Omega Owners Forum
Chat Area => General Discussion Area => Topic started by: Sir Tigger KC on 01 October 2022, 15:30:20
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I'm with Octopus on their Flexible Avro tariff which as advertised went up today. :(
I was paying:
Leccy: 28.40p kwh 51.36p per day S/C
Gas: 7.48p kwh 27.22p per day S/C
Now paying:
Leccy: 51.71p kwh 51p per day S/C
Gas: 14.85p kwh 26.84p per day S/C
So a massive hike in the unit cost of gas and electricity, but look on the bright side...... they've reduced my standing charges! :D
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Elec 17.9Kwh 24.67standing charge
Gas 2.98Kwh 29.0 standing charge
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Elec 17.9Kwh 24.67standing charge
Gas 2.98Kwh 29.0 standing charge
Nice! :y
When does your fix end Uncle Stemo? ???
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Elec 17.9Kwh 24.67standing charge
Gas 2.98Kwh 29.0 standing charge
Nice! :y
When does your fix end Uncle Stemo? ???
It'll come as a shock to the old boy.
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I'm with Octopus on their Flexible Avro tariff which as advertised went up today. :(
I was paying:
Leccy: 28.40p kwh 51.36p per day S/C
Gas: 7.48p kwh 27.22p per day S/C
Now paying:
Leccy: 51.71p kwh 51p per day S/C
Gas: 14.85p kwh 26.84p per day S/C
So a massive hike in the unit cost of gas and electricity, but look on the bright side...... they've reduced my standing charges! :D
That is almost 100% rise.
Are you sure that is correct?
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Elec 17.9Kwh 24.67standing charge
Gas 2.98Kwh 29.0 standing charge
Nice! :y
When does your fix end Uncle Stemo? ???
Next May but, as Opti says, I might be dead by then :)
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Was on a fix of £95 a month for both with Together energy. They went bust earlier this year so got transferred to British Gas.
They then increased it to £195 a month, and its about to increase again. I expect it to go up again this month, so any thoughts of cutting down a bit on the overtime are long gone. ::)
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Was on a fix of £95 a month for both with Together energy. They went bust earlier this year so got transferred to British Gas.
They then increased it to £195 a month, and its about to increase again. I expect it to go up again this month, so any thoughts of cutting down a bit on the overtime are long gone. ::)
Life's a bitch then you die. ::) ;)
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Unit Rate:
Gas: 10.237p per kWh
Electricity: 33.018p per kWh
Standing charges
Your standing charge is a daily rate, which pays for getting the energy from the generators into your home
Gas: 28.485p per day
Electricity: 45.769p per day
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Thats a standard variable rate tariff via BG
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Unit Rate:
Gas: 10.237p per kWh
Electricity: 33.018p per kWh
Standing charges
Your standing charge is a daily rate, which pays for getting the energy from the generators into your home
Gas: 28.485p per day
Electricity: 45.769p per day
I think Tig must be paying for the whole of Darzett. ::)
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My last DD was £366 pm, before the current hikes....
...though I have taken some steps to reducing electric usage. Some of which could impact poor old OOF, as I've yanked out the HPE Proliant servers and the 10Gb switch was linked it all, and dusted off some little Intel NUCs that I acquired ages ago to run it all on...
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My last DD was £366 pm, before the current hikes....
...though I have taken some steps to reducing electric usage. Some of which could impact poor old OOF, as I've yanked out the HPE Proliant servers and the 10Gb switch was linked it all, and dusted off some little Intel NUCs that I acquired ages ago to run it all on...
There's not that much traffic these days.
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Was on a fix of £95 a month for both with Together energy. They went bust earlier this year so got transferred to British Gas.
