Omega Owners Forum
Chat Area => General Discussion Area => Topic started by: twiglet on 21 July 2011, 10:59:27
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Just had my Admiral multicar renewal through, and it's gone through the roof!!!
Looking for suggestions for sensible quotes from reputable companies please. I need to insure my mig, my diesel cavalier and SWMBO's Hyundai Getz.
Also interested in whether it would be cheaper to get a trader's policy, and what I would need to do to qualify...
TIA :y
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ring them and say its too expensive and you want to double check the cover / details....
I had exactly the same a month ago and got £200 knocked off :y
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Just had my Admiral multicar renewal through, and it's gone through the roof!!!
Looking for suggestions for sensible quotes from reputable companies please. I need to insure my mig, my diesel cavalier and SWMBO's Hyundai Getz.
Also interested in whether it would be cheaper to get a trader's policy, and what I would need to do to qualify...
TIA :y
This is worrying as I have Admiral Multicar plus my wife just rear ended a 3 day old Audi Quattro Sport - we have protected no claims but I am sure there will be consequences on renewal.
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protected no claims is just that...
ie
current premium based on low risk : £1000
70% ncd brings it to £300
new premium based on high risk £2000
still have your 70% NCD luckily...
so goes up to £600
obviously made up figures.... but the NCD is worth having even if you premium does go up, massivel reduces the rocket.
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Seems obvious but have you tried all the comparison sites?
confused.com
moneysupermarket
comparethemarket
gocompare
tiger
tescocompare
uswitch
If you can get cheaper quotes you can use it as a bargaining tool with Admiral.
Also, have a look here:
http://www.moneysavingexpert.com/insurance/compare-cheap-car-insurance
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I had exactly the same with Admiral Multicar in February, they wanted £3547 for our 2 cars - my Miggy & SWMBO's Ford Focus. :D :D :D I nearly had a hearts attack when I read the renewal.
I then started surfing Comparethemeercatinsurancesupermarket.com. 40 mins or so later, guess what???? The exact same details entered as on my renewal got the quote down to £1600 :) :) :)
Whats more it was with the same bloody company >:( >:( >:( . So armed with this I rang Admiral, who said "You must have got something wrong or missed something out" So I gave them the Ref. nos. for the quotes & they looked, then came the answer "Oh! those quotes are for NEW customers!!!" >:( >:( >:(
After a bit of arguing and stating the obvious (Retaining current customer business) they relented. Still a bit steep for 2 cars but next year I'll be looking at Trade insurance. Thieving Barstewards!!!!!!!!
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I spent a day gocomparing the meerkats when my renewal came in. Wife then insisted I get a quote from Norwich Union - as they arent on the comparison sites. To my amazement they were the cheapest by quite a margin.
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I spent a day gocomparing the meerkats when my renewal came in. Wife then insisted I get a quote from Norwich Union - as they arent on the comparison sites. To my amazement they were the cheapest by quite a margin.
Aviva. They will up the ante after twelve months, mine almost doubled.
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I've just renewed my traders policy last week,its gone up by a couple of hundred since last year but thats the first big rise for a few years,I tried a couple of other companies online but neither could be arsed to get back to me >:(
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What kind of money is your trader policy costing a year? What do you have to do to qualify for one? Which companies offer it? :-/
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;)
I had exactly the same with Admiral Multicar in February, they wanted £3547 for our 2 cars - my Miggy & SWMBO's Ford Focus. :D :D :D I nearly had a hearts attack when I read the renewal.
I then started surfing Comparethemeercatinsurancesupermarket.com. 40 mins or so later, guess what???? The exact same details entered as on my renewal got the quote down to £1600 :) :) :)
Whats more it was with the same bloody company >:( >:( >:( . So armed with this I rang Admiral, who said "You must have got something wrong or missed something out" So I gave them the Ref. nos. for the quotes & they looked, then came the answer "Oh! those quotes are for NEW customers!!!" >:( >:( >:(
After a bit of arguing and stating the obvious (Retaining current customer business) they relented. Still a bit steep for 2 cars but next year I'll be looking at Trade insurance. Thieving Barstewards!!!!!!!!
i had the same last year,phoned company(swift cover) was told by lovely lady that if i used the comparison web site (broker) i would be classed as new customer :y
as most ins companies offer big discounts to get you on there books via brokers ;) ;) so a bit of inside info from what I was told try all the comparison site as each one have different deals with each company
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Everyone is different, so you have to do your own legwork on this one...
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Yes, shopping around seems to be the key! :y
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Yes, shopping around seems to be the key! :y
Except for washing machines. Best to repair the one you have already. ;D ;D ;D
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I spent a day gocomparing the meerkats when my renewal came in. Wife then insisted I get a quote from Norwich Union - as they arent on the comparison sites. To my amazement they were the cheapest by quite a margin.
