Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: steve2.5cd on 28 March 2010, 16:06:29

Title: Insurance qoutes this year !
Post by: steve2.5cd on 28 March 2010, 16:06:29
Just renewed my car insurunce for this year and it was a staggering £361 ! This is with no accidents in 5 years and 11 years no claims bonus. Cant still belive it. Have you had a  >:(similar shock this year ??
Title: Re: Insurance qoutes this year !
Post by: sexydaz on 28 March 2010, 16:34:44
mine went up £100 cos of the mig even though its an old banger in reality
Title: Re: Insurance qoutes this year !
Post by: TheBoy on 28 March 2010, 17:03:12
Premiums always jump in recession, as less people have insurance.
Title: Re: Insurance qoutes this year !
Post by: Radiomarko on 28 March 2010, 18:15:02
Unbelievably mine went down, by 30p!   :D
Title: Re: Insurance qoutes this year !
Post by: PhilRich on 28 March 2010, 18:19:29
I got mine £52, yes, £52 cheaper than last year!!!!! Nar Narnee Nar Nar! ;D ;D ;D
Mind you, I am with SAGA, so just a bit senior in years ;D
Title: Re: Insurance qoutes this year !
Post by: STMO999 on 28 March 2010, 18:26:23
Both my home and car insurance went down.
Title: Re: Insurance qoutes this year !
Post by: KW on 28 March 2010, 18:59:18
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Just renewed my car insurunce for this year and it was a staggering £361 ! This is with no accidents in 5 years and 11 years no claims bonus. Cant still belive it. Have you had a  >:(similar shock this year ??
Do you really still believe that £361 sterling is a "staggering" figure in 2010?
Title: Re: Insurance qoutes this year !
Post by: steve2.5cd on 28 March 2010, 20:01:28
Quote
Quote
Just renewed my car insurunce for this year and it was a staggering £361 ! This is with no accidents in 5 years and 11 years no claims bonus. Cant still belive it. Have you had a  >:(similar shock this year ??
Do you really still believe that £361 sterling is a "staggering" figure in 2010?

Yes i think its a ridiculous figure to say it was £250.00 last year !  >:(
Title: Re: Insurance qoutes this year !
Post by: STMO999 on 28 March 2010, 20:05:18
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Quote
Quote
Just renewed my car insurunce for this year and it was a staggering £361 ! This is with no accidents in 5 years and 11 years no claims bonus. Cant still belive it. Have you had a  >:(similar shock this year ??
Do you really still believe that £361 sterling is a "staggering" figure in 2010?

Yes i think its a ridiculous figure to say it was £250.00 last year !  >:(

I insured my astra with autotrader last year...£180. If I let them automatically renew, I fully expect to be shafted. So I won't. I'll change to another provider, and the same next year.
Title: Re: Insurance qoutes this year !
Post by: KW on 28 March 2010, 20:13:08
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Yes i think its a ridiculous figure to say it was £250.00 last year !  >:(
Change your insurance company then, because it's an old trick.

Norwich Union (now Aviva) did the same to us a few years ago, they pushed the premium from £180 to £240 in the space of a year even though they hadn't heard from us claim wise.
A 5 minute search on the web got us prices we considered acceptable, and better conditions to go with it.
Title: Re: Insurance qoutes this year !
Post by: alunonhisown on 28 March 2010, 21:38:50
I am insured with Zurich and it's cost me £41 a month for 10 months. I have three points, and my brother is on that as well. That also includes whatever it is they charge you for credit.
I was happy. I was  expecting a lot more for a 3.2 Elite.
Title: Re: Insurance qoutes this year !
Post by: STMO999 on 28 March 2010, 21:40:24
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I am insured with Zurich and it's cost me £41 a month for 10 months. I have three points, and my brother is on that as well. That also includes whatever it is they charge you for credit.
I was happy. I was  expecting a lot more for a 3.2 Elite.

£410 is about right for an omega, although they sometimes go as high as £500 on ebay. ;D
Title: Re: Insurance qoutes this year !
Post by: tunnie on 28 March 2010, 21:44:19
my bike just went down £100, even though i added pillion and commuting cover!
Title: Re: Insurance qoutes this year !
Post by: Mr Skrunts on 28 March 2010, 21:45:20
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my bike just went down £100, even though i added pillion and commuting cover!

You forgot to mention your NCD improoved Tunnie.  ::)
Title: Re: Insurance qoutes this year !
Post by: tunnie on 28 March 2010, 21:46:22
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my bike just went down £100, even though i added pillion and commuting cover!