They then increased it to £195 a month, and its about to increase again. I expect it to go up again this month, so any thoughts of cutting down a bit on the overtime are long gone. ::)
You'll have to take Mrs Albert to work with you to save on the heating! :)
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Unit Rate:
Gas: 10.237p per kWh
Electricity: 33.018p per kWh
Standing charges
Your standing charge is a daily rate, which pays for getting the energy from the generators into your home
Gas: 28.485p per day
Electricity: 45.769p per day
I think Tig must be paying for the whole of Darzett. ::)
Seems that way.... :-\ Which is why I asked! ::)
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What is the price cap per kWh?
The price per unit has been frozen at 34.0p/kWh for electricity and 10.3p/kWh for gas.
According to Ofgem, a typical household uses 2,900kWh of electricity and 12,000kWh of gas in a year, which works out at the £2,500 figure Ms Truss claimed was the maximum
From t'internet. So yours looks too high, Tigger.
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Then again, you obviously haven't looked at your suppliers app properly ::)
(https://i.ibb.co/XkHBPfz/72-F49-FC3-9-F5-E-4-E97-B0-A7-F82268-A8-B751.jpg) (https://ibb.co/NnRhqgL)
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Perhaps Tigger has been a touch 'premature'
I hope the Darzett farm girls don't complain. :)
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Perhaps Tigger has been a touch 'premature'
I hope the Darzett farm girls don't complain. :)
Got to get there early, his energy has been capped.
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It looks like our electricity has risen from 28p a unit to 34p. :-\
£66 a month to help until April. :y
No gas.
Heating oil has risen by about £700 per 1000 litres......£100 rebate from Liz. :-\
Bottled 47KG propane not sure of the cost.
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Then again, you obviously haven't looked at your suppliers app properly ::)
(https://i.ibb.co/XkHBPfz/72-F49-FC3-9-F5-E-4-E97-B0-A7-F82268-A8-B751.jpg) (https://ibb.co/NnRhqgL)
Ah yes... :-[
So my discounted rate is:
Leccy: 33.86p per kwh S/C 51 ppd
Gas: 10.43p per kwh S/C 26.84 ppd
So why put this up on people's account FFS? ??? :-\ ::)
(https://i.postimg.cc/prtybmpc/bills-snip.png)
Good job I'm not the type to worry! ;D
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Money left over to buy another Marina? :)
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Money left over to buy another Marina? :)
Ah if only M'Lud! :y
Imagine a modern Marina! 8) ;D
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So basically they will simply charge up to the cap just because there is a cap. Which may have an impact on competition...
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So basically they will simply charge up to the cap just because there is a cap. Which may have an impact on competition...
There is no competition, every supplier is paying way more than the government imposed price cap. Charging up to the cap was a thing before Vlad invaded Ukraine.
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Was paying £115 per month , had some cash stagnant in an ISA so transferred £1750 into my energy account now paying £95 per month instead of around £300 which they had quoted now in credit by £1956. We have never paid out £300 a month for anything & have no intention of doing so. Even when we had a mortgage many years ago the payment was less than £200 when I read what some folk are having to pay I really don't know how they exist.
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Was paying £115 per month , had some cash stagnant in an ISA so transferred £1750 into my energy account now paying £95 per month instead of around £300 which they had quoted now in credit by £1956. We have never paid out £300 a month for anything & have no intention of doing so. Even when we had a mortgage many years ago the payment was less than £200 when I read what some folk are having to pay I really don't know how they exist.
Try £1200 a month, Mick, that's our mortgage payment. It does include an overpayment though. Mo took out a 15 year mortgage in 2016 (I'm too old to be considered) and it will be paid off early next year, 8 years early.
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That's scary Steve, guess I'm just a tight bastard..😁
Our daughter has an £18,000 mortgage but I've encouraged them to overpay it & theirs finishes in a couple of years,
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Was paying £115 per month , had some cash stagnant in an ISA so transferred £1750 into my energy account now paying £95 per month instead of around £300 which they had quoted now in credit by £1956. We have never paid out £300 a month for anything & have no intention of doing so. Even when we had a mortgage many years ago the payment was less than £200 when I read what some folk are having to pay I really don't know how they exist.
