Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: kjf7 on 12 May 2009, 23:40:39

Title: insurance
Post by: kjf7 on 12 May 2009, 23:40:39
does anyone else have the problem when on phone or on line doin a new quote they dont have listed elite MANUEL td only AUTO it's a pain in the arse cause you're on line doin it then you have to phone them and go through everything again and pay a bit more Shite Bags the lot of them
Title: Re: insurance
Post by: Omega man 2 on 12 May 2009, 23:44:50
One of my pet hates is dealing with insurance companies >:(
Try getting insurance on a mig when your 17 >:(
Title: Re: insurance
Post by: Vamps on 12 May 2009, 23:47:16
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One of my pet hates is dealing with insurance companies >:(
Try getting insurance on a mig when your 17 >:(
[/highlight]

Try getting insurance on a Mk1 Granada Coupe when you are 19. Quoted over £400, needless to say it was a no goer........ :( :( :(
Title: Re: insurance
Post by: Andy B on 12 May 2009, 23:49:11
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..... they dont have listed elite MANUEL  .....  

Try looking for manuAl  ;)  ;)  ;)  ;)
Title: Re: insurance
Post by: Omega man 2 on 12 May 2009, 23:50:09
Do they take into acount that diesel cars are less powerful, and charge you less than for the equivilant petrol size?

2.5 td might be my next step in terms of power ::)
Title: Re: insurance
Post by: KillerWatt on 12 May 2009, 23:50:36
Quote
Quote
One of my pet hates is dealing with insurance companies >:(
Try getting insurance on a mig when your 17 >:(
[/highlight]

Try getting insurance on a Mk1 Granada Coupe when you are 19. Quoted over £400, needless to say it was a no goer........ :( :( :(
Mine was only £200 when I was 17, and I got £20 back 5 weeks after because I passed my test.
Title: Re: insurance
Post by: Vamps on 12 May 2009, 23:50:41
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..... they dont have listed elite MANUEL  .....  

Try looking for manuAl  ;)  ;)  ;)  ;)

Picky tonight........ :D :D :D and I have run the spell checker... :P
Title: Re: insurance
Post by: CaptainZok on 12 May 2009, 23:50:46
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..... they dont have listed elite MANUEL  .....  

Try looking for manuAl  ;)  ;)  ;)  ;)
Que?  ;D ;D
Title: Re: insurance
Post by: kjf7 on 12 May 2009, 23:51:24
haha you bugger i'm always doin that!
Title: Re: insurance
Post by: albitz on 12 May 2009, 23:52:50
Chevette HS - 19 year old living in Belfast 1979 - £636 tpft,and that involved a bit of a fiddle otherwise  I wouldnt have got insured at any price. :o
Title: Re: insurance
Post by: Vamps on 12 May 2009, 23:52:53
Quote
Quote
Quote
One of my pet hates is dealing with insurance companies >:(
Try getting insurance on a mig when your 17 >:(
[/highlight]

Try getting insurance on a Mk1 Granada Coupe when you are 19. Quoted over £400, needless to say it was a no goer........ :( :( :(
Mine was only £200 when I was 17, and I got £20 back 5 weeks after because I passed my test.

Omega's were not around in 1968 ::) ::) ::)
Title: Re: insurance
Post by: Bent valve on 12 May 2009, 23:54:06
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One of my pet hates is dealing with insurance companies >:(
Try getting insurance on a mig when your 17 >:(
I would need a time machine for that! how I wish i could have had an omega estate to 'entertain' young ladies in , instead of a MK2 cortina ;D  
Title: Re: insurance
Post by: KillerWatt on 12 May 2009, 23:55:33
Quote
Quote
Quote
Quote
One of my pet hates is dealing with insurance companies >:(
Try getting insurance on a mig when your 17 >:(
[/highlight]

Try getting insurance on a Mk1 Granada Coupe when you are 19. Quoted over £400, needless to say it was a no goer........ :( :( :(
Mine was only £200 when I was 17, and I got £20 back 5 weeks after because I passed my test.

Omega's were not around in 1968 ::) ::) ::)
I was responding to Ron, I just couldn't be arsed to trim the whole post.
Title: Re: insurance
Post by: Vamps on 12 May 2009, 23:56:17
Quote
Quote
One of my pet hates is dealing with insurance companies >:(
Try getting insurance on a mig when your 17 >:(
I would need a time machine for that! how I wish i could have had an omega estate to 'entertain' young ladies in , instead of a MK2 cortina ;D  

17, Mini Traveler / woody. Worth a fortune nowadays... :'( :'( :'(
Title: Re: insurance
Post by: Andy B on 12 May 2009, 23:56:56
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..... how I wish i could have had an omega estate to 'entertain' young ladies in , instead of a MK2 cortina ;D  