You forgot to mention your NCD improoved Tunnie.  ::)

Ah true, its only my second year  ;D
Title: Re: Insurance qoutes this year !
Post by: pscocoa on 28 March 2010, 21:58:16
£186 pa for me with Admiral but to get to that figure have taken my son off who has all the penalty points - he has his own car but used mine noew and then so made executive decision. Also have dropped my annual mileage
Title: Re: Insurance qoutes this year !
Post by: unlucky alf on 28 March 2010, 21:59:19
Ive just been getting quotes from confused etc, then comes the million phone calls off the back of it >:(, anyhow my existing company are doing me a reasonable deal, £299 f/c, that includes n/c protected,  with 9+ years ncd & the fact im over 50, & to top it off  full breakdown cover, & with my record on g/boxes i need it ;D ;D , thats with a company called footman james in case you want to try them, all my other quotes without breakdown were £380 -£440 so they are doing a good deal. :y :y
Title: Re: Insurance qoutes this year !
Post by: MickAP on 29 March 2010, 00:33:03
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Ive just been getting quotes from confused etc, then comes the million phone calls off the back of it >:(, anyhow my existing company are doing me a reasonable deal, £299 f/c, that includes n/c protected,  with 9+ years ncd & the fact im over 50, & to top it off  full breakdown cover, & with my record on g/boxes i need it ;D ;D , thats with a company called footman james in case you want to try them, all my other quotes without breakdown were £380 -£440 so they are doing a good deal. :y :y

I'll never use them again for comparison.
I had about four calls from, I told them to. :-[ go away ;D........All idiots as well, they try and screw you for as much as they can get away with. >:(

Mick
Title: Re: Insurance qoutes this year !
Post by: coastie123 on 29 March 2010, 17:22:16
Can't believe what I'm hearing...

To me all these prices under £500 are fantastic...

I'll let you all guess what I'm going to have to pay for my omega...

I'm 29
no ncb as named driver for 7.5 years on my other halfs policy
in June will be my first years ncb
no accidents claims etc..

I've got 2 quotes one from my current insurer up until renewal and one to start from scratch again...

The car is a 2001 x 2.5 v6 cdx auto

this will be interesting to read the replies!!!!
Title: Re: Insurance qoutes this year !
Post by: Dimsum on 29 March 2010, 17:29:23
30 years young with 3.2 MV6 Estate. 5 years NCB and just switched to AXA.

£320 which I was rather chuffed with!! £100 less than my 5 series BMW!!
Title: Re: Insurance qoutes this year !
Post by: Richie London on 29 March 2010, 18:26:13
mine is 40 dearer than last year with no change and an extra yrs no claims bonus.and that is the cheapest i could get. from what i was told, record amount of claims last year, lot of accidents caused by people who are not used to driving on the left and having no insurance.
Title: Re: Insurance qoutes this year !
Post by: lozzzz on 29 March 2010, 18:41:43
omega went down by £31 so any reduction is welcome..multicar policy with admiral,,,now £272... 43yrs full no claims 2.6 est 2001...
Title: Re: Insurance qoutes this year !
Post by: charlie on 29 March 2010, 18:51:12
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Can't believe what I'm hearing...

To me all these prices under £500 are fantastic...

I'll let you all guess what I'm going to have to pay for my omega...

I'm 29
no ncb as named driver for 7.5 years on my other halfs policy
in June will be my first years ncb
no accidents claims etc..

I've got 2 quotes one from my current insurer up until renewal and one to start from scratch again...

The car is a 2001 x 2.5 v6 cdx auto

this will be interesting to read the replies!!!!
Title: Re: Insurance qoutes this year !
Post by: charlie on 29 March 2010, 18:52:18
Quote
Can't believe what I'm hearing...

To me all these prices under £500 are fantastic...

I'll let you all guess what I'm going to have to pay for my omega...

I'm 29
no ncb as named driver for 7.5 years on my other halfs policy
in June will be my first years ncb
no accidents claims etc..

I've got 2 quotes one from my current insurer up until renewal and one to start from scratch again...

The car is a 2001 x 2.5 v6 cdx auto

this will be interesting to read the replies!!!!
£1200 at a guess >:(
Title: Re: Insurance qoutes this year !
Post by: Dan1005 on 29 March 2010, 20:28:26
Im 22 and getting the miggy insured here was no problem. I pay 60 euro every three months ;) pretty decent I think..
Title: Re: Insurance qoutes this year !
Post by: Hannah Judes Dad on 29 March 2010, 20:39:17
I pay £177 for a year full comp and with going through beat that quote i got £25 cashback so that takes it down to £152.I'm 38 with full no claims,maybe a bit worrying that it costs more to tax the car than it does to insure it ! :-/
Title: Re: Insurance qoutes this year !
Post by: STMO999 on 29 March 2010, 20:42:31
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I pay £177 for a year full comp and with going through beat that quote i got £25 cashback so that takes it down to £152.I'm 38 with full no claims,maybe a bit worrying that it costs more to tax the car than it does to insure it ! :-/


Yeah, but Grimsby is a crime free area.
Title: Re: Insurance qoutes this year !
Post by: Hannah Judes Dad on 29 March 2010, 20:52:21
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Quote
I pay £177 for a year full comp and with going through beat that quote i got £25 cashback so that takes it down to £152.I'm 38 with full no claims,maybe a bit worrying that it costs more to tax the car than it does to insure it ! :-/


Yeah, but Grimsby is a crime free area.

