Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: Varche on 27 April 2010, 09:26:41

Title: Short duration car insurance
Post by: Varche on 27 April 2010, 09:26:41
I am looking to buy another petrol Omega Elite from the UK as a source of parts to keep mine running.

One practicality is getting the thing back here. Is it possible nowadays to buy a week or a months worth of insurance say TPFT with foreign country use? I would use a UK relatives address.

Any suggestions?

   
Title: Re: Short duration car insurance
Post by: Elite Pete on 27 April 2010, 09:30:01
Before I got my traders policy I used to get a days insurance from here

http://www.aviva.co.uk/short-term-car-insurance/

A day used to be about £17 but a month is quite expensive :(
Title: Re: Short duration car insurance
Post by: Jimbob on 27 April 2010, 09:33:22
http://www.dayinsure.com/

Ive used em, and they do EU cover, dunno if that ups the price though
Title: Re: Short duration car insurance
Post by: Varche on 27 April 2010, 14:01:28
Tried both to get a quote (using my former Uk reg on current car). Both declined as the car was over 10 years old! It is a pre facelift I am after.

Is there still a heavy redemption fee for cashing in a years insurance after say a week or two?
Title: Re: Short duration car insurance
Post by: joshwyatt on 27 April 2010, 14:17:11
Typically insurance companies will charge you a £42 cancellation fee. Or at least it's either that or £47.
Can you not add an extra car to your policy for a short term period?
In the UK, I can help out, if it's not taxed we can use my trade plates and my trade insurance covers me to drive anything. When you get to the train or port or however you're taking the vehicle, that'd be it unfortunately as my insurance is not valid in europe (I think)
Title: Re: Short duration car insurance
Post by: sexydaz on 27 April 2010, 19:55:19
just set a policy up and providing you havent claimed you get a 14 day cancellation period i think so just cancel it when you get home :)
Title: Re: Short duration car insurance
Post by: KW on 27 April 2010, 20:02:50
Quote
just set a policy up and providing you havent claimed you get a 14 day cancellation period i think so just cancel it when you get home :)
That is called (in law) pecuniary advantage, guess what the benefits are when found guilty  ;)
Title: Re: Short duration car insurance
Post by: sexydaz on 27 April 2010, 20:12:33
Quote
Quote
just set a policy up and providing you havent claimed you get a 14 day cancellation period i think so just cancel it when you get home :)
That is called (in law) pecuniary advantage, guess what the benefits are when found guilty  ;)
hes buying it to break so just cancel the policy reason being engine blew up or something so its off the road...everyone tells a little white lie every now and again
Title: Re: Short duration car insurance
Post by: Omegatoy on 27 April 2010, 20:43:40
hiya Varche!!
if you know when roughly you are going to do this, there is a good chance i can drive it back from the uk for you if it helps,
am going on the 7thmay for aweek to visit me dad who is very close to the end now, then ze goes into hosp for her op and is back on june 19th i think then i will have to go again!! let me know if i can help i will
Omegatoy :y
Title: Re: Short duration car insurance
Post by: dad1uk on 27 April 2010, 22:14:25
I've used these people for an 1997 Vectra and there was no restriction query over age of the vehicle.
Whether they do EU insurance I don't know but as mentioned by one of the others it's not a cheap option!
Title: Re: Short duration car insurance
Post by: joshwyatt on 27 April 2010, 22:41:03
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hiya Varche!!
if you know when roughly you are going to do this, there is a good chance i can drive it back from the uk for you if it helps,
am going on the 7thmay for aweek to visit me dad who is very close to the end now, then ze goes into hosp for her op and is back on june 19th i think then i will have to go again!! let me know if i can help i will
Omegatoy :y

Varche, it may be possible for Omegatoy and I to collaborate. If it's going to be a vehicle you're using for parts, it may not have tax on it. I can use my trade plates and I have motor trade insurance to get the vehicle to Omegatoy. For example, if he's going to take it back via train...or drive it all the way etc I can bring it from wherever it is to him.
I suspect once it's out of the UK, tax is no issue it'll only be insurance. So I can only help in the UK, or at least getting the vehicle to a port, train etc.
But that still leaves you with the dilemna of eu insurance.
Title: Re: Short duration car insurance
Post by: KW on 28 April 2010, 17:30:40
Quote
Quote
Quote
just set a policy up and providing you havent claimed you get a 14 day cancellation period i think so just cancel it when you get home :)
That is called (in law) pecuniary advantage, guess what the benefits are when found guilty  ;)
hes buying it to break so just cancel the policy reason being engine blew up or something so its off the road...everyone tells a little white lie every now and again
Of course people stretch the truth every now & again, that is human nature.

The main problem for the OP in getting insurance over here is that he does not live in the UK and that can be easily proved.

Title: Re: Short duration car insurance
Post by: KW on 28 April 2010, 17:33:05
Quote
I suspect once it's out of the UK, tax is no issue it'll only be insurance.
Any car driven in any country has to be fully legal in it's country of registration, so for the OP to drive it back home he will need a full license that is considered valid in the UK, 3rd party insurance (minimum), MOT, and Tax.
Title: Re: Short duration car insurance
Post by: Bose Addict on 30 April 2010, 09:23:33
I got a car home last year by buying an HPI Check and using their free 7-day insurance.  It's run by Aviva as a way to send you a renewal quote and frankly is good value, fully legal and moral for about £20.   :y