 :o They're too complicated NOW ....... you'd  be hung as a witch if they looked under te bonnet of it 30 years ago. They'd have been more complicated than the saturn Rockets!  ;D  ;D  ;D  ;D  ;D :y
Title: Re: insurance
Post by: kjf7 on 12 May 2009, 23:57:28
my ins (sorry i'm to sodding lazy ra ra ra to type insurance) (thought i'd put the smart comment in myself!) want 406.10p and i'm 33 with no claims or any bad stuff since 1994 when passed my test
Title: Re: insurance
Post by: Vamps on 12 May 2009, 23:59:46
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..... how I wish i could have had an omega estate to 'entertain' young ladies in , instead of a MK2 cortina ;D  

 :o They're too complicated NOW ....... you'd  be hung as a witch if they looked under te bonnet of it 30 years ago. They'd have been more complicated than the saturn Rockets!  ;D  ;D  ;D  ;D  ;D :y
So true.................Mind we dont need to decoke every 50k, not sure which is best........... :-/ :-/ :D
Title: Re: insurance
Post by: Vamps on 13 May 2009, 00:01:33
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my ins (sorry i'm to sodding lazy ra ra ra to type insurance) (thought i'd put the smart comment in myself!) want 406.10p and i'm 33 with no claims or any bad stuff since 1994 when passed my test

Need to be looking around I think, sounds dear to me....... :)
Title: Re: insurance
Post by: Bent valve on 13 May 2009, 00:01:52
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Quote
..... how I wish i could have had an omega estate to 'entertain' young ladies in , instead of a MK2 cortina ;D  

 :o They're too complicated NOW ....... you'd  be hung as a witch if they looked under te bonnet of it 30 years ago. They'd have been more complicated than the saturn Rockets!  ;D  ;D  ;D  ;D  ;D :y
They wouldnt have been looking under it , they would have been splayed across it 8-)
Title: Re: insurance
Post by: Andy B on 13 May 2009, 00:04:15
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......
So true.................Mind we dont need to decoke every 50k, not sure which is best........... :-/ :-/ :D

Fair comment!  :y
Title: Re: insurance
Post by: KillerWatt on 13 May 2009, 00:06:03
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my ins (sorry i'm to sodding lazy ra ra ra to type insurance) (thought i'd put the smart comment in myself!) want 406.10p and i'm 33 with no claims or any bad stuff since 1994 when passed my test
There are quite a few factors that affect the premium you are quoted....

Drivers age
Number of years license held
Type of license
Number of years no claims bonus
Accidents
Convictions (including criminal)
Marital status
Homeowner status
Where the car is parked overnight
Type of cover required
Age of car
Other vehicles owned (or use of)
Yada, yada, yada
Title: Re: insurance
Post by: Andy B on 13 May 2009, 00:08:50
Quote
........
There are quite a few factors that affect the premium you are quoted....

Drivers age
Number of years license held
Type of license
Number of years no claims bonus
Accidents
Convictions (including criminal)
Marital status
Homeowner status
Where the car is parked overnight
Type of cover required
Age of car
Other vehicles owned (or use of)
Yada, yada, yada

You don't say!!!!  :-? :-?
Title: Re: insurance
Post by: albitz on 13 May 2009, 00:10:58
........postcode. ;)
Title: Re: insurance
Post by: Andy B on 13 May 2009, 00:14:05
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........postcode. ;)

Some ocupations!  ;)
Title: Re: insurance
Post by: albitz on 13 May 2009, 00:15:24
.......2 functioning eyes. ;)..... ;D ;D
Title: Re: insurance
Post by: Vamps on 13 May 2009, 00:16:08
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Quote
........postcode. ;)

Some ocupations!  ;)

Business use :)

Commuting, the list goes on.

Still sounds dear to me, but there may be a reason we are unaware of ;)
Title: Re: insurance
Post by: Bent valve on 13 May 2009, 00:18:30
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]........postcode. [/highlight];)

Number of women likely to be led across bonnet per month.(possibly scratching paintwork with nails ect.. leading to expensive bodywork bills) absolutely none in my case :(
Title: Re: insurance
Post by: Andy B on 13 May 2009, 00:19:08
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Quote
Quote
........postcode. ;)

Some ocupations!  ;)

Business use :)

Commuting, the list goes on.

Still sounds dear to me, but there may be a reason we are unaware of ;)

It's not that different from the quotes I've had for mine, I'm older too ..... I must live in a really bad area!  :(
Title: Re: insurance
Post by: Vamps on 13 May 2009, 00:25:28
Quote
Quote
Quote
Quote
........postcode. ;)

Some ocupations!  ;)

Business use :)

Commuting, the list goes on.