The crime is VERY free (and easy) in Grimsby,we are presently having one of the worst crime areas in the country knocked down.Have a look for info on Guildford Street and you will see what I mean.I live less than two miles from there.  :(
Title: Re: Insurance qoutes this year !
Post by: covey on 29 March 2010, 21:19:14
I regret to say that I paid £450 with Admiral this year and £375 with Saga last year.........

However,

When I got my renewal quote from Saga a couple of months ago, the premium went up to £520. When I enquired why, I was told that the introductory discount and free installments no longer applied hence the increase.  I mentioned to the Saga lady that a 40% increase was unreasonable she reduced the increase by £50.

I take exception to what I believe is somewhat sharp practise and would not have stayed as a matter of principle!!

My premium level is explained by my living in SE London and having my 30 year old son on my policy.

When your son's say they are leaving home, don't believe it for one moment!!!
Title: Re: Insurance qoutes this year !
Post by: coastie123 on 30 March 2010, 02:10:17
Quote
Quote
Can't believe what I'm hearing...

To me all these prices under £500 are fantastic...

I'll let you all guess what I'm going to have to pay for my omega...

I'm 29
no ncb as named driver for 7.5 years on my other halfs policy
in June will be my first years ncb
no accidents claims etc..

I've got 2 quotes one from my current insurer up until renewal and one to start from scratch again...

The car is a 2001 x 2.5 v6 cdx auto

this will be interesting to read the replies!!!!
£1200 at a guess >:(

well im currently with the post office for a megane scenic 1.6 which was £324 p.a

they charged me £212 to change to my omega 2.2 up until renewal on 1st June

I phone them to get a quote for 2.5 V6 it would cost £312 up to renewal so an extra £100 on top of what i paid already!!

a new quote for me if i started a fresh with no NCB  would be £700 approx... i do not know what to do!
Title: Re: Insurance qoutes this year !
Post by: bri cox on 30 March 2010, 04:16:52
2466.26 that was my last quote  for my 2.6 elite with 4 years ncb from 500 quid the year before nearly had a heart attack got it down to 488 tho with a named driver and full personal brake down cover boy did i need a drink after that last quote ;D
Title: Re: Insurance qoutes this year !
Post by: MutantCav on 30 March 2010, 08:11:26
About the same as Barclays quoted me for my house insurance online...£2600...bearing in mind we currently pay about £25 a month and their quote included a supposedly substantial discount because I have an account with them! lol
Title: Re: Insurance qoutes this year !
Post by: covey on 30 March 2010, 09:38:55
I really do not know why the banks try to sell insurance.  On the couple of occasions I have asked for a quote on-line, it has always been at least double the average quote of the rest.  Maybe they make so much selling insurance to the Little Old Ladies who think their bank will always look after them!!
Title: Re: Insurance qoutes this year !
Post by: Mr Skrunts on 30 March 2010, 10:26:54
A little tip for anyone that renews insurance over the winter months (AS I used yo).  Get some quotes over spring, summer and autum and see what the differences are, I had a break and didnt insure for 6 months, premiums were a lot cheaper in summer months

Also er seems a bad time to insure (Or it used to be) as insurers are aware of a rush on car purchases to get away for an easter break.

Just a thought but might save someone £100  :y
Title: Re: Insurance qoutes this year !
Post by: Banjax on 30 March 2010, 11:39:35
i've paid about £400 for the year which started with a 3.0 elite miggy and now I fully expect the 406 to be cheaper, full NCD, low risk area, cheap car to repair but we'll see.....one thing i would say is very often theres a reason a quote can be the cheapest so check you've got all the bells and whistles you want and you're NCD is protected if poss  :y
Title: Re: Insurance qoutes this year !
Post by: Banjax on 30 March 2010, 11:40:44
Quote
2466.26 that was my last quote  for my 2.6 elite with 4 years ncb from 500 quid the year before nearly had a heart attack got it down to 488 tho with a named driver and full personal brake down cover boy did i need a drink after that last quote ;D

they want you to go somewhere else with that quote methinks  :o
Title: Re: Insurance qoutes this year !
Post by: tigers_gonads on 30 March 2010, 16:30:39
just got mine  :y

262 quid full comp with no claims protection  ;D ;D
i have 9 years no claims
done deal insurance of the tinternet  :y