Omega Owners Forum
Chat Area => General Discussion Area => Topic started by: Richgm on 01 April 2011, 20:18:16
-
Just on my way to pick the little one up from school, slowed down while car in front turned right and BANG! The person behind me didn't pay enough attention and used my car as a brake >:( Impact was I guess only about 15 MPH but it's wrecked the bumper and I can't get the boot to stay shut. Damage doesn't look bad but the Miggy isn't worth that much now so fear it may get written off. :'(
The good (and most important) news is apart from a slight bit of whiplash on my part everyone's OK. Their insurance has already phoned and accepted liability so shouldn't take to long to get sorted.
-
That is bad news...... :'( :'(
-
Oh what a Bugger!, I really feel for you Rich >:(
This my frequent nightmare, as the slightest of bumps these days seem to result in a 'writeoff' :'(
-
Just on my way to pick the little one up from school, slowed down while car in front turned right and BANG! The person behind me didn't pay enough attention and used my car as a brake >:( Impact was I guess only about 15 MPH but.....
Which is exactly what happened to SWMBO a couple years ago when her Astra was written off.
-
Just on my way to pick the little one up from school, slowed down while car in front turned right and BANG! The person behind me didn't pay enough attention and used my car as a brake >:( Impact was I guess only about 15 MPH but it's wrecked the bumper and I can't get the boot to stay shut. Damage doesn't look bad but the Miggy isn't worth that much now so fear it may get written off. :'(
The good (and most important) news is apart from a slight bit of whiplash on my part everyone's OK. Their insurance has already phoned and accepted liability so shouldn't take to long to get sorted.
Do what everybody seems to do nowadays, mate.....claim for the whiplash and spend the money repairing the miggy :y
-
Do what everybody seems to do nowadays, mate.....claim for the whiplash and spend the money repairing the miggy :y
As tempting as it is. Do I really want to be part of the culture that's increasing everyone's insurance premiums ?
-
Do what everybody seems to do nowadays, mate.....claim for the whiplash and spend the money repairing the miggy :y
As tempting as it is. Do I really want to be part of the culture that's increasing everyone's insurance premiums ?
I'm no expert but I'm pretty sure they have set amounts of compensation for certain injuries.
I think Whiplash is £1500.
You need to make sure that you have reported your injuries so it's on an official record though...local G.P etc..
It's up to you mate, each to their own and all that, but I would if it was me :y
-
Just a quick update.
Unfortunately the insurance company have decided it's a total loss so my pride and joy will not be coming home again. :'(
Got 4 days until the loan car goes back so going to find something cheap and cheerful to get me through the next couple of months then look for a proper car :y
-
Buy it back from the insurance. :y
-
Just a quick update.
Unfortunately the insurance company have decided it's a total loss so my pride and joy will not be coming home again. :'(
Got 4 days until the loan car goes back so going to find something cheap and cheerful to get me through the next couple of months then look for a proper car :y
Buy it back and fix it, dependant on how handy you are and how much help you can get to do the work if your not, better the devil you know :y
-
Just a quick update.
Unfortunately the insurance company have decided it's a total loss so my pride and joy will not be coming home again. :'(
Got 4 days until the loan car goes back so going to find something cheap and cheerful to get me through the next couple of months then look for a proper car :y
:'( :'( sorry to hear this but do yourself a favour and make an injury claim too
-
Sad news. :'(
Unfortunately the insurance company have decided it's a total loss so my pride and joy will not be coming home again.
Never let them take the car away for assessment. Ever. (unless of course you've parked it under an artic and the fire brigade have chopped the roof off.)
Buy it back, buy a new bumper and crash bar from a breaker, might even get one the same colour, boot slam panel should push/pull out ok as long as its not creased, and there is adjustment on both the latch and the striker.
