Omega Owners Forum
Chat Area => General Discussion Area => Topic started by: Salty on 25 March 2007, 13:11:03
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I'll let the pictures do the talking :-/
(http://i94.photobucket.com/albums/l113/salty-64/omega/CIMG0019.jpg)
(http://i94.photobucket.com/albums/l113/salty-64/omega/CIMG0018.jpg)
(http://i94.photobucket.com/albums/l113/salty-64/omega/CIMG0017.jpg)
(http://i94.photobucket.com/albums/l113/salty-64/omega/CIMG0021.jpg)
(http://i94.photobucket.com/albums/l113/salty-64/omega/CIMG0020.jpg)
(http://i94.photobucket.com/albums/l113/salty-64/omega/CIMG0022.jpg)
Don't think it will be repaired :(
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Yikes, sorry mate.
What happened?
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fire brigade reckon electrical fault. Car hadn't been used for nearly 18 hours so can't have been anything else really.
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:o Your not having much luck with the cars at the moment :'(
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:o Your not having much luck with the cars at the moment :'(
your right there, it's actually parked in the exact same spot as the wifes was in when it got painted.
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:-X me! :(
That certainly looks like an electrical fire.
When you get a replacement.... DON'T park it there agin, looks like a cursed space!
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ouch!! sorry to see that...
Thats the 3rd leccy fire thats been to do with the Elites, i seam to remember someone had a fire in the exact same place! :o
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Bugger!! :(
Can I have/purchase the nearside headlamp washer please!! ::)
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Bugger!! :(
Can I have/purchase the nearside headlamp washer please!! ::)
Just to compound a bad day, I did salvage the headlight washer before they took the car away. Went to look for said washer last night and found the dog had chewed it up >:(
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ouch!! sorry to see that...
Thats the 3rd leccy fire thats been to do with the Elites, i seam to remember someone had a fire in the exact same place! :o
Not a problem on 97/98 onwards cars with the positive distribution setup...
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Just wants that stone chip on the windscreen fixing and a bit of t-cut I would say.
But then again.................. :(
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Sorry to see the pics but pleased you and yours are alright. :'(
8-)
DaveL
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PM sent....
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Sorry for your loss, still atleast a car can be replaced good luck with the next one :y
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Sorry to see that mate
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Oh dear, sorry to see that, another one bites the dust....
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Insurance have classed the car as a total loss now, can't say I was surprised and have offered £1125 minus the excess. :(
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Oh dear that is not good - push for more :(
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can i just ask, do insurance companies only pay out (minus excess) a car's current list price for a total loss, regardless of how much you tell them it was valued at when you bought it, or the value you declared?
I told my insurance company my car was gonna cost me £2500, in a quote i got before i bought the car, and even tho i managed to get it for less than £2k, I didnt tell them that, and on my cover note the vehicle value still stated £2500. Am I to assume that should the worst happen, I'd probably get nothing like that back?
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Choked for you. Apparently very few car fires are as a result of fuel leaks, most are electrical.
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can i just ask, do insurance companies only pay out (minus excess) a car's current list price for a total loss, regardless of how much you tell them it was valued at when you bought it, or the value you declared?
I told my insurance company my car was gonna cost me £2500, in a quote i got before i bought the car, and even tho i managed to get it for less than £2k, I didnt tell them that, and on my cover note the vehicle value still stated £2500. Am I to assume that should the worst happen, I'd probably get nothing like that back?
They generally only offer trade value plus a little bit, you usually have to negotiate the value up if you don't have an agreed value. The value you give them is probably irrelevant but I suppose it means that they may partly base the premium on your value of the car even though they won't pay it. If you under value it, their quids in on a payout.
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best get a fire extinguisher and bubblewrapped bumpers then hadn't I!
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can i just ask, do insurance companies only pay out (minus excess) a car's current list price for a total loss, regardless of how much you tell them it was valued at when you bought it, or the value you declared?
I told my insurance company my car was gonna cost me £2500, in a quote i got before i bought the car, and even tho i managed to get it for less than £2k, I didnt tell them that, and on my cover note the vehicle value still stated £2500. Am I to assume that should the worst happen, I'd probably get nothing like that back?
I guess it depends on the Insurance assessor.
When I wrote mine off the other week he said I should expect to pay about £850 private sale (which is about what I was expecting to get) & £1125 forecourt for one like mine, but as the Omega's are under-valued & mine had been well looked after; would I be prepared to accept £1500 :o
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can i just ask, do insurance companies only pay out (minus excess) a car's current list price for a total loss, regardless of how much you tell them it was valued at when you bought it, or the value you declared?
I told my insurance company my car was gonna cost me £2500, in a quote i got before i bought the car, and even tho i managed to get it for less than £2k, I didnt tell them that, and on my cover note the vehicle value still stated £2500. Am I to assume that should the worst happen, I'd probably get nothing like that back?
You get 'market value' minus excess. If your stated value is below 'market value', you will get the lower figure.
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The offer they are making is based on glass's guide adjusted for more than average mileage (105k) average is 84k apparently on a 10 year old car :-? Checking with parkers and what car they are offering trade in price >:( which is all well and good if I were selling the car, but I'm not selling it I am having to replace it so I would expect the the forecourt price minus a little as a fair deal. I don't think the estimated value on the insurance is taken into account by them but I will use it as an additional bargaining tool, after all they accepted this valuation when I took the policy out.