Try £1200 a month, Mick, that's our mortgage payment. It does include an overpayment though. Mo took out a 15 year mortgage in 2016 (I'm too old to be considered) and it will be paid off early next year, 8 years early.
There are quite a few here at work with that kind of monthly mortgage payment. Christ knows what they'll be paying when interest rates go up even more. :-\
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Was paying £115 per month , had some cash stagnant in an ISA so transferred £1750 into my energy account now paying £95 per month instead of around £300 which they had quoted now in credit by £1956. We have never paid out £300 a month for anything & have no intention of doing so. Even when we had a mortgage many years ago the payment was less than £200 when I read what some folk are having to pay I really don't know how they exist.
Try £1200 a month, Mick, that's our mortgage payment. It does include an overpayment though. Mo took out a 15 year mortgage in 2016 (I'm too old to be considered) and it will be paid off early next year, 8 years early.
There are quite a few here at work with that kind of monthly mortgage payment. Christ knows what they'll be paying when interest rates go up even more. :-\
Well, they'll just have to strike for a 10% wage rise, as is the fashion these days ;D
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That's scary Steve, guess I'm just a tight bastard..😁
Our daughter has an £18,000 mortgage but I've encouraged them to overpay it & theirs finishes in a couple of years,
£18000 mortgage? That's loan kind of money
Or did you mean £180k?
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Was paying £115 per month , had some cash stagnant in an ISA so transferred £1750 into my energy account now paying £95 per month instead of around £300 which they had quoted now in credit by £1956. We have never paid out £300 a month for anything & have no intention of doing so. Even when we had a mortgage many years ago the payment was less than £200 when I read what some folk are having to pay I really don't know how they exist.
Try £1200 a month, Mick, that's our mortgage payment. It does include an overpayment though. Mo took out a 15 year mortgage in 2016 (I'm too old to be considered) and it will be paid off early next year, 8 years early.
There are quite a few here at work with that kind of monthly mortgage payment. Christ knows what they'll be paying when interest rates go up even more. :-\
Well, they'll just have to strike for a 10% wage rise, as is the fashion these days ;D
We were offered what was described as an 11% rise .... it was a manipulation of figures. That was refused but "we" accepted the revised offer .... almost the same but slightly different ;)
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Was paying £115 per month , had some cash stagnant in an ISA so transferred £1750 into my energy account now paying £95 per month instead of around £300 which they had quoted now in credit by £1956. We have never paid out £300 a month for anything & have no intention of doing so. Even when we had a mortgage many years ago the payment was less than £200 when I read what some folk are having to pay I really don't know how they exist.
Try £1200 a month, Mick, that's our mortgage payment. It does include an overpayment though. Mo took out a 15 year mortgage in 2016 (I'm too old to be considered) and it will be paid off early next year, 8 years early.
There are quite a few here at work with that kind of monthly mortgage payment. Christ knows what they'll be paying when interest rates go up even more. :-\
At one point, in another life, I had part repayment mortgage and part interest only mortgage on the same property. The interest only part was about £700 each month.
Literally dead money.
I hope not to be in that position again. :-[
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Was paying £115 per month , had some cash stagnant in an ISA so transferred £1750 into my energy account now paying £95 per month instead of around £300 which they had quoted now in credit by £1956. We have never paid out £300 a month for anything & have no intention of doing so. Even when we had a mortgage many years ago the payment was less than £200 when I read what some folk are having to pay I really don't know how they exist.
Try £1200 a month, Mick, that's our mortgage payment. It does include an overpayment though. Mo took out a 15 year mortgage in 2016 (I'm too old to be considered) and it will be paid off early next year, 8 years early.
