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Chat Area => General Discussion Area => Topic started by: vauxfan2k on 20 January 2009, 17:08:14

Title: government plans to make us insure all our cars!!
Post by: vauxfan2k on 20 January 2009, 17:08:14
Heard on the radio that the government are trying to make it compulsory for us to insure every vehicle we own, even if its a scrapper in the driveway!, we can expect a £100 fine and/or the vehicle being crushed.

how the hell is this going to work? as for insurance to be valid you need to have an MOT and Tax. this is taking the pi55, all cos of the stupid minority that drive without insurance, we all have to pay out instead.

 >:( >:( >:( >:( >:(

I currently own 5 cars altogether, all in my name, 2 are insured fully comp and mot'd and taxed, I hav to have them on seperate insurance policies cos Norwich Union dont do multi car, so am I now going to have to get 5 policies?

Title: Re: government plans to make us insure all our cars!!
Post by: Omegadoha, Desert Member on 20 January 2009, 17:13:47
I thought it was the other way around. i.e. you buy your insurance first, MOT and then road tax. Because you can drive to the MOT station (pre booked appointment) without road tax but not insurance.  :-/
Title: Re: government plans to make us insure all our cars!!
Post by: vauxfan2k on 20 January 2009, 17:15:30
yeah but for them to pay out (the whole point of having insurance) the insured car has to be mot'd and taxed. so if my insured scrapper went on fire do you think they would cough up? I doubt it!!
Title: Re: government plans to make us insure all our cars!!
Post by: Andy B on 20 January 2009, 17:17:43
Quote
yeah but for them to pay out (the whole point of having insurance) the insured car has to be mot'd and taxed. so if my insured scrapper went on fire do you think they would cough up? I doubt it!!

No it doesn't. You could insure your classic E type in your heated garage for example for fire & theft.
Title: Re: government plans to make us insure all our cars!!
Post by: HolyCount on 20 January 2009, 17:18:22
You can insure without tax or Mot -- but if you drive without either the insurance is invalid as you are driving "other than in accordance with ...."

I would imagine, if this hare-brained scheme goes ahead, there will be special insurance classes for it.  But, what are we insuring against, other than theft and that's our risk ???
Title: Re: government plans to make us insure all our cars!!
Post by: vauxfan2k on 20 January 2009, 17:21:11
Quote
You could insure your classic E type in your heated garage for example for fire & theft.

but look at the cost of having to do that? is it acceptable that we take out one of these policies for a 100 quid car thats getting stripped? not quite in the same legue as th e-type
Title: Re: government plans to make us insure all our cars!!
Post by: vauxfan2k on 20 January 2009, 17:23:48
by me saying the car has to be mot'd and taxed I mean it has to be to use it on the road, but I have no intentions of using my other 3 cars on the road until all the work has been carried out and they are ready to use. so im going to have to be insuring cars that are going nowhere anytime soon.
Title: Re: government plans to make us insure all our cars!!
Post by: iggy21uk on 20 January 2009, 17:33:27
I think you will be able to sent off the SORN to say car is not going to be usd on the road Then you don't need to get insurance.
Saw an item on the news but was not really listening
Title: Re: government plans to make us insure all our cars!!
Post by: Richie London on 20 January 2009, 17:40:27
the govt want every bit of money you have, they want to own the banks, the companies everything that is available to take control of they want. then they will run them how they feel fit to do so they will make the public suffer as much as possible until they are in total control of everything,  then in a few yrs it will be one big sale yet again. probably on e bay  ;D ;D
Title: Re: government plans to make us insure all our cars!!
Post by: waspy on 20 January 2009, 17:43:48
Quote
Heard on the radio that the government are trying to make it compulsory for us to insure every vehicle we own, even if its a scrapper in the driveway!, we can expect a £100 fine and/or the vehicle being crushed.