Aviva. They will up the ante after twelve months, mine almost doubled.
Umm, yeah - Aviva. Used to be Norwich Union yeeeeears ago.Its the oldtimers, I cant help it. :-[ ::) ;D
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adrianflux qouted me £1200 fully comp..now i`m 40 yrs old 8 yrs protected ncb,no points and drive a 1.8 veccy c 06 plate estate..... their reason for such a high quote.. veccys are easy to steal in your area mr lovatt..... :o >:( >:( so i went online and a certain meerkat qoute me £693 fully comp still expensive but at least its cheapest i`ve seen...
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What kind of money is your trader policy costing a year? What do you have to do to qualify for one? Which companies offer it? :-/
being in the motor trade would be a start :D ;D,quite a few companies do trade insurance but price can vary enormously,mine is around £1150 fully comp for me and SWMBO and covers all the cars we own and of course everything that we drive
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What kind of money is your trader policy costing a year? What do you have to do to qualify for one? Which companies offer it? :-/
being in the motor trade would be a start :D ;D,quite a few companies do trade insurance but price can vary enormously,mine is around £1150 fully comp for me and SWMBO and covers all the cars we own and of course everything that we drive
I assumed that would be the case, but I've always bought/sold and worked on cars on a part-time basis. I'm just wondering whether that would be enough to qualify for trade insurance, or what I would have to do to qualify?
If I'm being rediculous, just tell me! :D :y
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What kind of money is your trader policy costing a year? What do you have to do to qualify for one? Which companies offer it? :-/
being in the motor trade would be a start :D ;D,quite a few companies do trade insurance but price can vary enormously,mine is around £1150 fully comp for me and SWMBO and covers all the cars we own and of course everything that we drive
I assumed that would be the case, but I've always bought/sold and worked on cars on a part-time basis. I'm just wondering whether that would be enough to qualify for trade insurance, or what I would have to do to qualify?
If I'm being rediculous, just tell me! :D :y
You can be a part time trader ;) ;)
I'm looking at a few options myself, one being some form of motor trading again... Probably a bit of breaking, LPG conversions and general servicing :-/ A lot depends on whether I can get redeployment at work ;)
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What kind of money is your trader policy costing a year? What do you have to do to qualify for one? Which companies offer it? :-/
being in the motor trade would be a start :D ;D,quite a few companies do trade insurance but price can vary enormously,mine is around £1150 fully comp for me and SWMBO and covers all the cars we own and of course everything that we drive
I assumed that would be the case, but I've always bought/sold and worked on cars on a part-time basis. I'm just wondering whether that would be enough to qualify for trade insurance, or what I would have to do to qualify?
If I'm being rediculous, just tell me! :D :y
You can be a part time trader ;) ;)
I'm looking at a few options myself, one being some form of motor trading again... Probably a bit of breaking, LPG conversions and general servicing :-/ A lot depends on whether I can get redeployment at work ;)
I think a few of the trade ins companies offer this nowadays but probably with certain conditions :y
something like this perhaps http://www.tradeplaninsurance.co.uk/
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Looking for suggestions for sensible quotes from reputable companies please. I need to insure my mig, my diesel cavalier and SWMBO's Hyundai Getz.
http://www.tradexinsurance.co.uk/homefleet-insurance worth a try
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Cheers for all the suggestions guys! :y
I'm waiting to hear back for a couple of the trade insurers, but in the mean time I've had a quote off Aviva..
Admiral multicar... £1139 :o Aviva (with slightly better cover)... £747!! 8-) ;D :y
None of the comparison site could come close, and neither could Admiral when I phoned them back!
It's taken most of the day and I suspect I'll have to do all this again next year, but 400 quid is some saving!!
Pub tonight I think!! 8-) :y
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Cheers for all the suggestions guys! :y
I'm waiting to hear back for a couple of the trade insurers, but in the mean time I've had a quote off Aviva..
Admiral multicar... £1139 :o Aviva (with slightly better cover)... £747!! 8-) ;D :y
None of the comparison site could come close, and neither could Admiral when I phoned them back!
It's taken most of the day and I suspect I'll have to do all this again next year, but 400 quid is some saving!!
Pub tonight I think!! 8-) :y
Good result :y
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Cheers for all the suggestions guys! :y
I'm waiting to hear back for a couple of the trade insurers, but in the mean time I've had a quote off Aviva..
Admiral multicar... £1139 :o Aviva (with slightly better cover)... £747!! 8-) ;D :y
None of the comparison site could come close, and neither could Admiral when I phoned them back!
It's taken most of the day and I suspect I'll have to do all this again next year, but 400 quid is some saving!!
Pub tonight I think!! 8-) :y
Well done! :y