Omega Owners Forum
Chat Area => General Discussion Area => Topic started by: dippydave on 04 August 2008, 17:45:11
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Just wondering what the situation is with LPG and insurance?
If it's DIY is a certificate needed before any cover's offered?
If/when it's cert'd (whether DIY or pro) does it raise or reduce premiums?
and when the conversions done, i presume the V5 has to be changed otherwise that's not valid either?
thanking your expertise, Dave.
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It seems to vary depending on insurer. My insurer didn't ask for more money nor for an LPGA certificate, and didn't ask who'd fitted it ;) but I will be getting it certified once it's got a few miles on it just to cover myself.
As to the DVLA - I'm nopt sure if you have to supply evidence of the conversion to them? :-/
Kevin
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So how would you certify if it is a DIY??
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It seems to vary depending on insurer. My insurer didn't ask for more money nor for an LPGA certificate, and didn't ask who'd fitted it ;) but I will be getting it certified once it's got a few miles on it just to cover myself.
As to the DVLA - I'm nopt sure if you have to supply evidence of the conversion to them? :-/
Kevin
Well it does not alter the cars spec surly??
Can see that the insurance would need to know though ::)
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It seems to vary depending on insurer. My insurer didn't ask for more money nor for an LPGA certificate, and didn't ask who'd fitted it ;) but I will be getting it certified once it's got a few miles on it just to cover myself.
As to the DVLA - I'm nopt sure if you have to supply evidence of the conversion to them? :-/
Kevin
Well it does not alter the cars spec surly??
Can see that the insurance would need to know though ::)
Yes it does, insurers see it as modifying the car from its original spec
The lack of premium increase is because it doesn't improve the performance of the car
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It seems to vary depending on insurer. My insurer didn't ask for more money nor for an LPGA certificate, and didn't ask who'd fitted it ;) but I will be getting it certified once it's got a few miles on it just to cover myself.
As to the DVLA - I'm nopt sure if you have to supply evidence of the conversion to them? :-/
Kevin
Well it does not alter the cars spec surly??
Can see that the insurance would need to know though ::)
Yes it does, insurers see it as modifying the car from its original spec
The lack of premium increase is because it doesn't improve the performance of the car
I meant the DVLA notification Jay. I can see how the inurance companies would need to know.
Just wondering about the DVLA? :y
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So does it incree/decrease/ or make no diff to insurance ?? Out of interest ::)
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It should make no difference to the premium, if it does, change ins comps :y
As to the DVLA, no need to tell them.....it will just stay as petrol as the fuel.....however if you want LPG on the V5 and slightly reduced VED, then you have to provide iirc the bill from the LPG certified installer, the certificate, Insurance doc, MOT, the current V5 and your current tax disk and obviously you have to goto your nearest DVLA office with this paperwork.
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It seems to vary depending on insurer. My insurer didn't ask for more money nor for an LPGA certificate, and didn't ask who'd fitted it ;) but I will be getting it certified once it's got a few miles on it just to cover myself.
As to the DVLA - I'm nopt sure if you have to supply evidence of the conversion to them? :-/
Kevin
Well it does not alter the cars spec surly??
Can see that the insurance would need to know though ::)
Yes it does, insurers see it as modifying the car from its original spec
The lack of premium increase is because it doesn't improve the performance of the car
I meant the DVLA notification Jay. I can see how the inurance companies would need to know.
Just wondering about the DVLA? :y
sorry mate i misread. ;)
Not sure if DVLA need to know, unless you want to try and get Dual fuel tax class, which i believe is slightly lower that petrol
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It seems to vary depending on insurer. My insurer didn't ask for more money nor for an LPGA certificate, and didn't ask who'd fitted it ;) but I will be getting it certified once it's got a few miles on it just to cover myself.
As to the DVLA - I'm nopt sure if you have to supply evidence of the conversion to them? :-/
Kevin
Well it does not alter the cars spec surly??
Can see that the insurance would need to know though ::)
Yes it does, insurers see it as modifying the car from its original spec
The lack of premium increase is because it doesn't improve the performance of the car
I meant the DVLA notification Jay. I can see how the inurance companies would need to know.