If you're scrapping the vehicle, then post the reg doc off to DVLA
& state the vehicle's been scrapped & then there's nothing to pay. Then just get rid as of when, they aint gonna pop round & check ;)
Title: Re: government plans to make us insure all our cars!!
Post by: Richie London on 20 January 2009, 18:02:55
my car will be off the rd in feb, be breaked if i pay a fine, i will let it go to court. they cant take what i havent got. its getting way beyond a joke now whats going on here. dont you feel you'd like to go up to brown and just beat him senseless till he dies  ::) :)
Title: Re: government plans to make us insure all our cars!!
Post by: waspy on 20 January 2009, 18:05:29
Quote
my car will be off the rd in feb, be breaked if i pay a fine, i will let it go to court. they cant take what i havent got. its getting way beyond a joke now whats going on here. dont you feel you'd like to go up to brown and just beat him senseless till he dies  ::) :)

Want some help :y :y
Title: Re: government plans to make us insure all our cars!!
Post by: Richie London on 20 January 2009, 18:10:24
Quote
Quote
my car will be off the rd in feb, be breaked if i pay a fine, i will let it go to court. they cant take what i havent got. its getting way beyond a joke now whats going on here. dont you feel you'd like to go up to brown and just beat him senseless till he dies  ::) :)

Want some help :y :y

in all the pubs i drink in, people i know, whenever gordon brown is mentioned in conversation or on screen, people shout abuse at him  ;D ;D
Title: Re: government plans to make us insure all our cars!!
Post by: gavbriggs on 20 January 2009, 18:27:30
they prolly want you insured just in case someone comes on to your private land, without permission, where they shouldnt be and injure themself trying to steal from your vehicle without your permission on your land where they shouldn't be!!

course its your responsibitlity to protect people who are on your land stealing from your vehicle that is on your land where THEY SHOULDN'T oppsING BE!!!!!!!!!!!!!!
 :D :D :D :D :D :D :D :D :D :D :D :D :D :D :D :D :D :D :D :D :D :D
next election, i suggest you use yr vote and vote for your dog as a better alternative to the shower that are ruining the country!! :y :y :y :y
Title: Re: government plans to make us insure all our cars!!
Post by: ngrainqey on 20 January 2009, 19:04:53
vote BNP :P
lol, i think almost all the parties except lib dems are better than labour
Title: Re: government plans to make us insure all our cars!!
Post by: waspy on 20 January 2009, 19:12:41
This link should explain it some more & put bod's minds to rest :y


http://www.direct.gov.uk/en/Motoring/OwningAVehicle/Motorinsurance/DG_067639
Title: Re: government plans to make us insure all our cars!!
Post by: amigov6 on 20 January 2009, 19:20:31
Where does that leave us classic car fans? Say i buy an old MG to restore, collect it legally on a trailer in a road legal car, registered with DVLA in my name & it's in the workshop for a year being stripped, rebuilt, welded, painted etc. no intention of driving it til it's finished & legal...i have to insure it?, against what exactly? SORN i can accept as car registered to owner, i can see a point to these but this must be pushing the boundaries of civil rights.
    Before long we'll have to insure our kettles cos they get hot or to play mariokart in case you crash FFS ::)
Title: Re: government plans to make us insure all our cars!!
Post by: Tony H on 20 January 2009, 19:32:35
Alas just another way of the authorities taking the coarse of the least resistance >:( The way they see it is that its far easier to bring in blanket legislation, to the detrementel effect of the majority i.e. law abiding citizens than to try and net the minority bunch of scrotes that break the law. Dedicated traffic police numbers have been dramatically cut so the officers that would be catching the offenders no longer exist in any number. The government prefer speed cameras to be the front line of policing the roads. unfortunately cameras cannot apprehend an uninsured driver.
Going off on a slight tangent another example of this" penalise all" mentality is the Yates pub £1 a pint offer just because a few t1ts get off there faces and cause trouble the offer should not be open to the decent people who just want a beer at a reasonable price at these times of financial restraint.
Rant over >:(
Title: Re: government plans to make us insure all our cars!!
Post by: jerry on 20 January 2009, 19:38:29
Surely Iggy was right, if your car(s) are not being driven and are off the road being repaired or else being cannabalized for parts prior to being scrapped you can SORN them and there is no need to tax, mot or insure. Certainly the number of uninsured drivers is a major problem and costs us all (I was on the toyota estima site recently and in just 2 days there were 2 cases of people being hit by uninsured drivers which was a nightmare for those concerned) and so there does need to be a clampdown, but how can they justify enforcing people to insure non road going cars? And even if they did make it law, how could they monitor it to make sure people were doing so when they clearly cant monitor the present situation?
                                                                    jerry :-/
Title: Re: government plans to make us insure all our cars!!
Post by: Entwood on 20 January 2009, 19:46:30
Please actually READ the damned rules before getting all excited ???

