Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: tunnie on 18 March 2009, 17:44:50

Title: 0% APR / 6 Months Payment Free
Post by: tunnie on 18 March 2009, 17:44:50
Anyone know of any loans like this out there? I want a Yamaha MT-03 and they go for about 3k, i have almost 2k allocated for some summer fun.

Not sure dealers would do such deals on second hand bikes, thinking more about a separate loan. I'll most likely pay it off completely in a few months, but i really like that bike!  :)
Title: Re: 0% APR / 6 Months Payment Free
Post by: TheBoy on 18 March 2009, 17:52:07
Get something cheaper, restricting it if necessary. Chances are, you will drop it, so anything over £1k is probably too much to spend.  Thats why the likes of ER-5 are great to start on. Dirt cheap.
Title: Re: 0% APR / 6 Months Payment Free
Post by: tunnie on 18 March 2009, 17:54:39
trouble is the ERs feel rubbish after the MT
Title: Re: 0% APR / 6 Months Payment Free
Post by: TheBoy on 18 March 2009, 17:56:33
Quote
trouble is the ERs feel rubbish after the MT
But a lot less expensive when you drop it.  Go cheap now, upgrade when you have better biking skills :y
Title: Re: 0% APR / 6 Months Payment Free
Post by: TheBoy on 18 March 2009, 17:57:27
Quote
trouble is the ERs feel rubbish after the MT
Oh, and remember you are used to training school bikes, which always feel abused (though no problem buying one, but you have to give it tlc to start with)
Title: Re: 0% APR / 6 Months Payment Free
Post by: tunnie on 18 March 2009, 18:02:57
hummm there seams to be a lot of cheap Diversions about, guess i might have to test ride a few!
Title: Re: 0% APR / 6 Months Payment Free
Post by: TheBoy on 18 March 2009, 18:04:59
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hummm there seams to be a lot of cheap Diversions about, guess i might have to test ride a few!
Is that the ones dispatch riders use?  Avoid ex-dispatch bikes, they will be tired.
Title: Re: 0% APR / 6 Months Payment Free
Post by: tunnie on 18 March 2009, 18:06:06
Quote
Quote
hummm there seams to be a lot of cheap Diversions about, guess i might have to test ride a few!
Is that the ones dispatch riders use?  Avoid ex-dispatch bikes, they will be tired.

Yeah see a lot of them in London, like this...

http://search.autotrader.co.uk/es-uk/www/bikes/advert+search/Ne-2-4-7-8-27-64-104-133-146-236,N-12-29-121-239/advert.action?R=200910330103034&distance=125&postcode=NN13+6ER&channel=BIKES&make=&model=&min_pr=500&max_pr=1000&max_mileage=&vehicleYearOfManufacture=1998&vehicleRegLetter=R
Title: Re: 0% APR / 6 Months Payment Free
Post by: tunnie on 18 March 2009, 18:10:15
this one is closer to me.... maybe 600 twin too much for a first bike?

http://search.autotrader.co.uk/es-uk/www/bikes/advert+search/Ne-2-4-7-8-27-64-104-133-146-236,N-12-29-121-239/advert.action?R=200911330368742&distance=30&postcode=NN13+6ER&channel=BIKES&make=&model=&min_pr=500&max_pr=1000&max_mileage=&vehicleYearOfManufacture=1996&vehicleRegLetter=P
Title: Re: 0% APR / 6 Months Payment Free
Post by: amigov6 on 18 March 2009, 18:12:29
600 Bandit (Suzuki) detuned Gixer engine so tough as old boots, cheap to buy & insure. Bit heavy & softly spung but a good, fun reliable starter bike, fair turn of speed if you wind 'em, docile at low revs. Pick one up finance free for a few hundred, build up some no claims etc. Not as cool or fast as the 1200 or many sportbikes but faster, better & way cooler than the ER5.
    Worth a look & you can de restrict if need be. Doubt you'll get a better cheap ins. solid starter bike for the money. Guy. :y  
Title: Re: 0% APR / 6 Months Payment Free
Post by: amigov6 on 18 March 2009, 18:17:40
Quote
600 Bandit (Suzuki) detuned Gixer engine so tough as old boots, cheap to buy & insure. Bit heavy & softly spung but a good, fun reliable starter bike, fair turn of speed if you wind 'em, docile at low revs. Pick one up finance free for a few hundred, build up some no claims etc. Not as cool or fast as the 1200 or many sportbikes but faster, better & way cooler than the ER5.
    Worth a look & you can de restrict if need be. Doubt you'll get a better cheap ins. solid starter bike for the money. Guy. :y  
de restrict??? Sorry i meant restrict to 33bhp if need be.
Title: Re: 0% APR / 6 Months Payment Free
Post by: TheBoy on 18 March 2009, 18:20:33
Quote
this one is closer to me.... maybe 600 twin too much for a first bike?

http://search.autotrader.co.uk/es-uk/www/bikes/advert+search/Ne-2-4-7-8-27-64-104-133-146-236,N-12-29-121-239/advert.action?R=200911330368742&distance=30&postcode=NN13+6ER&channel=BIKES&make=&model=&min_pr=500&max_pr=1000&max_mileage=&vehicleYearOfManufacture=1996&vehicleRegLetter=P
For reasons already stated, may be worth avoiding faired (fully or half faired) until you have the experience.
Title: Re: 0% APR / 6 Months Payment Free
Post by: stuart30 on 18 March 2009, 18:20:40
Divvy is a good starters bike...as said avoid the despatched bikes.

