Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: Radar on 02 February 2010, 17:20:12

Title: Cheap Car Insurance
Post by: Radar on 02 February 2010, 17:20:12
I am looking to renew my dads insurance - he drives under 2,000 miles / yr, 10yrs ncd, no convictions yet still i'm getting around £250 fully comp. with protected ncd. Car is '02 plate Astra 1.6 auto.

Can anyone suggest where I could get a cheaper price as i've looked at tesco, direct line, rias, swinton, swift and god knows how many others?

Title: Re: Cheap Car Insurance
Post by: KillerWatt on 02 February 2010, 17:28:46
The price you pay is dictated by a number of factors, including (but not limited to) postcode, garaged or not, make & model (unfortunately, Astra's are popular with TWOC'rs), and a whole host of other variables.

I'm guessing you've tried the various comparison sites?
Title: Re: Cheap Car Insurance
Post by: guncharmer on 02 February 2010, 17:45:43
zurich-connect.co.uk blew everyone else out of the water for the wifes recently,under 10k a year 10 years no claims etc.
Finally got to ditch those thieves at aa car insurance who stitched us up on renewal last year and tried it again this year.
i think protected no claims added £8 to the total. Oh and nearly always a named driver wife/brother/friend will reduce the premium so long as they have a clean licence and are a normal risk.
Title: Re: Cheap Car Insurance
Post by: Richie London on 02 February 2010, 18:16:46
maybe this will help  ;D ;D ;D

[media]http://www.youtube.com/watch?v=F_-9QFvhQWo[/media]
Title: Re: Cheap Car Insurance
Post by: miggy on 02 February 2010, 18:21:42
I have always found Direct Line good for me, i recently renewed my insurance with them and because i added my wife as a named driver i had another £35.00 off the price?? couldnt understand that one but i aint complaining
Title: Re: Cheap Car Insurance
Post by: STMO999 on 02 February 2010, 18:29:03
Quote
I have always found Direct Line good for me, i recently renewed my insurance with them and because i added my wife as a named driver i had another £35.00 off the price?? couldnt understand that one but i aint complaining


Makes a change. ::)
Title: Re: Cheap Car Insurance
Post by: miggy on 02 February 2010, 18:36:18
Quote
Quote
I have always found Direct Line good for me, i recently renewed my insurance with them and because i added my wife as a named driver i had another £35.00 off the price?? couldnt understand that one but i aint complaining


Makes a change. ::)

Hello you, still here then
Title: Re: Cheap Car Insurance
Post by: STMO999 on 02 February 2010, 18:41:02
Quote
Quote
Quote
I have always found Direct Line good for me, i recently renewed my insurance with them and because i added my wife as a named driver i had another £35.00 off the price?? couldnt understand that one but i aint complaining


Makes a change. ::)

Hello you, still here then


Yes Pete. don't worry, I won't leave you. :-*
Title: Re: Cheap Car Insurance
Post by: mudflap on 02 February 2010, 19:08:36
You are always better off jumping companies - all mine charged more every year so i went to another company and got a cheaper deal, but the "ex" companies actually had the cheek to ring me up and ask "why...?"  ::)


Title: Re: Cheap Car Insurance
Post by: KillerWatt on 02 February 2010, 19:16:59
Quote
I have always found Direct Line good for me, i recently renewed my insurance with them and because i added my wife as a named driver i had another £35.00 off the price?? couldnt understand that one but i aint complaining
Having two drivers means it not you driving all the time, therefore the risk you present is reduced.
Title: Re: Cheap Car Insurance
Post by: alunonhisown on 02 February 2010, 19:33:23
Quote
zurich-connect.co.uk blew everyone else out of the water for the wifes recently,under 10k a year 10 years no claims etc.
Finally got to ditch those thieves at aa car insurance who stitched us up on renewal last year and tried it again this year.
i think protected no claims added £8 to the total. Oh and nearly always a named driver wife/brother/friend will reduce the premium so long as they have a clean licence and are a normal risk.
I am with Zurich as well and no-one could come anywhere near them! £346 Full Comp for my 05 plate 7 series. Beat that.
Title: Re: Cheap Car Insurance
Post by: Vamps on 02 February 2010, 21:39:32
Do Confused.com :y

Our mig is £160 ish, fully comp, limited miles 2 drivers with SAGA one of you has to be over 50 though :D :D
Title: Re: Cheap Car Insurance
Post by: splott on 02 February 2010, 21:52:47
Quote
Do Confused.com :y

Our mig is £160 ish, fully comp, limited miles 2 drivers with SAGA one of you has to be over 50 though :D :D

Same as you, used confused .com. Esure was cheaper for us than SAGA though. ;D  ;D
Title: Re: Cheap Car Insurance
Post by: Radar on 03 February 2010, 09:00:23
Thanks for all the suggestions :y
(To Killerwatt - i tried moneysupermarket but will look at the other comparison sites too)

I will be looking at these over the next few days
Title: Re: Cheap Car Insurance Update
Post by: Radar on 06 February 2010, 22:49:21
Update: I ended up renewing for 180 from LV via confused.com (I tried them direct and their quote was 220)

A Big Thanks to all for their advice :y
Title: Re: Cheap Car Insurance
Post by: dragonlord on 07 February 2010, 01:16:43
your ocupation has a strange affect on the premium.

i dont work as such as i have to care for mrs as she had a bad mental breakdown
and found out once they put you down as a carer non professional you get quite a discout


when i changed insurance the new company
put it down by mistake a care taker

and it come out ridiculously cheap so i kept it shut

as they would have a problem saying i made that up as i told em i was a carer and i do take care of someone lol