Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: Field Marshal Dr. Opti on 15 June 2011, 12:59:43

Title: £255.94 !!!
Post by: Field Marshal Dr. Opti on 15 June 2011, 12:59:43
Fully comp insurance with Esure.

Just myself and Mrs Opti on the policy. Full NCD. Omega 2.6.


2009.....£166.10
2010......£185.85
2011.....£255.94......a 38% rise. Why?......due by 8th July.

Time to reconsider?
Title: Re: £255.94 !!!
Post by: Lazydocker on 15 June 2011, 13:02:26
Quote
Fully comp insurance with Esure.

Just myself and Mrs Opti on the policy. Full NCD. Omega 2.6.


2009.....£166.10
2010......£185.85
2011.....£255.94......a 38% rise. Why?......due by 8th July.

Time to reconsider?

Because you haven't shopped around ;) ;), although insurance did rise in general by about 20% this year IIRC :-/
Title: Re: £255.94 !!!
Post by: aaronjb on 15 June 2011, 13:05:55
I'd kill for insurance that cheap  :P ;D
Title: Re: £255.94 !!!
Post by: Field Marshal Dr. Opti on 15 June 2011, 13:08:47
Quote
Quote
Fully comp insurance with Esure.

Just myself and Mrs Opti on the policy. Full NCD. Omega 2.6.


2009.....£166.10
2010......£185.85
2011.....£255.94......a 38% rise. Why?......due by 8th July.

Time to reconsider?

Because you haven't shopped around ;) ;), although insurance did rise in general by about 20% this year IIRC :-/

Yet. But I will LD. I always do. I don't wish to pay more than £200. Esure tell me that they no longer price match.
Title: Re: £255.94 !!!
Post by: Debs. on 15 June 2011, 13:10:52
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I'd kill for insurance that cheap  :P ;D

...and I`d give my right arm to be ambidextrous! ;D
Title: Re: £255.94 !!!
Post by: Lazydocker on 15 June 2011, 13:14:06
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I'd kill for insurance that cheap  :P ;D

Me too... But I, like your good self, am a little younger that Opti and can only dream of sub £200 insurance premiums without a ridiculous excess ::) ::)
Title: Re: £255.94 !!!
Post by: Field Marshal Dr. Opti on 15 June 2011, 13:15:19
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I'd kill for insurance that cheap  :P ;D


You live in an affluent part of the country Aaron. The insurance companies know this. They can get away with adding an extra 60% to the premiums of the wealthy people of Berkshire..... :D :D :D ;)
Title: Re: £255.94 !!!
Post by: Dishevelled Den on 15 June 2011, 13:26:21
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I'd kill for insurance that cheap  :P ;D

...and I`d give my right arm to be ambidextrous! ;D


;D ;D ;D - I've gotta hand it to you ma'am, there's no 'arm in that aspiration. :y [smiley=laugh.gif]
Title: Re: £255.94 !!!
Post by: STMO123 on 15 June 2011, 13:39:17
Quote
Fully comp insurance with Esure.

Just myself and Mrs Opti on the policy. Full NCD. Omega 2.6.


2009.....£166.10
2010......£185.85
2011.....£255.94......a 38% rise. Why?......due by 8th July.

Time to reconsider?


I was quoted £590 from my (now ex) insurer. Went on the direct line website and got it for £325. I would try direct line, they are not on comparison websites and you have nothing to lose except 10 minutes.
Title: Re: £255.94 !!!
Post by: Field Marshal Dr. Opti on 15 June 2011, 13:44:50
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Quote
Quote
I'd kill for insurance that cheap  :P ;D

...and I`d give my right arm to be ambidextrous! ;D


;D ;D ;D - I've gotta hand it to you ma'am, there's no 'arm in that aspiration. :y [smiley=laugh.gif]



Ms Debs must be so very old...... ::) ::) ::) ;)
Title: Re: £255.94 !!!
Post by: aaronjb on 15 June 2011, 13:46:02
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Quote
I'd kill for insurance that cheap  :P ;D


You live in an affluent part of the country Aaron. The insurance companies know this. They can get away with adding an extra 60% to the premiums of the wealthy people of Berkshire..... :D :D :D ;)
;D ;D Ahh if only you could see the road I live down ;D
Title: Re: £255.94 !!!
Post by: Field Marshal Dr. Opti on 15 June 2011, 13:47:23
Quote
Quote
Fully comp insurance with Esure.

Just myself and Mrs Opti on the policy. Full NCD. Omega 2.6.


2009.....£166.10
2010......£185.85
2011.....£255.94......a 38% rise. Why?......due by 8th July.

Time to reconsider?


I was quoted £590 from my (now ex) insurer. Went on the direct line website and got it for £325. I would try direct line, they are not on comparison websites and you have nothing to lose except 10 minutes.


Is it a freephone number Mr Steve?.....I'm not a Scot.....but...... ::) ::) ;)
Title: Re: £255.94 !!!
Post by: cleggy on 15 June 2011, 14:07:54
I just tried direct line........ £673 WTF. :( :(
I have been driving for 40 years, full no claims, under 8k miles a year, no named drivers, and no previous claims, however 2 SP30's one from Dec 2007, and the other from July 2008. I also wanted £150  excess, and protected no claims.
How come some of you are sub £300?
Title: Re: £255.94 !!!
Post by: Banjax on 15 June 2011, 14:32:22
jesus Opti - thats cheap I'm £500 with admiral with full ncd and for a rather 406 diesel :o :o

and i happen to know our postcode is one of the safest in the country  :-?

