Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: HNO3GOH on 28 September 2009, 20:20:18

Title: Your help please.
Post by: HNO3GOH on 28 September 2009, 20:20:18
I have a little person on the way and this should be about the 6th of Jan 2010 and when this happens our little person gets £200 from the gov so we have to open a account for this and i've also been putting money away for he or she to but what is the best account to have and do you get a better rate if it cant be touched till he or she is 18 or 21.
Title: Re: Your help please.
Post by: KillerWatt on 28 September 2009, 20:29:50
Open any account you like, in ANY country OTHER than the UK for them!
Title: Re: Your help please.
Post by: HolyCount on 28 September 2009, 20:33:57
Quote
I have a little person on the way and this should be about the 6th of Jan 2010 and when this happens our little person gets £200 from the gov so we have to open a account for this and i've also been putting money away for he or she to but what is the best account to have and do you get a better rate if it cant be touched till he or she is 18 or 21.

You will get a "fact pack" with the Bounty bag nearer the time, with lots of info. The £250 can't be touched til 18 ( and will be topped up by another £250 when 5). Where you invest is pretty much hit and miss cos a lot can happen and change in the next 18 years!
Title: Re: Your help please.
Post by: HNO3GOH on 28 September 2009, 20:45:46
Quote
Quote
I have a little person on the way and this should be about the 6th of Jan 2010 and when this happens our little person gets £200 from the gov so we have to open a account for this and i've also been putting money away for he or she to but what is the best account to have and do you get a better rate if it cant be touched till he or she is 18 or 21.

You will get a "fact pack" with the Bounty bag nearer the time, with lots of info. The £250 can't be touched til 18 ( and will be topped up by another £250 when 5). Where you invest is pretty much hit and miss cos a lot can happen and change in the next 18 years!

£500 form the gov :o thats good :)
Title: Re: Your help please.
Post by: Entwood on 28 September 2009, 20:49:23
As children don't pay tax it is best to use a special childrens account, some of the comparison sites .. moneysupermarket .. moneyfacts  etc etc will give you good information.
Title: Re: Your help please.
Post by: Plomien on 28 September 2009, 20:49:42
The £250 is a specific type of account but for general child savings you can open a high interest savings account which would be interest free.
speak to your bank they will be able to advise.

This is from where I work http://www.hsbc.co.uk/1/2/personal/savings/children;jsessionid=0000wMjPwJgG1avYHPGMKdY_4MD:12c58nn8e :y
Title: Re: Your help please.
Post by: HNO3GOH on 28 September 2009, 20:59:06
Thanks for the info Entwood and Plomien that's been a great help :y
Title: Re: Your help please.
Post by: Plomien on 28 September 2009, 21:06:01
Quote
Thanks for the info Entwood and Plomien that's been a great help :y
not a problem  :y