Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: omega trev on 26 March 2009, 19:29:30

Title: nightmare!
Post by: omega trev on 26 March 2009, 19:29:30: hi all
just found out the omega 3.0 elite i put £30 deposit on is cat4 wright off with no engineers report >:( cant get insurance from anyone without report so im gutted as i had fell in love with the old girl! i have decided not to go ahead with this particular purchase but am still mega interested in getting an omega preferebly a 3.0 elite estate im looking to spend £1000 - £1200 on one so if anyone knows of one let me know cheers. ps im in hull but obviously will travel to look at if required
thanx
Title: Re: nightmare!
Post by: Elite Pete on 26 March 2009, 19:31:41: If its a Cat D then you shouldn't need a report but Cat C will more than likely need a VIC check.
Title: Re: nightmare!
Post by: omega trev on 26 March 2009, 19:44:31: well i thought it a bit unusual but ive called several insurance companies (not mentioning any names) and told them the car was a cat d and all have said they require an engineers report before they would touch it
Title: Re: nightmare!
Post by: unlucky alf on 26 March 2009, 19:49:26: well if its a cat D then the damage would have only been slight, im surprised at the insurance companies as its only cat C that have to go for a vic check & that only checks chassis numbers etc & has a quick nose at the repair ;)
Title: Re: nightmare!
Post by: omega trev on 26 March 2009, 19:59:40: im seriously peed off about it because the insurance companies know its cat d but they dont tell you when you take out a policy then if you try and claim they say your uninsured due the cat d without engineers report >:( i wouldnt mind but im only after third party fire and theft anyway!
Title: Re: nightmare!
Post by: Martin_1962 on 26 March 2009, 20:08:28: I insured a cat C with no problems

I am with Faortis

Mind you they made it cat C even though I didn't claim >:(
Title: Re: nightmare!
Post by: STMO123 on 26 March 2009, 20:11:08: Category A A vehicle which should have been totally crushed, including all its spare parts.
Category B A vehicle from which spare parts may be salvaged, but the bodyshell should have been crushed and the car should never return to the road.
Category C An extensively damaged vehicle which the insurer has decided not to repair, but which could be repaired and returned to the road.
Category D A damaged vehicle which the insurer has decided not to repair, but which could be repaired and returned to the road. Category F A vehicle damaged by fire, which the insurer has decided not to repair.