Quote
The Continuous Insurance Enforcement scheme, will provide a new fixed penalty for people who ignore official reminders that their insurance has expired. This’ll apply to vehicles that aren’t declared as being off the road through a Statutory Off-Road Notification (SORN) and aren’t insured. Continuing offenders will risk having their vehicle seized and destroyed. Where a motor vehicle isn't used on a road or other public place then there’s no requirement to purchase insurance cover for 'on road risk' as long as a SORN declaration has been made. This scheme is expected to come into force during 2009.

So a SORN'd car does not need insuring ... an un-SORNed one does ... simple..   :)
Title: Re: government plans to make us insure all our cars!!
Post by: vauxfan2k on 20 January 2009, 19:52:21
ok, another spanner in the works for you, hypothetically :

Dilbert has a v6 omega with 8mnths mot 5 months tax and is insured, his cambelt snaps, and being dilbert he wants to fix it himself (might take a while) in the meantime he buys another runabout and transfers his insurance to it, that now leaves his unsorned car uninsured. does he a) cash in the tax, sorn it, and in 3 weeks retax it. or wait for the knock at the door with the greeting "we've come for your car"

 :D :D :D :D
Title: Re: government plans to make us insure all our cars!!
Post by: Entwood on 20 January 2009, 19:54:55
easy .. he does a) .. its off-road .. so declare it as off-road .. there are no time limits I know off .. and I believe some OOF members, when straped for cash have sorned their vehicles for a month just to get past paying the RFL that month.... its quick and easy on t'internet

:)
Title: Re: government plans to make us insure all our cars!!
Post by: vauxfan2k on 20 January 2009, 19:58:56
Quote
sorned their vehicles for a month just to get past paying the RFL that month

thats a massive saving of £15 odds,  :D I would rather swallow that than have to go on the net, sorn the car, then 3 weeks later go into post office and tax all over.

 ;D
Title: Re: government plans to make us insure all our cars!!
Post by: Entwood on 20 January 2009, 20:09:52
Quote
Quote
sorned their vehicles for a month just to get past paying the RFL that month

thats a massive saving of £15 odds,  :D I would rather swallow that than have to go on the net, sorn the car, then 3 weeks later go into post office and tax all over.

 ;D

I don't think it was the £15 they were after saving .. it was not having the £66/£102/£120/£210 (delete as applicable) to hand at the time ... :)


You can tax via the net very easily ... the "system" knows if the car is MOT'd and insured .. :)

http://www.taxdisc.direct.gov.uk/EvlPortalApp/index.jsp

:)
Title: Re: government plans to make us insure all our cars!!
Post by: vauxfan2k on 20 January 2009, 20:14:13
the system and our trafic wardens seem to have a comms issue, had a self made sticker saying "tax in post" which took a full week to arrive, in the meantime I got a nice sticky on my window with a fixed penalty, then had to go to cop station (where the wardens are based) with a printout of my confirmation email from dvla, the system if it worked properly would indeed be "easy" to use.

anyways, nuff said time for tea and biskwits  :y
Title: Re: government plans to make us insure all our cars!!
Post by: amigov6 on 20 January 2009, 20:20:11
Quote
Please actually READ the damned rules before getting all excited ???

Quote
The Continuous Insurance Enforcement scheme, will provide a new fixed penalty for people who ignore official reminders that their insurance has expired. This’ll apply to vehicles that aren’t declared as being off the road through a Statutory Off-Road Notification (SORN) and aren’t insured. Continuing offenders will risk having their vehicle seized and destroyed. Where a motor vehicle isn't used on a road or other public place then there’s no requirement to purchase insurance cover for 'on road risk' as long as a SORN declaration has been made. This scheme is expected to come into force during 2009.

So a SORN'd car does not need insuring ... an un-SORNed one does ... simple..   :)
Please read rules? I drive a truck so no internet during the day, just the radio, not everyone sits behind a screen all day. The Beastie is sorned & T&T just expired, ins swapped to the BMW for now, but if the Beastie still had T&T i'd have to insure it? :o
Title: Re: government plans to make us insure all our cars!!
Post by: Entwood on 20 January 2009, 20:23:32
Quote
Quote
Please actually READ the damned rules before getting all excited ???