Still sounds dear to me, but there may be a reason we are unaware of ;)

It's not that different from the quotes I've had for mine, I'm older too ..... I must live in a really bad area!  :(

Off the top of my head;
£160 fully comp for the mig, OK only 2.0L
£250 fully comp for the Mitsubishi, high rating, same or more than Mig 3.0L,  both for two drivers and the Mitsubishi is with M&S :o :o :o

I am currently finding car insurance cheaper each year :y

The Citroen is a lease car, so dont know what the insurance is, came with a 3 year policy, me to drive only, cant be driven by anyone else regardless of their insurance, only garage or Police can drive it.
Title: Re: insurance
Post by: Andy B on 13 May 2009, 00:34:47
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.....
 me to drive only, cant be driven by anyone else regardless of their insurance, only garage or Police can drive it.

Never heard that before. Surely from a legal point someone else could drive it on their fully comp but be covered 3rd party.  :-/
Title: Re: insurance
Post by: Vamps on 13 May 2009, 00:40:41
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.....
 me to drive only, cant be driven by anyone else regardless of their insurance, only garage or Police can drive it.

Never heard that before. Surely from a legal point someone else could drive it on their fully comp but be covered 3rd party.  :-/

No Andy, it is very clear. No one else can drive it, save garage, recovery or Police. I could have another driver on it, but swmbo was not into auto's at the time, will have her on the next one, due next year............. :)
Title: Re: insurance
Post by: Andy B on 13 May 2009, 00:43:12
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....What the idea behind it? Limit the risk due to th elimited number of drivers?  :-/
Title: Re: insurance
Post by: Vamps on 13 May 2009, 00:44:04
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Quote
....What the idea behind it? Limit the risk due to th elimited number of drivers?  :-/

Look for PM
Title: Re: insurance
Post by: Andy B on 13 May 2009, 00:44:52
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Quote
Quote
....What the idea behind it? Limit the risk due to th elimited number of drivers?  :-/

Look for PM
:y
Title: Re: insurance
Post by: tallandy on 13 May 2009, 01:28:29
Well i,m 53 only passed my car test 10 months back and kwik fit covered me fully comp & her indoors for 433 and change. Plus the offer included a free mot and green flag. Thats on a 2001 Elite 3.0 auto so think thats pretty good
Title: Re: insurance
Post by: p j morgan on 13 May 2009, 02:50:54
theres a thing the post office would not insure my mig .because it had another engine put in it they said the car would have to have had the engine put in proffesionaly .it was a v6 and it had a 20.l put in smaller engine!saga covered me told them every thing about it and they charged me one hundred and eighty nine quid.includind breakdown cover and full legal cover . and the wify to drive fully comp not bad .it has 20l in the log book . and i got a free walking stick! :y
Title: Re: insurance
Post by: Andy B on 13 May 2009, 08:16:01
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theres a thing the post office would not insure my mig .because it had another engine put in .......it was a v6 and it had a 20.l  ........

Is this car an Elite recently appeared on eBay? Insurance companies don't generally like 'modified'cars.
Title: Re: insurance
Post by: Lizzie_Zoom on 13 May 2009, 12:23:47
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theres a thing the post office would not insure my mig .because it had another engine put in .......it was a v6 and it had a 20.l  ........

Is this car an Elite recently appeared on eBay? Insurance companies don't generally like 'modified'cars.

Indeed Andy, when I worked for Cornhill Direct for a few months some time back, I learnt as an insurance call centre girl I had to refer any such insurance request direct to the under-writers.  Often they would turn such requests down, and tell me to refer the customer to a specialist insurance company for 'modified' or unusual cars.
Title: Re: insurance
Post by: rikki_essex on 13 May 2009, 12:35:31
i got quotes £50000 from one company for ford focus rs can any one beat that. i nearly fell off the chair laughing  
Title: Re: insurance
Post by: Lizzie_Zoom on 13 May 2009, 12:38:48
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i got quotes £50000 from one company for ford focus rs can any one beat that. i nearly fell off the chair laughing  

 :o :o :o :o :o :o :o :o :o :o :o :o ::) ::) ::) ;)
Title: Re: insurance
Post by: Omega man 2 on 13 May 2009, 12:43:14
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i got quotes £50000 from one company for ford focus rs can any one beat that. i nearly fell off the chair laughing  

WTF???
Title: Re: insurance
Post by: joshwyatt on 13 May 2009, 14:19:37
Insurance is the bane of my life. I'm 19 with an Omega 2.2 CDX and they charge me £192 per month totalling £1929 per year, only pay 10 months. That's the best quote I had so took it, and unfortunately that's just the way it is :) Had licence since October 2007 no points or anything, parents added to policy but still quite expensive.
Was quoted £13,500 once...made me laugh.
Title: Re: insurance
Post by: chrisl_1960 on 13 May 2009, 16:12:11
Mines up for renewel, have been shopping araound, RAC "top of the range" quote was £344, I'm 48 and 24 years without a cliam, for a laugh I reqoted putting SWMBO on, she only has provisional, mig is 2.2 new quote was £302, so she's now going on the insurance.