Bandit also good....best bet is sit on a few as they will feel and ride differently.

Just the same as cars will feel different when driven.
Title: Re: 0% APR / 6 Months Payment Free
Post by: shyboy on 18 March 2009, 18:28:43
There are credit cards available which give you 6/9 months interest free on purchases. Obviously you must pay it off before the end of the intoductory period to avoid paying any interest.
I use them whenever I can for big purchases and earn interest on the money which stays in my account for 6/9 months. Not quite as attractive with current low interest rates but I've borrowed money from credit card companies many times and had them in effect pay me for the privilege. I've never paid a penny in interest to any of them.
Requires rigid discipline, though.
Title: Re: 0% APR / 6 Months Payment Free
Post by: tunnie on 18 March 2009, 18:28:49
Quote
Quote
600 Bandit (Suzuki) detuned Gixer engine so tough as old boots, cheap to buy & insure. Bit heavy & softly spung but a good, fun reliable starter bike, fair turn of speed if you wind 'em, docile at low revs. Pick one up finance free for a few hundred, build up some no claims etc. Not as cool or fast as the 1200 or many sportbikes but faster, better & way cooler than the ER5.
    Worth a look & you can de restrict if need be. Doubt you'll get a better cheap ins. solid starter bike for the money. Guy. :y  
de restrict??? Sorry i meant restrict to 33bhp if need be.

I have a full license, no need to restrict!  :)

Bandits seam about the same price as ER5's on bike trader.

This is close to me...

http://search.autotrader.co.uk/es-uk/www/bikes/KAWASAKI+ER-5/Ne-2-4-7-8-27-64-104-133-146-236,N-13-121-239-4294942263-4294967193/advert.action?R=200911330598034&distance=21&postcode=NN13+6ER&channel=BIKES&make=KAWASAKI&model=ER-5&min_pr=&max_pr=2000&max_mileage=&vehicleYearOfManufacture=2001&vehicleRegLetter=Y
Title: Re: 0% APR / 6 Months Payment Free
Post by: TheBoy on 18 March 2009, 18:32:15
Quote
Quote
Quote
600 Bandit (Suzuki) detuned Gixer engine so tough as old boots, cheap to buy & insure. Bit heavy & softly spung but a good, fun reliable starter bike, fair turn of speed if you wind 'em, docile at low revs. Pick one up finance free for a few hundred, build up some no claims etc. Not as cool or fast as the 1200 or many sportbikes but faster, better & way cooler than the ER5.
    Worth a look & you can de restrict if need be. Doubt you'll get a better cheap ins. solid starter bike for the money. Guy. :y  
de restrict??? Sorry i meant restrict to 33bhp if need be.

I have a full license, no need to restrict!  :)

Bandits seam about the same price as ER5's on bike trader.

This is close to me...

http://search.autotrader.co.uk/es-uk/www/bikes/KAWASAKI+ER-5/Ne-2-4-7-8-27-64-104-133-146-236,N-13-121-239-4294942263-4294967193/advert.action?R=200911330598034&distance=21&postcode=NN13+6ER&channel=BIKES&make=KAWASAKI&model=ER-5&min_pr=&max_pr=2000&max_mileage=&vehicleYearOfManufacture=2001&vehicleRegLetter=Y
That ER5 is much newer.

Other 500 twins to look at and (imho) more comfy

Honda CB500 (may be pricey)
Suzuki GS500E

All easy to maintain, easy to ride, good power delivery, and light to pick up off the road!
Title: Re: 0% APR / 6 Months Payment Free
Post by: stuart30 on 18 March 2009, 18:35:34
Quote
Quote
Quote
600 Bandit (Suzuki) detuned Gixer engine so tough as old boots, cheap to buy & insure. Bit heavy & softly spung but a good, fun reliable starter bike, fair turn of speed if you wind 'em, docile at low revs. Pick one up finance free for a few hundred, build up some no claims etc. Not as cool or fast as the 1200 or many sportbikes but faster, better & way cooler than the ER5.
    Worth a look & you can de restrict if need be. Doubt you'll get a better cheap ins. solid starter bike for the money. Guy. :y  
de restrict??? Sorry i meant restrict to 33bhp if need be.

I have a full license, no need to restrict!  :)

Bandits seam about the same price as ER5's on bike trader.