There are quite a few here at work with that kind of monthly mortgage payment. Christ knows what they'll be paying when interest rates go up even more. :-\
Well, they'll just have to strike for a 10% wage rise, as is the fashion these days ;D
We were offered what was described as an 11% rise .... it was a manipulation of figures. That was refused but "we" accepted the revised offer .... almost the same but slightly different ;)
I thought baked beans had gone up in price ;D
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Was paying £115 per month , had some cash stagnant in an ISA so transferred £1750 into my energy account now paying £95 per month instead of around £300 which they had quoted now in credit by £1956. We have never paid out £300 a month for anything & have no intention of doing so. Even when we had a mortgage many years ago the payment was less than £200 when I read what some folk are having to pay I really don't know how they exist.
Try £1200 a month, Mick, that's our mortgage payment. It does include an overpayment though. Mo took out a 15 year mortgage in 2016 (I'm too old to be considered) and it will be paid off early next year, 8 years early.
There are quite a few here at work with that kind of monthly mortgage payment. Christ knows what they'll be paying when interest rates go up even more. :-\
Sadly it may mean repossession and then back with Mum and Dad. :-\
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We've had historically low interest rates for nearly 15 years, it was inevitable they were going to rise to the more normal 5-6% average.
If people have over-stretched that they were never going to be able to afford that, best they not come to me for sympathy...
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We've had historically low interest rates for nearly 15 years, it was inevitable they were going to rise to the more normal 5-6% average.
If people have over-stretched that they were never going to be able to afford that, best they not come to me for sympathy...
When we took our mortgage out, fixed at 2.5% for five years I think, the lender had to add 3% to that rate, and make sure it was still affordable. As far as I know, this has been required by the FCA for a good number of years now, so a 3% rise should be ok, unless circumstances have changed. Once the base rate starts getting towards 5-6%, it might become unmanageable for some.
But lenders are also required to bend over backwards to accommodate any request for a payment holiday, or a reduced payment over a longer period. Trouble is, people didn't realise that, when they took payment holidays during covid, the amount owed and, therefore, their payments would increase once it was over. A lot of people thought they could just stop paying for 3/6 months and everything would just resume as normal. Fraid not.
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That's scary Steve, guess I'm just a tight bastard..😁
Our daughter has an £18,000 mortgage but I've encouraged them to overpay it & theirs finishes in a couple of years,
£18000 mortgage? That's loan kind of money
Or did you mean £180k?
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No £18,000 they had already paid their mortgage off borrowed a bit for a kitchen extension.
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Was paying £115 per month , had some cash stagnant in an ISA so transferred £1750 into my energy account now paying £95 per month instead of around £300 which they had quoted now in credit by £1956. We have never paid out £300 a month for anything & have no intention of doing so. Even when we had a mortgage many years ago the payment was less than £200 when I read what some folk are having to pay I really don't know how they exist.
Try £1200 a month, Mick, that's our mortgage payment. It does include an overpayment though. Mo took out a 15 year mortgage in 2016 (I'm too old to be considered) and it will be paid off early next year, 8 years early.
On my basic take home pay I couldn't even live in Barnsley. That's really depressing.
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Was paying £115 per month , had some cash stagnant in an ISA so transferred £1750 into my energy account now paying £95 per month instead of around £300 which they had quoted now in credit by £1956. We have never paid out £300 a month for anything & have no intention of doing so. Even when we had a mortgage many years ago the payment was less than £200 when I read what some folk are having to pay I really don't know how they exist.
Try £1200 a month, Mick, that's our mortgage payment. It does include an overpayment though. Mo took out a 15 year mortgage in 2016 (I'm too old to be considered) and it will be paid off early next year, 8 years early.
On my basic take home pay I couldn't even live in Barnsley. That's really depressing.
Not for those living in Barnsley it's not ;D
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We've had historically low interest rates for nearly 15 years, it was inevitable they were going to rise to the more normal 5-6% average.
If people have over-stretched that they were never going to be able to afford that, best they not come to me for sympathy...
