Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: Vamps on 15 September 2009, 23:27:41

Title: Insurance quote
Post by: Vamps on 15 September 2009, 23:27:41
Just got my Mig insurance renewal today, £166.98 fully comp.... ;D ;D ;D  Don't think I will bother searching around,  :y :y :would be cheaper if I put my excess up to £500. not really much point in that... ::)
Title: Re: Insurance quote
Post by: Brick Tamland on 15 September 2009, 23:57:39
€172 per month third party fire and theft ::) >:( :D

Only one company will insure me :D
Title: Re: Insurance quote
Post by: Vamps on 16 September 2009, 00:02:57
Quote
]€172 per month third party fire and theft ::) >:( :D[/highlight]
Only one company will insure me :D

 :o :o :o  You been a naughty boy or just young.. :D :D
Title: Re: Insurance quote
Post by: Pete Elite on 16 September 2009, 01:41:51
I got a quote from Saga today for £202 with protected NCB and £262 with National Relay added, about £100 better than More Than who I'm with at the moment :y.
Title: Re: Insurance quote
Post by: Mr Skrunts on 16 September 2009, 03:21:39
3.0 elite, Full NCD.  Protected and legal cover with courtesy car, and all other options, no recovery.  £200.00
Title: Re: Insurance quote
Post by: lozzy on 16 September 2009, 13:45:06
mine with 5 years ncb is 425 :D not to bad fully comp and im 23
Title: Re: Insurance quote
Post by: Squealey on 16 September 2009, 14:17:30
£448 a year fully comp with business use and 27,000 miles per annum. Didn't think that was too bad.

I tend to have quite a long winded way of getting insurance. First I do two or three comparison sites, then i try Direct Line & Avviva as they're not on them. Once I have the cheapest quote I log myself into Quidco (a web cashback operative) and log into the cheapest website i found. Put in all the info, again, and can save anything from 5% to 50+%.

I know its around the houses a bit, but if a couple of hours searching can save me over £200 a year then im happy :)

As an example, my wifes previous Volvo 940 was coming in at £189 fully comp, not much i know, but by simply logging in through Quidco i got that down to just under £120 a year.

On moneysavingexpert.com there are people who actually saved so much the insurance company are paying them to have insurance. :y :y

Wayne
Title: Re: Insurance quote
Post by: lozzy on 16 September 2009, 14:24:19
thats a good way to do it i all so use quidco and will rember that next renwal
Title: Re: Insurance quote
Post by: Squealey on 16 September 2009, 14:30:11
Just remembered, mine includes a half decent recovery option, not that i'll ever need it ;D ;D ::) ::)
Title: Re: Insurance quote
Post by: Brick Tamland on 16 September 2009, 14:57:47
Quote
Quote
]€172 per month third party fire and theft ::) >:( :D[/highlight]
Only one company will insure me :D

 :o :o :o  You been a naughty boy or just young.. :D :D

Because I'm 18 and live in the worst country to own any sort of car that isn't a food mixer :-/
Title: Re: Insurance quote
Post by: LFF64 on 16 September 2009, 15:20:21
£387.43 Fully comp  :-/ three claims and 3 points
Title: Re: Insurance quote
Post by: MickAP on 16 September 2009, 15:27:07
Quote
I got a quote from Saga today for £202 with protected NCB and £262 with National Relay added, about £100 better than MoreThan who I'm with at the moment :y.

Had a quote from Saga about 3 years ago. They turned out to be not very competitive with others I had had quotes from. MoreThan however are the very best deal I've ever had, so took out both cars and home insurance with them.

Mick
Title: Re: Insurance quote
Post by: Stevie-blunder on 16 September 2009, 15:59:42
Saga £200 comp  :y
Title: Re: Insurance quote
Post by: Banjax on 16 September 2009, 20:50:26
Quote
Just got my Mig insurance renewal today, £166.98 fully comp.... ;D ;D ;D  Don't think I will bother searching around,  :y :y :would be cheaper if I put my excess up to £500. not really much point in that... ::)


thats incredible - we're in one of the safest postcodes in the country, clean(ish) licence 3pts speeding i'm well over £300!! - need to phone round methinks  :(
Title: Re: Insurance quote
Post by: Vamps on 16 September 2009, 21:39:49
Quote
Quote
I got a quote from Saga today for £202 with protected NCB and £262 with National Relay added, about £100 better than MoreThan who I'm with at the moment :y.

Had a quote from Saga about 3 years ago. They turned out to be not very competitive with others I had had quotes from. MoreThan however are the very best deal I've ever had, so took out both cars and home insurance with them.

Mick

My car quote is from Saga.
Just renewed my Home insurance, was with More Than for about 4 years, no with Tesco.  More than got quite shirty when they rang swmbo who said that I was looking around, they said "but it's only gone up by £60.00"    They are crafty, think they have got you and prices go up. Same with their pet insurance, stuck with that, cos of the age of the dog, but £100 more than others, they say because they offer things, that I dont want but can't take off. :(
Title: Re: Insurance quote
Post by: M16 on 16 September 2009, 22:32:35
I must be doing something wrong. Mine is £650. I'm 31 no points but 1 non fault accident. I hope I find someone cheaper soon as Mine is due for renewal next month. ::)
Title: Re: Insurance quote
Post by: KillerWatt on 16 September 2009, 22:34:26
Insurance isn't based just on age and whether you have any points.
Title: Re: Insurance quote
Post by: Turk on 17 September 2009, 00:32:58
Iggy Pop says my next premium will be £231.00. Full NCB, 3 pts, £300 excess. Another £30 odd to protect NCB.
Title: Re: Insurance quote
Post by: Turk on 19 September 2009, 00:58:44
Iggy's improved on the offer without my asking.  :-?

Just received an e-mailed with an amended renewal premium of £217.95  :y
Title: Re: Insurance quote
Post by: Banjax on 19 September 2009, 07:37:45
Quote
Insurance isn't based just on age and whether you have any points.

thats true,  postcode is a major factor and on that basis they should be giving me money!! we haven't had any car crime here since the old king died  ;)
Title: Re: Insurance quote
Post by: Brick Tamland on 19 September 2009, 18:49:39
Quote
Insurance isn't based just on age and whether you have any points.

My mates driving instructor says that they are starting to charge on power/weight ratio (not a problem for an omega owner  ::) ) to get rid of all these civics and related crap.

I got a quote on a micra and it was 300 euro more than the omega  :-? Not that I want a micra anyway :D
Title: Re: Insurance quote
Post by: PhilRich on 19 September 2009, 21:32:49
Getting a 'reasonable' Insurance quote these days seems to be as much a lottery as the one Camelot runs, but with lousier odds!  :(
Title: Re: Insurance quote
Post by: Nickbat on 19 September 2009, 21:54:41
Saga quoted me £350 this week, so I'll stick with Aviva. Guess it's more expensive with a London postal code, no off-street parking and SWMBO as a second driver.  :( :'(
Title: Re: Insurance quote
Post by: Vamps on 19 September 2009, 22:03:59
Been hving a search ::) ::) down to £134   TPF&T with £100 excess Motor Insurance Wherehouse, never hard of them mind...... :D :D
Title: Re: Insurance quote
Post by: Mr Hagon on 19 September 2009, 23:43:57
Renewed July this year and currently paying £435.95 with Elephant.

This is fully comp, two named drivers, parked on street and having written off previous Mig in Feb this year.  Jump of about £200 compared to last year.

Tend to switch between Elephant and Admiral each year unless they price match.  Ironic given that they're both part of the same parent company, more interested in chasing new business than retaining business.  :D