This is close to me...

http://search.autotrader.co.uk/es-uk/www/bikes/KAWASAKI+ER-5/Ne-2-4-7-8-27-64-104-133-146-236,N-13-121-239-4294942263-4294967193/advert.action?R=200911330598034&distance=21&postcode=NN13+6ER&channel=BIKES&make=KAWASAKI&model=ER-5&min_pr=&max_pr=2000&max_mileage=&vehicleYearOfManufacture=2001&vehicleRegLetter=Y


Mates not long sold his ER-5...After a few weeks of owning it found it too be under powerd.

Also he isnt very tall 5.9ft and found it physiclay small.
Title: Re: 0% APR / 6 Months Payment Free
Post by: tunnie on 18 March 2009, 18:35:35
i can't find decent ER5s for sub £1k locally.... GS500E are even more pricey.

ER5's seam the cheapest of the bunch
Title: Re: 0% APR / 6 Months Payment Free
Post by: amigov6 on 18 March 2009, 18:36:17
Nothing wrong with the ER5 but the Bandit even in 600 form is more playful if you want it to be & smoother being a 4 cylinder, a good gateway to a faster bike.
     Have test ride & see what's best for you. :y
Title: Re: 0% APR / 6 Months Payment Free
Post by: albitz on 18 March 2009, 18:55:53
Quote
Quote
this one is closer to me.... maybe 600 twin too much for a first bike?

http://search.autotrader.co.uk/es-uk/www/bikes/advert+search/Ne-2-4-7-8-27-64-104-133-146-236,N-12-29-121-239/advert.action?R=200911330368742&distance=30&postcode=NN13+6ER&channel=BIKES&make=&model=&min_pr=500&max_pr=1000&max_mileage=&vehicleYearOfManufacture=1996&vehicleRegLetter=P
For reasons already stated, may be worth avoiding faired (fully or half faired) until you have the experience.
34 years experience,I was pushing mine off the driveway on Saturday,lost my balance and dropped it,scuffed fairing and broken generator cover. :-[ :'( :'(
Title: Re: 0% APR / 6 Months Payment Free
Post by: albitz on 18 March 2009, 18:57:42
Throw caution to the wind and buy a Hayabusa,at least you wont have to think about upgrading - ever. :y ;D ;D
It would go from 0-100and back to 0 in about the same time as it takes your mig to hit 60  :) 8-) 8-)
Title: Re: 0% APR / 6 Months Payment Free
Post by: TheBoy on 18 March 2009, 21:22:22
Quote
Quote
Quote
this one is closer to me.... maybe 600 twin too much for a first bike?

http://search.autotrader.co.uk/es-uk/www/bikes/advert+search/Ne-2-4-7-8-27-64-104-133-146-236,N-12-29-121-239/advert.action?R=200911330368742&distance=30&postcode=NN13+6ER&channel=BIKES&make=&model=&min_pr=500&max_pr=1000&max_mileage=&vehicleYearOfManufacture=1996&vehicleRegLetter=P
For reasons already stated, may be worth avoiding faired (fully or half faired) until you have the experience.
34 years experience,I was pushing mine off the driveway on Saturday,lost my balance and dropped it,scuffed fairing and broken generator cover. :-[ :'( :'(
We've all done that.  You quickly get up, pull the bike up, quickly look around to see if anyone saw you ;D
Title: Re: 0% APR / 6 Months Payment Free
Post by: TheBoy on 18 March 2009, 21:23:09
Quote
Nothing wrong with the ER5 but the Bandit even in 600 form is more playful if you want it to be & smoother being a 4 cylinder, a good gateway to a faster bike.
     Have test ride & see what's best for you. :y
I'm thinking of lighter bikes for tunnie, as he will struggle to lift a pushbike, so no chance of a heavy 4pot
Title: Re: 0% APR / 6 Months Payment Free
Post by: albitz on 18 March 2009, 21:37:00
Quote
Quote
Quote
Quote
this one is closer to me.... maybe 600 twin too much for a first bike?

http://search.autotrader.co.uk/es-uk/www/bikes/advert+search/Ne-2-4-7-8-27-64-104-133-146-236,N-12-29-121-239/advert.action?R=200911330368742&distance=30&postcode=NN13+6ER&channel=BIKES&make=&model=&min_pr=500&max_pr=1000&max_mileage=&vehicleYearOfManufacture=1996&vehicleRegLetter=P
For reasons already stated, may be worth avoiding faired (fully or half faired) until you have the experience.
34 years experience,I was pushing mine off the driveway on Saturday,lost my balance and dropped it,scuffed fairing and broken generator cover. :-[ :'( :'(
We've all done that.  You quickly get up, pull the bike up, quickly look around to see if anyone saw you ;D
I fell over it and ended up lying on my back in the middle of the road outside my own house,the only good thing was at least mrs Bitz wasnt watching out of the window. :-[ :-[ :-[ ;D