I had a 15% mortgage in place but wanted to buy a new Yamaha FJ1200 rather than pay the 10% deposit required
The result was a 100% mortgage at 16.5% for the first 12 months and a shiny new beast to fit in my brand new garage. :y :y
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It was an endowment mortgage and we all know it didn't end well with these. :-X
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It was an endowment mortgage and we all know it didn't end well with these. :-X
Mine worked out OK. Granted, it didn't quite make the required amounts, but then interest rates dropped from around 14% to about 7%, so the overpayments going into the interest only mortgage account more than made up the shortfall. In fact, added together, I'd say mine outperformed the original upper estimate....
...because I was so reckless as to change the mortgage repayments once interest rates dropped.
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No £18,000 they had already paid their mortgage off borrowed a bit for a kitchen extension.
:y :y
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33 euros a month Used to be 150 before we got our solar up and running.
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I'm with Octopus on their Flexible Avro tariff which as advertised went up today. :(
I was paying:
Leccy: 28.40p kwh 51.36p per day S/C
Gas: 7.48p kwh 27.22p per day S/C
Now paying:
Leccy: 51.71p kwh 51p per day S/C
Gas: 14.85p kwh 26.84p per day S/C
So a massive hike in the unit cost of gas and electricity, but look on the bright side...... they've reduced my standing charges! :D
I too are with octopus energy, lecky only tho. earlier this year it went up from £85 to £156. I have been away for 2weeks & on my return there was a letter from Octopus & its been reduced to £89 monthly. I cannot weigh it up
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I'm with Octopus on their Flexible Avro tariff which as advertised went up today. :(
I was paying:
Leccy: 28.40p kwh 51.36p per day S/C
Gas: 7.48p kwh 27.22p per day S/C
Now paying:
Leccy: 51.71p kwh 51p per day S/C
Gas: 14.85p kwh 26.84p per day S/C
So a massive hike in the unit cost of gas and electricity, but look on the bright side...... they've reduced my standing charges! :D
I too are with octopus energy, lecky only tho. earlier this year it went up from £85 to £156. I have been away for 2weeks & on my return there was a letter from Octopus & its been reduced to £89 monthly. I cannot weigh it up
Try this Ray:
£89+£67=£156 ;D
If you don't know how that works, go back to Mars where you must have been for the last few months.
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I'm with Octopus on their Flexible Avro tariff which as advertised went up today. :(
I was paying:
Leccy: 28.40p kwh 51.36p per day S/C
Gas: 7.48p kwh 27.22p per day S/C
Now paying:
Leccy: 51.71p kwh 51p per day S/C
Gas: 14.85p kwh 26.84p per day S/C
So a massive hike in the unit cost of gas and electricity, but look on the bright side...... they've reduced my standing charges! :D
I too are with octopus energy, lecky only tho. earlier this year it went up from £85 to £156. I have been away for 2weeks & on my return there was a letter from Octopus & its been reduced to £89 monthly. I cannot weigh it up
I'm with Octopus on their Flexible Avro tariff which as advertised went up today. :(
I was paying:
Leccy: 28.40p kwh 51.36p per day S/C
Gas: 7.48p kwh 27.22p per day S/C
Now paying:
Leccy: 51.71p kwh 51p per day S/C
Gas: 14.85p kwh 26.84p per day S/C
So a massive hike in the unit cost of gas and electricity, but look on the bright side...... they've reduced my standing charges! :D
I too are with octopus energy, lecky only tho. earlier this year it went up from £85 to £156. I have been away for 2weeks & on my return there was a letter from Octopus & its been reduced to £89 monthly. I cannot weigh it up
F.O.A stemo, just checked my bank & on the 3rd £89.17p octopus took that amount.
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7
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So...your usual direct debit minus the £67 rebate which everyone is getting. Mine has been credited already.
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My rebate went in, it paid Septembers bill and I'm £3 in credit! :y
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Gas 4.544p per kwh standing charge 30.232p per day
Electric 21.887 and sc 29.592
Lasts til end November 2023.
Downside is fairly heavy usage gas 15000 kwh and electric 4500kwh