Quote
The Continuous Insurance Enforcement scheme, will provide a new fixed penalty for people who ignore official reminders that their insurance has expired. This’ll apply to vehicles that aren’t declared as being off the road through a Statutory Off-Road Notification (SORN) and aren’t insured. Continuing offenders will risk having their vehicle seized and destroyed. Where a motor vehicle isn't used on a road or other public place then there’s no requirement to purchase insurance cover for 'on road risk' as long as a SORN declaration has been made. This scheme is expected to come into force during 2009.

So a SORN'd car does not need insuring ... an un-SORNed one does ... simple..   :)
Please read rules? I drive a truck so no internet during the day, just the radio, not everyone sits behind a screen all day. The Beastie is sorned & T&T just expired, ins swapped to the BMW for now, but if the Beastie still had T&T i'd have to insure it? :o

In a word ??     No

I think my highlights say it all ....  and I don't sit in front of a screen all day, I work as well...... I just research before posting .....
Title: Re: government plans to make us insure all our cars!!
Post by: vauxfan2k on 20 January 2009, 20:27:41
 ;D ;D ;D i didnt have to research, I posted this thread and the research came to me :y

at the end of the day its just another inconvenience for the genuine motorist, which if attention to the rules lapses then you get a fine, similar to the "my sorn got lost on the way to dvla" scenario.

by the way my tea and viscounts are exceptionally good tonight...
Title: Re: government plans to make us insure all our cars!!
Post by: hotel21 on 20 January 2009, 20:42:41
Quote
the system and our trafic wardens seem to have a comms issue, had a self made sticker saying "tax in post" which took a full week to arrive, in the meantime I got a nice sticky on my window with a fixed penalty, then had to go to cop station (where the wardens are based) with a printout of my confirmation email from dvla, the system if it worked properly would indeed be "easy" to use.

anyways, nuff said time for tea and biskwits  :y

For vehicle excise, there are two distinct but different offences.

One offence is not to have tax (obviously....) if used on a public road.
The other is to not display your tax if used on a public road.

If you dont have tax, you can't display a valid disc and liable to be nicked.

If you have a valid disc - either in the post or its fallen face down on the dashboard or the carpet - then its still a competent offence to get a ticket for failing to display.

As to the insurance thing.  Currently.....  

Cars are either taxed if used on a road or SORN and parked off road.  

If used on a road (and includes parked up minus wheels and engine etc, daft as it sounds) then also must be insured with 3rd party only as a minimum.

If DVLA have a car as not SORN and off road then their legal thinking is it must be on a road and untaxed.

The DVLA database also now has the overview of whether a vehicle is insured or not, albeit there are some vehicles that slip through as just insured recently, traders policies, etc. 

All the above radio thing is doing is re-emphasising what already should be happening...

***edit *** typing before thinking...   :-[

Title: Re: government plans to make us insure all our cars!!
Post by: vauxfan2k on 20 January 2009, 20:48:35
in which case, all I can say is that it waqs poorly explained on the radio, they hyped it up into being some big thing that noone was going to like.

Title: Re: government plans to make us insure all our cars!!
Post by: gavbriggs on 20 January 2009, 21:05:20
if a car on the road is untaxed and bieng driven, followed by a police car, they check on the dvla, vosa and mid databases and shows not to be taxed, why do we need a tax disc???

why is failing to display an offence when they can pull you for not bieng shown on the data base, why do we need tax discs at all?

the only reason i can find is to allow the gov to raise extra cash for an outdated bit of legislation. there is no possible way a car can be showing a disc and not be on the database as all discs are issued and entered on the system

why cant we get rid of the disc itself and just be innocent until the database proves us wrong?

after all, WE can search the database to see if a car is on there, as i often do before buying a car and after swapping insurance over etc. it will also tell you the ved rate you will be paying too!!

just as in all gov scams like the tv licence and tax disc its a way to penalise the innocent to pay for the few that drive without proper documentation!!

if uninsured drivers are found on the road why cant they take them to a piece of land and run thier car over with a tank or something heavy to crush it and get the point accross, and if they do take up my idea i will do it for free, just provide the tank and the fuel, oh and the insurance as i wouldnt want my tank to be crushed!!!! ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D
Title: Re: government plans to make us insure all our cars!!
Post by: hotel21 on 20 January 2009, 21:15:38
Quote
if a car on the road is untaxed and bieng driven, followed by a police car, they check on the dvla, vosa and mid databases and shows not to be taxed, why do we need a tax disc???

