Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: Richie London on 24 December 2008, 13:52:15

Title: compensation advice
Post by: Richie London on 24 December 2008, 13:52:15
postmans just been.ive been made an offer of compensation for my injury, 1500 plus loss of earnings, i dont think the ioffer for the injury is enough to be honest seeing as the injury is still there and visible, and according to the independant doctors report he says that it will eventually heal,and although 9 months after the accident he could see it was still swollen and its in his report. my doctor told me it will never heal. i will never have full grip in my right hand which i do not have. any expert advice on this matter as im unsure what to put in my reply.
Title: Re: compensation advice
Post by: markey mark on 24 December 2008, 14:01:00
always refuse the first two offers rich ! tell them in no uncertain terms that is not good enough for the pain and suffering ! i would get a good solicter on the case  :y
Title: Re: compensation advice
Post by: Golfbuddy on 24 December 2008, 14:26:01
Check all of your insurance policies. Many insurances such as car, house contents, buildings etc, come with legal protection cover included although this is not widely known.

A few years ago, I had a dispute with an employer who tried to play hard ball until they realised that I had access to unlimited funds to persue a legal claim against them. Eventually, they realised that it would cost them a fortune to defend the claim, which was totally indefensible anyway, and they settled for a figure about 10 times more than their original offer.

As mentioned above, the first offer is normally a 'try on' to see what is the lowest they can get away with.
Title: Re: compensation advice
Post by: Richie London on 24 December 2008, 14:33:39
thanks very much guys.  im getting nearer and nearer to getting my 3.2 elite now, although she said it would be sorted before xmas.  :(
Title: Re: compensation advice
Post by: hotel21 on 24 December 2008, 15:06:43
As a rule of thumb, a 'whiplash' payout is currently in excess of 3 grand, if you persue it.

Remember, DO NOT accept a settlement which includes the phrase 'full and final settlement' unless you take legal advice to support your side.  My young brother did not follow this advice many years ago and now regrets it heavily.  He was young and daft in a Mk 2 Escort that was hit on front drivers corner, trapping his right ankle around the pedals.  

Needed surgery to pin and place and, young and brash that he was, took a couple of grand as 'full and final' and now, after many a painfull winter, needs his ankle frozen and shoe inserts etc in order to keep working standing up.  Probable that he will have to change to a seated job rather than moving about on his feet all day sometime soon....  He is only early 40's.

Dont be tempted by the first wave of the guilty parties chequebook.  Seek legal advice from wherever - house insurance etc - and wait them out.  Its worth it.....

 ;)
Title: Re: compensation advice
Post by: Mr Skrunts on 24 December 2008, 15:14:13
I would agree with all the posts.  Deline the 1st 2 offers.

Aim for at least 3 times thier 1st offer.  Also make sure you dont lose out on your earnings including ovetime. :y :y
Title: Re: compensation advice
Post by: hotel21 on 24 December 2008, 15:17:32
Quote
I would agree with all the posts.  Deline the 1st 2 offers.

Aim for at least 3 times thier 1st offer.  Also make sure you dont lose out on your earnings including ovetime. :y :y

And your outgoings - bus fares if you cannot drive, taxi fares, monies to relatives to pay for driving you here and there, costs for pain and suffering, general inconvenience for unable to persue normal activities due to lack of use of your hand (the mind boggles at this one!!  ;D ) but you get the gist.....
Title: Re: compensation advice
Post by: Richie London on 24 December 2008, 15:24:01
Quote
Quote
I would agree with all the posts.  Deline the 1st 2 offers.

Aim for at least 3 times thier 1st offer.  Also make sure you dont lose out on your earnings including ovetime. :y :y

And your outgoings - bus fares if you cannot drive, taxi fares, monies to relatives to pay for driving you here and there, costs for pain and suffering, general inconvenience for unable to persue normal activities due to lack of use of your hand (the mind boggles at this one!!  ;D ) but you get the gist.....

thanks  :y
ive emailed my solicitor, got an automated reply saying shes out the office for the next 2 weeks  :(
Title: Re: compensation advice
Post by: vauxnut on 24 December 2008, 17:03:28
was told allways turn down first 2 offers. :-X
Title: Re: compensation advice
Post by: Danny on 24 December 2008, 20:56:13
is it a definate permanent injury??

if it is, ie damage to nerves that may mean you'll never ever grip properly with your hand, persue further i'd say

my mother had a fractured elbow which caused severe nerve damage, electro-surgery to cure her pain would lose her the use of her arm so she opted to not have that, but has very limited use of that arm and other methods of pain control.... and £95,000