment on how much cheaper your insurance is, that's not the point. We all use our cars for different purposes and we certainly all have different postcodes.
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Been with LV for years ever since joining the civil service as they give us special deals, always found them excellent.
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Multi-car deals are rarely good. We insure all cars separately.
£324 for the Jag and about half that for the Signum.
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Been with LV for years ever since joining the civil service as they give us special deals, always found them excellent.
:y
Just moved from Policy Expert to LV for house and contents insurance. :y
I rarely stay with any insurer for more than two years because by this time they are staring to 'load' the premium.
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Insurers love two types of customers.
1. Lazy bastards who can't be arsed to look for the best deal.
2. Wealthy bastards who pay whatever they are asked. I very much doubt that Wayne Rooney shops around for the best deal on his Aston, Bentley, Bugatti,.....etc..etc. Even in the quote comes to £50,000 it's less than he earns in a day.
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Personally I won't use LV ever again after they sold my details having written off my car for three stonechips >:(
Can't prove it, but 40 months later, I am still receiving unsolicited calls telling me that I must have been injured because the car was written off >:(
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Personally I won't use LV ever again after they sold my details having written off my car for three stonechips >:(
Can't prove it, but 40 months later, I am still receiving unsolicited calls telling me that I must have been injured because the car was written off >:(
I think you'll find that most of them do that. They won't tell you anything because of 'the data protection act', but they merrily sell your details to anyone willing to pay.
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Yep I still get calls after a motorbike accident I had in 2009! ::)
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Only ever been called once probably 4 or 5 years ago, when I asked for the registration number of the vehicle alleged to have been involved in an accident they hung up. Don't mind nuisance calls either string them along by talking complete 'dangle berries', or if I haven't the time tell them to piss off & put the phone down , simples.😂😂
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Got this at the moment, Admiral have just quoted a renewal price of £1,050 for the multicar policy (two cars with two drivers), separate insurance comes in at £275 for mine and £233 for hers so they can well and truly Foxtrot Oscar
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Got this at the moment, Admiral have just quoted a renewal price of £1,050 for the multicar policy (two cars with two drivers), separate insurance comes in at £275 for mine and £233 for hers so they can well and truly Foxtrot Oscar
A saving of £542. :y
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This is about the same as my experience of multi-car. I have yet to get a multicar quote that was less than insuring our two cars separately, with enough spare change to insure one of a second time!
Are they purely a product that preys on the lazy/gullible do we think?
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This is about the same as my experience of multi-car. I have yet to get a multicar quote that was less than insuring our two cars separately, with enough spare change to insure one of a second time!
Are they purely a product that preys on the lazy/gullible do we think?
Yes.
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I once asked about multi car insurance and was told you need 5 cars to make a saving.....and that's when I was paying £3200 for 4 cars.
Seems a lot but they were all insured as taxis.....£800 each ... Merc C class/Omega/2x Vectras.
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I insure with Aviva on alternate years. the year Im not with Aviva I go with whichever is the best deal on comparison sites, taking into account cashback availability.
Cashback with Aviva is the highest of the lot at around £65 - 70. but only for new customers. Hence insuring with them on alternate years.
Total bill to insure both cars is somewhere around £300 p.a.
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Been with LV for years ever since joining the civil service as they give us special deals, always found them excellent.
Utterly hopeless last time I was with them (back in the Frizzell days), after being rear ended by a Volvo, I was treated with complete disinterest, ended up having to do all the donkey work myself to claim from 3rd party.
So they were told in no uncertain terms where to go, as were the CSMA retards.
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Got this at the moment, Admiral have just quoted a renewal price of £1,050 for the multicar policy (two cars with two drivers), separate insurance comes in at £275 for mine and £233 for hers so they can well and truly Foxtrot Oscar
Luck of the draw I think. This year, Admiral multicar worked out significantly cheaper than other options from the comparison sites.
But I do try to check most years :y
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Been with LV for years ever since joining the civil service as they give us special deals, always found them excellent.
Utterly hopeless last time I was with them (back in the Frizzell days), after being rear ended by a Volvo, I was treated with complete disinterest, ended up having to do all the donkey work myself to claim from 3rd party.
So they were told in no uncertain terms where to go, as were the CSMA retards.
.
Obviously changed a bit now then , never experienced any problems with them & CSMA have saved me a fortune on holidays etc.
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CSMA have saved me a fortune on holidays etc.
That's what they tell you, and I believed, but like most of these types of club, they are run by 'tards, and the deals are poor. When I was looking if my £10pa subscription was worth it, I found it was always cheaper to go via a local specialist (eg, travel agent in case of holidays) than via csma offers. This was pre internet days, now its even easier...
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I insured one of my cars with Saga this year. Im officially old. :'(
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I insured one of my cars with Saga this year. Im officially old. :'(
Did you get a free dift of pipe and slippers Albs?
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Got this at the moment, Admiral have just quoted a renewal price of £1,050 for the multicar policy (two cars with two drivers), separate insurance comes in at £275 for mine and £233 for hers so they can well and truly Foxtrot Oscar
Luck of the draw I think. This year, Admiral multicar worked out significantly cheaper than other options from the comparison sites.
But I do try to check most years :y
Same here every year but works out cheaper for us to insure separately with Betterhalf on the others policy so 2 drivers
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CSMA have saved me a fortune on holidays etc.
That's what they tell you, and I believed, but like most of these types of club, they are run by 'tards, and the deals are poor. When I was looking if my £10pa subscription was worth it, I found it was always cheaper to go via a local specialist (eg, travel agent in case of holidays) than via csma offers. This was pre internet days, now its even easier...
. Things change have always beaten every price I've ever been quoted
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I insured one of my cars with Saga this year. Im officially old. :'(
Did you get a free dift of pipe and slippers Albs?
Already had them. :y
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They're all robbing bar stewards.
I've had one car installed with Direct Line for years and the price has crept up every year to the point where this year was absolutely ridiculous, as this car has some mods on it (B4's, Eibachs, poly bushes) and will be having bigger brakes and wheels this year I've gone with a company that will insure the modifications and give me a guaranteed value. The cost is nearly 50% cheaper than Direct Line...
The other car was with Aviva who decided to load up the price this year so I checked around and ended up insuring the car with...... Direct Line. This car is an identical model and engine size to the other one and is less than 6 months older, it's insured for 30K a year with business cover etc and they wanted less than any other insurance company and obviously less than the quote they'd given for the other car.... so call it what you like - Double standards, piss taking, random price generating, the whole insurance quoting system, whatever the company, appears to be ridiculous.
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I insured one of my cars with Saga this year. Im officially old. :'(
A sedate old Wolesley or Humber would suit somebody of your age.
Don't forget the tartan pic rug and thermos flask. :)
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I insured one of my cars with Saga this year. Im officially old. :'(
A sedate old Wolesley or Humber would suit somebody of your age.
Don't forget the tartan pic rug and thermos flask. :)
A Humber sceptre for me, please.
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I insured one of my cars with Saga this year. Im officially old. :'(
A sedate old Wolesley or Humber would suit somebody of your age.
Don't forget the tartan pic rug and thermos flask. :)
A Humber sceptre for me, please.
I trust you don't mean the later model that was actually a Hillman Hunter with a bit of wood and leather thrown at it?
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Had a Mk1 Sceptre[1500cc]back in the '70's,lovely little car it was too.Anyway back to the thread,the V70 is insured with Saga while the Omega is insured with the AA.Oddly Saga's quote for the Omega was sky high considering that was on 9yrs+ no claims and 1,000mls per year,while the V70 was with no NCB and 4,000mls per year :o