Traffic Wardens

Quote
why is failing to display an offence when they can pull you for not bieng shown on the data base, why do we need tax discs at all?

Traffic Wardens

Quote
the only reason i can find is to allow the gov to raise extra cash for an outdated bit of legislation. there is no possible way a car can be showing a disc and not be on the database as all discs are issued and entered on the system

Fraudulent Display - wrong disc for the car, reg number changed, etc etc..

Quote
why cant we get rid of the disc itself and just be innocent until the database proves us wrong?

after all, WE can search the database to see if a car is on there, as i often do before buying a car and after swapping insurance over etc. it will also tell you the ved rate you will be paying too!!

just as in all gov scams like the tv licence and tax disc its a way to penalise the innocent to pay for the few that drive without proper documentation!!

Why not just buy your rent within the existing system rather than have the government spend untold gazzillions on something to replace it with?  They wont scrap it, too much revenue in it already...  Wont get put on fuel like other countries.  Its estimated that it would increase fuel prices by something approaching three fold to get the same revenue stream...

Quote
if uninsured drivers are found on the road why cant they take them to a piece of land and run thier car over with a tank or something heavy to crush it and get the point accross, and if they do take up my idea i will do it for free, just provide the tank and the fuel, oh and the insurance as i wouldnt want my tank to be crushed!!!! ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D

Thats what happens now, just that its a big crusher in a recycling centre....



Title: Re: government plans to make us insure all our cars!!
Post by: Kevin Wood on 20 January 2009, 22:02:41
TBH, I think the legislation is fair enough although a bit of a pain if it's going to kick off immediately a car is uninsured rather than after a grace period.

However, I can't see why we have a "problem" with uninsured drivers in the first place. The powers that be have a database that shows the insurance status of every vehicle (minus a couple of exceptions as said) and a network of ANPR cameras, speed cameras, etc. that generate evidence of use of vehicles on the road.

Surely comparison of one with the other will generate a list of vehicles in use on the road but uninsured. Why aren't these vehicles already being raked in by the bucketload and crushed? Too busy sending out NIPs for 31.25MPH in a 30 limit instead?

As usual, the burden of upholding the law falls on those who have no intention of breaking it. >:(

Kevin
Title: Re: government plans to make us insure all our cars!!
Post by: gavbriggs on 20 January 2009, 22:24:20
they dont have to use the 'disc' as the information is on the database, except for the traffic wardens no one uses it. it would cut some crimes i.e stealing discs and fraudulent use. i'm not saying scrap ved just the physical disc.

as for the crusher, its not as much fun as destroying something with a tank!!!!
Title: Re: government plans to make us insure all our cars!!
Post by: hotel21 on 20 January 2009, 22:38:47
Quote
However, I can't see why we have a "problem" with uninsured drivers in the first place. The powers that be have a database that shows the insurance status of every vehicle (minus a couple of exceptions as said) and a network of ANPR cameras, speed cameras, etc. that generate evidence of use of vehicles on the road.

Surely comparison of one with the other will generate a list of vehicles in use on the road but uninsured. Why aren't these vehicles already being raked in by the bucketload and crushed? .....

Current legislation only allows for an uninsured vehicle to be physically stopped by a uniformed officer before the nicking/crushing cycle can be started.  The NIP etc only applies to specific offences, of which speeding is just one...

I do know that there is a specific database that ANPR compares against as regards known uninsured vehicles.  Its thereafter down to individual forces how they implement that information in a tactical sense by deploying Officers, etc....
Title: Re: government plans to make us insure all our cars!!
Post by: hotel21 on 20 January 2009, 22:42:17
Quote
they dont have to use the 'disc' as the information is on the database, except for the traffic wardens no one uses it. it would cut some crimes i.e stealing discs and fraudulent use. i'm not saying scrap ved just the physical disc.

as for the crusher, its not as much fun as destroying something with a tank!!!!

