Omega Owners Forum
Chat Area => General Discussion Area => Topic started by: Elite Pete on 26 February 2009, 22:02:54
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I bought a PC of Dell nearly a year ago on 12 month interest free agreement and i've just called to pay it off before I get charge interest and the thieving barstewards want a £49 Early Payment Fee. I will never buy from them again >:(
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I bought a PC of Dell nearly a year ago on 12 month interest free agreement and i've just called to pay it off before I get charge interest and the thieving barstewards want a £49 Early Payment Fee. I will never buy from them again >:(
Yup, a lot of companies are the same...
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:o :o
Cheeky barstewards. Mind you, how much extra would the interest be if you just left it on regular payments?
I agree though, if they offer an interest free payment period then charging an early payment fee is a bit of a cheek.
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:o :o
Cheeky barstewards. Mind you, how much extra would the interest be if you just left it on regular payments?
I agree though, if they offer an interest free payment period then charging an early payment fee is a bit of a cheek.
29.5% which isn't an option :o
If i'd have know I would have paid with my credit card which does have a genuine interest free period not that im tight or anything but you should take advantage of the offers ::)
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the trick is you don't pay the whole lot off
you leave about £40 or £50 then give it till your first payment is due and then pay whats left as your first payment to clear it
they can only then charge you interest on the outstanding balance which will be £40 or £50
so you will probly only pay a few quid interst and no early settlement
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Welcome to Credit Crunch Britain - robbing mothers!
I took the plunge and bought a Mac direct from their Applestore. Absolutely top-notch service, no problems whatsoever, and very happy with it. Finding it much faster all-round than a PC. Highly recommended.
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Welcome to Credit Crunch Britain - robbing mothers!
I took the plunge and bought a Mac direct from them. Absolutely no problems, and very happy with it. Finding it much faster all-round than a PC. Highly recommended.
Your the first person in the last 2 years I have heard say that.....are you comparing like for like?
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the trick is you don't pay the whole lot off
you leave about £40 or £50 then give it till your first payment is due and then pay whats left as your first payment to clear it
they can only then charge you interest on the outstanding balance which will be £40 or £50
so you will probly only pay a few quid interst and no early settlement
That's a bloody good idea... I never thought of that. :y
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the trick is you don't pay the whole lot off
you leave about £40 or £50 then give it till your first payment is due and then pay whats left as your first payment to clear it
they can only then charge you interest on the outstanding balance which will be £40 or £50
so you will probly only pay a few quid interst and no early settlement
Are you absolutely sure about this :)
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the trick is you don't pay the whole lot off
you leave about £40 or £50 then give it till your first payment is due and then pay whats left as your first payment to clear it
they can only then charge you interest on the outstanding balance which will be £40 or £50
so you will probly only pay a few quid interst and no early settlement
Are you absolutely sure about this :)
You'll probably find that the early repayment fee is invoked as soon as you pay more than the agreed installments. Have a look what the small print says. :-/
Kevin
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All areements hve small print some where to rip you off, even the 0% and pay nothing for a year offers and then pay over 4 years.
Theyare all a con, have you ever managed to read the small print before signing. Exactly. :-X
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Why dont you pay all but 10p on the balance. At 29% APR you're first payment would be around 13p :y
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the trick is you don't pay the whole lot off
you leave about £40 or £50 then give it till your first payment is due and then pay whats left as your first payment to clear it
they can only then charge you interest on the outstanding balance which will be £40 or £50
so you will probly only pay a few quid interst and no early settlement
Are you absolutely sure about this :)
yes i'm sure
when i did sales for coldseal windows and safe style
i used to do alot of finace with the buy now pay later
and i used to get more commision if i sold finace so i used to tell all the people that wanted to pay cash to have the buy now pay later and its a loop hole in the finace to not pay the whole lot off leave a small amount it will then get paid off on the first instalment :y
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Why dont you pay all but 10p on the balance. At 29% APR you're first payment would be around 13p :y
don't quite work that way ;D
you have to leave about the amount of your instalments or a little bit less so its cleared on the first payment
the only interst you get is of what balance is remaining
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the trick is you don't pay the whole lot off
you leave about £40 or £50 then give it till your first payment is due and then pay whats left as your first payment to clear it
they can only then charge you interest on the outstanding balance which will be £40 or £50
so you will probly only pay a few quid interst and no early settlement
Are you absolutely sure about this :)
yes i'm sure
when i did sales for coldseal windows and safe style
i used to do alot of finace with the buy now pay later
and i used to get more commision if i sold finace so i used to tell all the people that wanted to pay cash to have the buy now pay later and its a loop hole in the finace to not pay the whole lot off leave a small amount it will then get paid off on the first instalment :y
Which era?
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the trick is you don't pay the whole lot off
you leave about £40 or £50 then give it till your first payment is due and then pay whats left as your first payment to clear it
they can only then charge you interest on the outstanding balance which will be £40 or £50
so you will probly only pay a few quid interst and no early settlement
Are you absolutely sure about this :)
yes i'm sure
when i did sales for coldseal windows and safe style
i used to do alot of finace with the buy now pay later
and i used to get more commision if i sold finace so i used to tell all the people that wanted to pay cash to have the buy now pay later and its a loop hole in the finace to not pay the whole lot off leave a small amount it will then get paid off on the first instalment :y
Which era?
about just over 5 years ago
there branch was in bilston
they have moved to dudley now i think
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i used to have to carry a window around with me to show the product an safety features etc etc
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the trick is you don't pay the whole lot off
you leave about £40 or £50 then give it till your first payment is due and then pay whats left as your first payment to clear it
they can only then charge you interest on the outstanding balance which will be £40 or £50
so you will probly only pay a few quid interst and no early settlement
Are you absolutely sure about this :)
yes i'm sure
when i did sales for coldseal windows and safe style
i used to do alot of finace with the buy now pay later
and i used to get more commision if i sold finace so i used to tell all the people that wanted to pay cash to have the buy now pay later and its a loop hole in the finace to not pay the whole lot off leave a small amount it will then get paid off on the first instalment :y
Which era?
about just over 5 years ago
there branch was in bilston
they have moved to dudley now i think
Got bought out a couple of years ago then went bust big time.
5 years ago they were big and one of our customers biggest customers.
Did you ever know Casper at Alfreton?
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no don't know him
i was working mainly with this weird gay
mr guest i had to call him
i hated the guy he kept falling a sleep at the wheel of his car
thats when i went to safestyle i was only going to work or them as a canvaser but was offered some good money as sales until i got bord and went back into the motor trade
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welcome to " Rip off Britain " as they say....... >:(