Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: Field Marshal Dr. Opti on 09 June 2022, 16:08:17

Title: Whats with this Tory home buying scheme?
Post by: Field Marshal Dr. Opti on 09 June 2022, 16:08:17
I'm confused. :-[

Can it work or is it a Tory distraction tactic?
Title: Re: Whats with this Tory home buying scheme?
Post by: STEMO on 09 June 2022, 16:50:06
I'm confused. :-[

Can it work or is it a Tory distraction tactic?
It's really simple. People who work and pay tax are going to buy a house for those who CBA  :)
Title: Re: Whats with this Tory home buying scheme?
Post by: Migv6 le Frog Fan on 09 June 2022, 16:54:32
Exactly. Even those who work and pay tax and dont own a house themselves.  ::)
I suppose Boris is hoping that everyone on benefits will vote for him instead of Starmer next time around.  ::)
Title: Re: Whats with this Tory home buying scheme?
Post by: STEMO on 09 June 2022, 16:57:37
I do hope people who are gay, bisexual, trans or whatever get first dibs, I've never seen a head actually explode before  ;D
Title: Re: Whats with this Tory home buying scheme?
Post by: Field Marshal Dr. Opti on 09 June 2022, 17:47:10
I'm confused. :-[

Can it work or is it a Tory distraction tactic?
It's really simple. People who work and pay tax are going to buy a house for those who CBA :)

That sounds rather socialist to me. :)
Title: Re: Whats with this Tory home buying scheme?
Post by: STEMO on 09 June 2022, 17:48:38
I'm confused. :-[

Can it work or is it a Tory distraction tactic?
It's really simple. People who work and pay tax are going to buy a house for those who CBA :)

That sounds rather socialist to me. :)
It's the socialist vote he's after. But he won't get it, even socialists aren't complete fools.
Title: Re: Whats with this Tory home buying scheme?
Post by: STEMO on 09 June 2022, 17:51:24
The money you get from government when you can't work is meant to feed and clothe you and the kids, pay for your energy bills and pay your rent. That seems quite an attractive proposition to some people, throw in a house and who needs to work?
Title: Re: Whats with this Tory home buying scheme?
Post by: Field Marshal Dr. Opti on 09 June 2022, 18:34:16
My understanding is that the scheme only applies to working people on low wages who receive a top up. I don't think somebody who is unemployed (or unemployable ::)) can apply.
Title: Re: Whats with this Tory home buying scheme?
Post by: Migv6 le Frog Fan on 09 June 2022, 18:39:59
This is Boris trying to steal Thatchers clothes, so to speak. It wont work.
The thing that might save him is Labour keeping useless Starmer as leader. Although they, like the Tories have no one credible to replace him with.
Angela Rayner is a gobby slapper who got lucky. Lisa Nandy would be out of her depth on the Parish council in my little village.
I think thats about all theyve got.  :)
Title: Re: Whats with this Tory home buying scheme?
Post by: Field Marshal Dr. Opti on 09 June 2022, 18:46:16
This is Boris trying to steal Thatchers clothes, so to speak. It wont work.
The thing that might save him is Labour keeping useless Starmer as leader. Although they, like the Tories have no one credible to replace him with.
Angela Rayner is a gobby slapper who got lucky. Lisa Nandy would be out of her depth on the Parish council in my little village.
I think thats about all theyve got.  :)

The ginger growler reminds me of the girls who were willing to have sex with me outside a nightclub back in the day. Not exactly classy I must agree. :)

Another deluded blonde bimbo is Stella Creasey who recently said that a trans woman is an ' adult human female' which is plainly batshit. :-X

Title: Re: Whats with this Tory home buying scheme?
Post by: Andy B on 09 June 2022, 18:50:36
paying the mortgage is the easy bit .... rents are probably cheaper than monthly mortgage payments .... it's the 10/15% deposit that's the harder bit. While they're renting, they've probably sod all chance of saving the deposit up.
Title: Re: Whats with this Tory home buying scheme?
Post by: Lizzie Zoom on 09 June 2022, 19:06:31
Boris is obviously on something!

This is utter madness.  He cannot understand that someone on universal credit, housing benefit, etc, is on low wages, which equals meagre overall spending power, if any with everything going up so much that just feeding a family is becoming a problem when other household expenses are taken into the calculation.

But almost regardless of all that, where is the 10’s of thousands of new social housing that the nation requires coming from if Boris does what Thatcher did and sell off what there is?

This proposed policy is just plain daft, and from someone now desperately aiming to hang onto power >:(
Title: Re: Whats with this Tory home buying scheme?
Post by: Field Marshal Dr. Opti on 09 June 2022, 19:35:35
paying the mortgage is the easy bit .... rents are probably cheaper than monthly mortgage payments .... it's the 10/15% deposit that's the harder bit. While they're renting, they've probably sod all chance of saving the deposit up.

I was fortunate to obtain a 100% mortgage.....albeit at 16.5%. :o :o :o :o
Title: Re: Whats with this Tory home buying scheme?
Post by: Field Marshal Dr. Opti on 09 June 2022, 19:41:10
paying the mortgage is the easy bit .... rents are probably cheaper than monthly mortgage payments .... it's the 10/15% deposit that's the harder bit. While they're renting, they've probably sod all chance of saving the deposit up.

Vicious circle.

When you are paying £600/£700/£800 each month on rent it is almost impossible to save for a deposit.

Just live me Mum and pay her ten quid a month ( including washing of all clothes) until the money is saved. ;D ;D

Title: Re: Whats with this Tory home buying scheme?
Post by: Andy B on 09 June 2022, 19:57:43
paying the mortgage is the easy bit .... rents are probably cheaper than monthly mortgage payments .... it's the 10/15% deposit that's the harder bit. While they're renting, they've probably sod all chance of saving the deposit up.

I was fortunate to obtain a 100% mortgage.....albeit at 16.5%. :o :o :o :o

That was probably around the time I got my first mortgage .... £22000  :y
Title: Re: Whats with this Tory home buying scheme?
Post by: Field Marshal Dr. Opti on 09 June 2022, 21:02:08
paying the mortgage is the easy bit .... rents are probably cheaper than monthly mortgage payments .... it's the 10/15% deposit that's the harder bit. While they're renting, they've probably sod all chance of saving the deposit up.

I was fortunate to obtain a 100% mortgage.....albeit at 16.5%. :o :o :o :o

That was probably around the time I got my first mortgage .... £22000  :y

Mortgage rate was 15% at the time. I was charged an extra 1.5% for  the first year.

Deposit money went on a brand new Yamaha FJ1200. :)
Title: Re: Whats with this Tory home buying scheme?
Post by: Doctor Gollum on 09 June 2022, 21:07:38
£600 will buy me a room in a shared house.

Going rate for a studio in Colnbrook is £145-170k/£610 pm plus deposit and ground rent...
Title: Re: Whats with this Tory home buying scheme?
Post by: Field Marshal Dr. Opti on 12 June 2022, 12:56:05
People of a certain age will tell you that an average house (2-3 bed semi) cost roughly twice what the average man ( builder, baker, candle stick maker) would earn in a single year*

Outside of London and the south east*.

Those days are long gone......unless the average Joe earns roughly £100,000 PA.