You cannot compare the Mk1 eyeball and a coppers nouse with a camera in every instance.  It takes skill (and practice) to read tax discs of vehicles travelling towards you at speed.  Try it.....   ;)
Title: Re: government plans to make us insure all our cars!!
Post by: gavbriggs on 20 January 2009, 22:52:41
Quote
Quote
they dont have to use the 'disc' as the information is on the database, except for the traffic wardens no one uses it. it would cut some crimes i.e stealing discs and fraudulent use. i'm not saying scrap ved just the physical disc.

as for the crusher, its not as much fun as destroying something with a tank!!!!

You cannot compare the Mk1 eyeball and a coppers nouse with a camera in every instance.  It takes skill (and practice) to read tax discs of vehicles travelling towards you at speed.  Try it.....   ;)

the copper can look the reg plate up on the pnc and find the details, as they do, and it will show as bieng wanted, stolen etc and correct me if i'm wrong, taxed and insured etc the number plate is far bigger than the tax disc!  and with the auto recognition stuff these days most coppers will just use the technology making discs useless in the fight against stopping uninsured drivers!

plus it would be more ecofriendly to remove the disc as there would be less printing and more use of already operating electric systems!!

p.s theres no cars going past my cul-de-sac so i will be testing the tax disc theory and see just how much skill is involved! what do i do if a car is untaxed? can i squish his car?? :D :D
Title: Re: government plans to make us insure all our cars!!
Post by: hotel21 on 20 January 2009, 22:56:55
Not all Police vehicles are ANPR equipped but there is an eyesight standard that is required for cops, either with or without glasses to assist.   :)

If you see a car thats not paid its rent, feel free to catch up with it and drive your pet Chieftan over it....   ;)
Title: Re: government plans to make us insure all our cars!!
Post by: Andy B on 20 January 2009, 22:57:18
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..... and see just how much skill is involved!  ......

You're only looking for a range of colours .....
Title: Re: government plans to make us insure all our cars!!
Post by: hotel21 on 20 January 2009, 22:58:52
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Quote
..... and see just how much skill is involved!  ......

You're only looking for a range of colours .....

.... with numbers on to tell you which month it expired in.  Easy in Jan/Feb, harder as the year unfolds.  We try to get it down to the current year as there are more to choose from.  Try it.  Even you may be surprised....   :)
Title: Re: government plans to make us insure all our cars!!
Post by: gavbriggs on 20 January 2009, 22:59:52
Quote
Not all Police vehicles are ANPR equipped but there is an eyesight standard that is required for cops, either with or without glasses to assist.   :)

If you see a car thats not paid its rent, feel free to catch up with it and drive your pet Chieftan over it....   ;)

do you get the impression i just want to destroy something with a large tank!!
Title: Re: government plans to make us insure all our cars!!
Post by: Andy B on 20 January 2009, 23:00:43
Quote
Quote
Quote
..... and see just how much skill is involved!  ......

You're only looking for a range of colours .....

.... with numbers on to tell you which month it expired in.  We try to get it down to the current year as there are more to choose from.  Try it.  Even you may be surprised....   :)

Ha di f**ing ha!  
Title: Re: government plans to make us insure all our cars!!
Post by: Ken T on 20 January 2009, 23:06:53
I hope your tank has road tax/insurance and a very friendly petrol station        .  ;D

One trouble is that some s**T's nick other people's registration plates, like from my wife's Corsa. Imagine the fun if an innocent car were crushed  :'( if my Mig were crushed, I would be crying (and require substantial compensation). Plus I understand some computer systems are not as fast as would be liked (eg flamin' useless)  so there would be a  delay that would render the system useless. Remember that car that passed 5mins ago.......

Plus you have to ask what's a better use of police time, stopping an out of date tax disc, or policing some areas where drunken idiots are kicking the crap out of somebody else. One of my friend's son was killed by being beaten up outside a club in Leicester. Its all about resources, money, I'm sure the police would like a bottomless source of funds, but it ain't going to happen, least not with the current bunch of clowns in power.

Ken
Title: Re: government plans to make us insure all our cars!!
Post by: hotel21 on 20 January 2009, 23:10:16
Quote
Quote
Quote
Quote
..... and see just how much skill is involved!  ......