i shopped around and every quote was around £500 by the time you'd added all the bits and bobs, like breakdown etc  :(
Title: Re: £255.94 !!!
Post by: Olympia5776 on 15 June 2011, 14:55:45
They're all at it.
My Omega Insurance quote went up by 19.7% this year so I called them and spoke to a young girl who told me that that was the best they could do as " been a bad year,lots of claims ,terrible weather etc etc, " so I told her after 6 years with them and never a claim and proof positive of another 17 years prior to that I'd be making it a matter of principle to move my car ,my wifes car , my van and our house insurance from them even if it cost me more with another company.I thanked her and put the phone down .
Less than 10 mins later I got a call saying they would hold my premium at the same as last year.
Shower of blaggards .............
Title: Re: £255.94 !!!
Post by: Keith ABS on 15 June 2011, 15:04:00
I was with e-sure a few years ago, paid £460 full comp, 20 years proof e.t.c the next year they wanted £595. when asked why, they said all policies had risen that year, but not by 25%+ I said. I finally used my advanced driving test pass and got better cover with only £100 excess for £305 with breakdown included.
Title: Re: £255.94 !!!
Post by: Psychoca on 15 June 2011, 15:04:39
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Quote
Fully comp insurance with Esure.

Just myself and Mrs Opti on the policy. Full NCD. Omega 2.6.


2009.....£166.10
2010......£185.85
2011.....£255.94......a 38% rise. Why?......due by 8th July.

Time to reconsider?


I was quoted £590 from my (now ex) insurer. Went on the direct line website and got it for £325. I would try direct line, they are not on comparison websites and you have nothing to lose except 10 minutes.

Direct Line took mine from £350 upto £870 to renew...  I told them to break off!!!  I found LV to be about the cheapest (but they wouldn't take monthly payments) and as such I actually insured through Kwik-Fit and got it for about £385...
Title: Re: £255.94 !!!
Post by: bored bigyin54 on 15 June 2011, 15:18:41
i am with direct line they are a rip off £399 with full no claims bonus and £250 exsess got to look somewere else
Title: Re: £255.94 !!!
Post by: STMO123 on 15 June 2011, 16:26:21
I think the reason that I got such a good deal with direct line is because I'm so handsome. Ugly b'stards, like a few on here, must expect to pay more.
Title: Re: £255.94 !!!
Post by: Dishevelled Den on 15 June 2011, 16:50:01
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I think the reason that I got such a good deal with direct line is because I'm so handsome. Ugly b'stards, like a few on here, must expect to pay more.


 ;D ;D ;D ;D That tickled me. ;D ;D ;D 8-) :y
Title: Re: £255.94 !!!
Post by: Field Marshal Dr. Opti on 15 June 2011, 17:14:47
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I think the reason that I got such a good deal with direct line is because I'm so handsome. Ugly b'stards, like a few on here, must expect to pay more.



No point me giving them a bell then. I'm irretrievably ugly... :'( :'(
Title: Re: £255.94 !!!
Post by: VR4Dave on 15 June 2011, 17:35:08
I always shop around and you'd be suprised at how much you can get knocked off for just asking.
Get a good quote off someone, ring your insurer back and tell the the other quote (but knock a bit off it for your admin :y) and more often than not they'' match or better it.
Title: Re: £255.94 !!!
Post by: VR4Dave on 15 June 2011, 17:38:15
I had my home and contents with a certain bank for a long time and didn't really notice how much it had increased. Rang round a few insurers and got exactly the same cover for 70% less.
Rang the bank back and they instantly reduced their premium to 50% of the renewal, still not good enough so told 'em to stuff it.
They all rely on us being lazy  >:(
Title: Re: £255.94 !!!
Post by: Field Marshal Dr. Opti on 15 June 2011, 17:48:25
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I had my home and contents with a certain bank for a long time and didn't really notice how much it had increased. Rang round a few insurers and got exactly the same cover for 70% less.
Rang the bank back and they instantly reduced their premium to 50% of the renewal, still not good enough so told 'em to stuff it.
They all rely on us being lazy  >:(


spot on... :y
Title: Re: £255.94 !!!
Post by: Banjax on 15 June 2011, 20:02:46
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I think the reason that I got such a good deal with direct line is because I'm so handsome. Ugly b'stards, like a few on here, must expect to pay more.

where did you tell them you live? cos you sure as @%$% didnt say "Liverpool", they'd have hung up when you said "L..." at the postcode question  ;)
Title: Re: £255.94 !!!
Post by: STMO123 on 15 June 2011, 20:56:34
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I think the reason that I got such a good deal with direct line is because I'm so handsome. Ugly b'stards, like a few on here, must expect to pay more.

where did you tell them you live? cos you sure as @%$% didnt say "Liverpool", they'd have hung up when you said "L..." at the postcode question  ;)

But I don't live in Liverpool. I moved out years ago under the witness protection scheme.
Title: Re: £255.94 !!!
Post by: Entwood on 15 June 2011, 21:19:05
3.2 V6 with LPG conversion, Irmscher Bodykit, Towbar...

Fully comp, 12 years NCD, SWTSMBO as named driver, not garaged

Adrian Flux  £238

:) 
Title: Re: £255.94 !!!
Post by: trainmanone on 15 June 2011, 23:54:33
just renewed my ins today full ncd  3 pnts sp30 £ 675 full comp shopped around for weeks, swift been with them 4 years now sk3 post code 44 year old train driver.

wish i could have it below that lol
Title: Re: £255.94 !!!
Post by: Banjax on 16 June 2011, 16:48:36
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Quote
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I think the reason that I got such a good deal with direct line is because I'm so handsome. Ugly b'stards, like a few on here, must expect to pay more.

where did you tell them you live? cos you sure as @%$% didnt say "Liverpool", they'd have hung up when you said "L..." at the postcode question  ;)

But I don't live in Liverpool. I moved out years ago under the witness protection scheme.



aaaah - okay  ;)