Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: addy on 29 March 2023, 19:48:00

Title: Temporary insurance for a omega
Post by: addy on 29 March 2023, 19:48:00
Well renewed the Insurance today on my 2.6 Omega. £230 for a year, after sorting it out, asked about temp insurance. So I can take the other Omega for MOT.  Was told that they no longer allow a temporary car cover, on policies so will have to get a temporary cover online. The cheapest I found was £77 for a week, but £215 for a month for a 1995 2ltr Omega. Crazy that it costs as much just a month, as it does for a full year.

Was going to get a full month, so could tax it and see how it goes. Before changing over new policy, to the 2ltr.
Title: Re: Temporary insurance for a omega
Post by: Doctor Gollum on 29 March 2023, 19:54:36
May as well insure it for the year then :-\
Title: Re: Temporary insurance for a omega
Post by: dave the builder on 29 March 2023, 19:55:22
I've used 1 day policies in the past to move cars ,IIRC about £30 for me about 5 years ago
obviously it's gone up  :o
you can take out a full one year policy , then ,if the car doesn't pan out ,
cancel the insurance and get back a percentage of the premium 
Title: Re: Temporary insurance for a omega
Post by: Doctor Gollum on 29 March 2023, 19:56:29
I've used 1 day policies in the past to move cars ,IIRC about £30 for me about 5 years ago
obviously it's gone up  :o
you can take out a full one year policy , then ,if the car doesn't pan out ,
cancel the insurance and get back a percentage of the premium
Zackly  ;)
Title: Re: Temporary insurance for a omega
Post by: addy on 29 March 2023, 20:01:11
I have added other cars, to run on my insurance in the past. It used to cost about £30. I thought temp would be cheap, was just suprised at the cost. As you have all said, a full year will be the way to go. I don't agree with no cover, but with prices like this. No wonder people, don't bother. :(
Title: Re: Temporary insurance for a omega
Post by: dave the builder on 29 March 2023, 20:08:50
I have added other cars, to run on my insurance in the past. It used to cost about £30. I thought temp would be cheap, was just suprised at the cost. As you have all said, a full year will be the way to go. I don't agree with no cover, but with prices like this. No wonder people, don't bother. :(
6 points on your licence and a fine for NO INSURANCE, plus the cost to get the car back from the impound could work out expensive too though ,not worth the risk  ;)
Title: Re: Temporary insurance for a omega
Post by: Doctor Gollum on 29 March 2023, 20:20:13
I have added other cars, to run on my insurance in the past. It used to cost about £30. I thought temp would be cheap, was just suprised at the cost. As you have all said, a full year will be the way to go. I don't agree with no cover, but with prices like this. No wonder people, don't bother. :(
6 points on your licence and a fine for NO INSURANCE, plus the cost to get the car back from the impound could work out expensive too though ,not worth the risk  ;)
Don't you require a licence in the first place for that to be effective  :D
Title: Re: Temporary insurance for a omega
Post by: dave the builder on 29 March 2023, 20:59:49
I have added other cars, to run on my insurance in the past. It used to cost about £30. I thought temp would be cheap, was just suprised at the cost. As you have all said, a full year will be the way to go. I don't agree with no cover, but with prices like this. No wonder people, don't bother. :(
6 points on your licence and a fine for NO INSURANCE, plus the cost to get the car back from the impound could work out expensive too though ,not worth the risk  ;)
Don't you require a licence in the first place for that to be effective  :D
The person , who's ID and name they "borrow" might have a licence  :P
 
Title: Re: Temporary insurance for a omega
Post by: Rangie on 29 March 2023, 22:16:58
Why not insure for the year & pay by monthly instalments then cancel once it suits you to do so.