You're only looking for a range of colours .....

.... with numbers on to tell you which month it expired in.  We try to get it down to the current year as there are more to choose from.  Try it.  Even you may be surprised....   :)

Ha di f**ing ha!  

There should be three *** in f***ing.....   ;)

Quote
Quote
.......  Need an ariel for my sons car....  ta...   :y

You'll need a f***ing great washing machine to go with your ariel (http://www.ariel.co.uk/)!!     ::)  ::)  ::)

Title: Re: government plans to make us insure all our cars!!
Post by: Andy B on 20 January 2009, 23:21:43
Quote
Quote
Quote
Quote
Quote
..... and see just how much skill is involved!  ......

You're only looking for a range of colours .....

.... with numbers on to tell you which month it expired in.  We try to get it down to the current year as there are more to choose from.  Try it.  Even you may be surprised....   :)

Ha di f**ing ha!  

There should be three *** in f***ing.....   ;)

Quote
Quote
.......  Need an ariel for my sons car....  ta...   :y

You'll need a f***ing great washing machine to go with your ariel (http://www.ariel.co.uk/)!!     ::)  ::)  ::)


One of my *'s was a double!  :P
Title: Re: government plans to make us insure all our cars!!
Post by: hotel21 on 20 January 2009, 23:24:12
Quote
Quote
Quote
Quote
Quote
Quote
..... and see just how much skill is involved!  ......

You're only looking for a range of colours .....

.... with numbers on to tell you which month it expired in.  We try to get it down to the current year as there are more to choose from.  Try it.  Even you may be surprised....   :)

Ha di f**ing ha!  

There should be three *** in f***ing.....   ;)

Quote
Quote
.......  Need an ariel for my sons car....  ta...   :y

You'll need a f***ing great washing machine to go with your ariel (http://www.ariel.co.uk/)!!     ::)  ::)  ::)


One of my *'s was a double!  :P

Aye, right..........  

Lets leave the spill chuckers at home and concentrate on Omegas and OOF and not degenerate things....   :y
Title: Re: government plans to make us insure all our cars!!
Post by: gavbriggs on 20 January 2009, 23:29:28
is hotel21 a police officer then? maybe he's correct if he is on the front line?

however i'm sure he wouldn't want to attend the scene of an offence such as keeping your car or driving your car on private land with the owners permission where no insurance is needed or would py out if anything happened! now hat would be a waste of resources
Title: Re: government plans to make us insure all our cars!!
Post by: Andy B on 20 January 2009, 23:36:05
Quote
.......
and not degenerate things....   :y

You'll have to point out where i went wrong.
I'd have thought that the first thing that was noticable on a moving car tax disc was its colour, not the month & year of it expiring!
Title: Re: government plans to make us insure all our cars!!
Post by: hotel21 on 20 January 2009, 23:52:36
Quote
Quote
.......
and not degenerate things....   :y

You'll have to point out where i went wrong.
I'd have thought that the first thing that was noticable on a moving car tax disc was its colour, not the month & year of it expiring!

You are an adult, I presume.  

The quote/point I referred to was on you pointing out spelling errors on a web forum, which is not someplace to proof read an end of term university submission paper.

Big difference between that and adding meaningfull content to a thread (or not, as the case may be...)

Saying nowt more on it, lets just leave OOF as the friendly helpfull place we all hope it should be and not a place to pick nits...

 
Title: Re: government plans to make us insure all our cars!!
Post by: Andy B on 21 January 2009, 04:51:19
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......
You are an adult, I presume.  
You're doing that condescending thing again!

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 The quote/point I referred to was on you pointing out spelling errors on a web forum, which is not someplace to proof read an end of term university submission paper.  .....