Just wondering about the DVLA? :y
sorry mate i misread. ;)
Not sure if DVLA need to know, unless you want to try and get Dual fuel tax class, which i believe is slightly lower that petrol
Well I am ure any reduction in anything these days would be welcomed :D
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It should make no difference to the premium, if it does, change ins comps :y
As to the DVLA, no need to tell them.....it will just stay as petrol as the fuel.....however if you want LPG on the V5 and slightly reduced VED, then you have to provide iirc the bill from the LPG certified installer, the certificate, Insurance doc, MOT, the current V5 and your current tax disk and obviously you have to goto your nearest DVLA office with this paperwork.
blimey that's a lot of jumping through paper hoops for a new V5. and i can't find any reference on the dvla site that VED would be reduced for having LPG!... oh unless it's a post 2001 car. :-/
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It should make no difference to the premium, if it does, change ins comps :y
As to the DVLA, no need to tell them.....it will just stay as petrol as the fuel.....however if you want LPG on the V5 and slightly reduced VED, then you have to provide iirc the bill from the LPG certified installer, the certificate, Insurance doc, MOT, the current V5 and your current tax disk and obviously you have to goto your nearest DVLA office with this paperwork.
blimey that's a lot of jumping through paper hoops for a new V5. and i can't find any reference on the dvla site that VED would be reduced for having LPG!... oh unless it's a post 2001 car. :-/
Dont think its that big a deal mate (says he who has no idea :D) just a bit of a process with anything to do with the DVLA ;D
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Gnu is reg. as dual fuel and I still pay the full whack >:(
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Gnu is reg. as dual fuel and I still pay the full whack >:(
>:( >:( >:( >:(
Well at least you get some savings ;)
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Gnu is reg. as dual fuel and I still pay the full whack >:(
>:( >:( >:( >:(
Well at least you get some savings ;)
Very true -- and TBH I don't mind -- I knew what it would cost before I had it and I think it's worth it :)
'Course, when the post 2001 tax hike comes in I will be able to afford a smug grin ::)
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It should make no difference to the premium, if it does, change ins comps :y
As to the DVLA, no need to tell them.....it will just stay as petrol as the fuel.....however if you want LPG on the V5 and slightly reduced VED, then you have to provide iirc the bill from the LPG certified installer, the certificate, Insurance doc, MOT, the current V5 and your current tax disk and obviously you have to goto your nearest DVLA office with this paperwork.
blimey that's a lot of jumping through paper hoops for a new V5. and i can't find any reference on the dvla site that VED would be reduced for having LPG!... oh unless it's a post 2001 car. :-/
Oh yes sorry forgot to mention that bit :-[
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As to the DVLA, no need to tell them.....it will just stay as petrol as the fuel.....however if you want LPG on the V5 and slightly reduced VED, then you have to provide iirc the bill from the LPG certified installer, the certificate, Insurance doc, MOT, the current V5 and your current tax disk and obviously you have to goto your nearest DVLA office with this paperwork.
For gawd's sake take some Kendall mint cake and a PDA to surf OOF or you will die of malnutrition / boredom in the queue of shady used car dealers. ;D
Kevin
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Discovered how it affects insurance this morning at 8am...
by waking me up!! >:(
Seriously, when i asked to swap my policy from an Elite saloon to a GLS estate they said no problem. in fact it's £17 cheaper for the year so most of the admin charge will be covered. :y
oh but lpg? ah. better ring Norwich Union to check. and yes 20 hours later i get the decision, it's fine but they need an install cert faxed over in the next fortnight. >:( what a pain!!
least the local 46p/l dealer is countering the pain :)
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got mine installed pro and they provided a certificate. if its a DIY you can take it to a pro to do a check for a charge to get a certificate (if it passes!)
when i informed my insurer they put my premium up by £50 for admin charges now the car apparently has a higher market value.
as regards to the V5 they will change it provided you have all the relevent paperwork, (i didnt, forgot the V5!) but she said there is no point as the V6 dosent qualify on the powershift register for reduced tax and is not congestion charge exempt. also the government funding for eco cars was scrapped in 2005, as it was seen that the savings in fuel costs would cover the conversion costs, in other words there being tight bar stewards!