Would have thought an afternoon and £200 max would sort it. If you can't/are unable to fix it, bring it down here and I'll happily sort it. :y
p.s. as long as there's no electickery involved. Not having much luck with wiring at the mo. ::)
-
I was offered a by back off the insurance company. They told me it would be a 'Cat C' so I'm guessing it's done damage to the boot floor which would explain why the boot wouldn't shut and puts me out of my comfort zone as far as accident repairs go.
Weighing up what it was worth, the price of fuel, the jobs that I knew I'd got to do on it (inc cost of parts) and the fact signs of rust were starting to appear I've decided to cut my losses and take the second offer they made me (Turned the first one down as everyone should).
Also had a chat with the insurance about personal injury. To be honest I felt like they were trying to sell me the idea of putting a claim in so I gave in and have put the wheels in motion.
-
I believe that "cat C" is uneconomical to repair against the car's value
-
I believe that "cat C" is uneconomical to repair against the car's value
-
Mine is cat C and I didn't want the settlement >:( >:( >:( >:(
-
I doubt very much the boot floor has been pushed up as at 15mph wont do much damaged the bumper reinforcement bar will take all the impact, Cat 'C' is uneconomical to repair therefore you repair the car yourself then just take it to get inspected new mot job done £200-£300 later car back on the road.
-
Posted by: VX1 Posted on: Yesterday at 15:54
I doubt very much the boot floor has been pushed up as at 15mph wont do much damaged the bumper reinforcement bar will take all the impact, Cat 'C' is uneconomical to repair therefore you repair the car yourself then just take it to get inspected new mot job done £200-£300 later car back on the road.
Posted by: Martin Imber Posted on: Yesterday at 15:33
Mine is cat C and I didn't want the settlement
Wot they both said :y P.s My offer still stands.
Don't let the process put you off. It really is straight forward. Cracking the bumper is probably enough to make an older mig a cat c.
-
Sorry to hear that.
My son's Polo was damaged in a rear end shunt. We sorted the boot floor damage with a screw jack and chunks of wood.
Worked fine afterwards, hatch lid shut perfectly. Passed MOT no problem. Needed a new panel behind the bumper but the bumper itself was ok! :)
-
How much did the offer you buy it back off them for?
And do they still pay you what they offered before if you buy your car back off them? Aways wondered about this
-
I was offered a by back off the insurance company. They told me it would be a 'Cat C' so I'm guessing it's done damage to the boot floor which would explain why the boot wouldn't shut and puts me out of my comfort zone as far as accident repairs go.
Weighing up what it was worth, the price of fuel, the jobs that I knew I'd got to do on it (inc cost of parts) and the fact signs of rust were starting to appear I've decided to cut my losses and take the second offer they made me (Turned the first one down as everyone should).
Also had a chat with the insurance about personal injury. To be honest I felt like they were trying to sell me the idea of putting a claim in so I gave in and have put the wheels in motion.
You wont regret this , when the cheque lands on your door mate.... I know I didnt
-
get a good look at car
even if they say its a cat c may not have floor damage
listen to what the guys have said m8
my boot wouldent shut the back tail plate is week and knocks back
it only take it moving a few mils to to that
when some one done it to mine the damage was quoted at 1700 to fix
about the same speed
want a right off i pulled bumper off and all it had done was bent the bumper mounts and pushed tailegate panel in a touch
took me 15 mins with a hamer and a lump of word and its a strait as it was before
and i aint on panel beater and mines strait and look a good as before
if the floor pan aint pushed it it will be a easy fix
the reason the boot don't shut right is the lock ins on tail gate panel
id be surprised if it pushed the floor pan in at 15 on an omega
and re whiplash dont take first offer there offered me a grand the next day
but i was fooked for a year in pain whiplash ripped hamstring and it cause a years worth of sciatica and server chronic lower back pain due a slipped disk i had already
im still not fully over the pain so go take a look at car before you let em keep it
and they payed me 1700 quid - the vat
and in the about 6grand for injury
me back is still killing me but the new harley davison in the garage cheered me up from pain :D
so let em do the bissnes with the injury claim