I was pulling your leg! The difference was that your mis-spelling ended up with a soap power and not a radio aerial!
Title: Re: government plans to make us insure all our cars!!
Post by: dispondent 1 on 21 January 2009, 06:11:08
the guv dont give a break if ya cars insured , its the hundred quid fine they care about , adds up to millions of pounds of revenue from theft really  :-/

Title: Re: government plans to make us insure all our cars!!
Post by: amigov6 on 21 January 2009, 21:58:12
Things have changed recently with sorn, plate recognition & tightening up on registered keepers which is no bad thing. I'm juggling 3 cars with sorn ins mot etc, i only drive the legal one at any time. I may be mis informed but HT21 said computers presume a taxed car is insured. One of the the age old adages is "never presume"
   Beasties T&T just expired, ins. swapped to BMW, but if Beastie had 2 months of each to run but parked off road pending a "fettle" as she is should she STILL be insured? I so WHY? :-/ :o
Title: Re: government plans to make us insure all our cars!!
Post by: hotel21 on 22 January 2009, 11:53:19
Quote
Things have changed recently with sorn, plate recognition & tightening up on registered keepers which is no bad thing. I'm juggling 3 cars with sorn ins mot etc, i only drive the legal one at any time. I may be mis informed but HT21 said computers presume a taxed car is insured. One of the the age old adages is "never presume"
   Beasties T&T just expired, ins. swapped to BMW, but if Beastie had 2 months of each to run but parked off road pending a "fettle" as she is should she STILL be insured? I so WHY? :-/ :o

No.  What I said was...

If DVLA have a car as not SORN and off road then their legal thinking is it must be on a road and untaxed.

The DVLA database also now has the overview of whether a vehicle is insured or not, albeit there are some vehicles that slip through as just insured recently, traders policies, etc.


That 'overview' allows you to tax your car online rather than in person at the post office....   :y
Title: Re: government plans to make us insure all our cars!!
Post by: willyboy on 22 January 2009, 19:34:47
You could keep the insurance companies very busy by continually transferring cover from one vehicle to another as some insurers make no charge for transfer of policy to another vehicle eg Zurich ! would certainly cause em some paper work  :y
Title: Re: government plans to make us insure all our cars!!
Post by: willyboy on 22 January 2009, 19:40:06
It was estimated there were 2 million uninsured drivers Dec 2007  those guys that use dodgy car regs/stolen or whatever crooked method they use will not give Flying f***  about the new laws till they are caught they are usually only fined & points put on Driving Lic if they have one  :y :-/
Title: Re: government plans to make us insure all our cars!!
Post by: PaulW on 22 January 2009, 20:25:39
They should employ a system like in the states...

Your insurance includes your excise duty...  No messing about with 1 or the other that way...
Title: Re: government plans to make us insure all our cars!!
Post by: amigov6 on 22 January 2009, 22:01:55
Quote
Quote
Things have changed recently with sorn, plate recognition & tightening up on registered keepers which is no bad thing. I'm juggling 3 cars with sorn ins mot etc, i only drive the legal one at any time. I may be mis informed but HT21 said computers presume a taxed car is insured. One of the the age old adages is "never presume"
   Beasties T&T just expired, ins. swapped to BMW, but if Beastie had 2 months of each to run but parked off road pending a "fettle" as she is should she STILL be insured? I so WHY? :-/ :o

No.  What I said was...

If DVLA have a car as not SORN and off road then their legal thinking is it must be on a road and untaxed.

The DVLA database also now has the overview of whether a vehicle is insured or not, albeit there are some vehicles that slip through as just insured recently, traders policies, etc.


That 'overview' allows you to tax your car online rather than in person at the post office....   :y
So for example if it's T&T off the road but uninsured what then? :-/
Title: Re: government plans to make us insure all our cars!!
Post by: hotel21 on 22 January 2009, 23:28:28
Quote
Quote
Quote
Things have changed recently with sorn, plate recognition & tightening up on registered keepers which is no bad thing. I'm juggling 3 cars with sorn ins mot etc, i only drive the legal one at any time. I may be mis informed but HT21 said computers presume a taxed car is insured. One of the the age old adages is "never presume"
   Beasties T&T just expired, ins. swapped to BMW, but if Beastie had 2 months of each to run but parked off road pending a "fettle" as she is should she STILL be insured? I so WHY? :-/ :o

No.  What I said was...

If DVLA have a car as not SORN and off road then their legal thinking is it must be on a road and untaxed.

The DVLA database also now has the overview of whether a vehicle is insured or not, albeit there are some vehicles that slip through as just insured recently, traders policies, etc.


That 'overview' allows you to tax your car online rather than in person at the post office....   :y
So for example if it's T&T off the road but uninsured what then? :-/

....Then no one gives a......   :y