Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: Shelby on 16 August 2011, 12:29:25

Title: Surprised at insurance costs!
Post by: Shelby on 16 August 2011, 12:29:25
I have just been trawling around some insurance companies getting a feel for costs to insure a 3.0 / 3.2 elite as I am looking to get one if/when I get some money together.

First place I went was my current insurer (Hastings Direct) and was very surprised at the results.  I got two quotes from them for a 3.2 estate:

1: Insured myself, SDP only, Fully comp, 7 years no claims with up to 10k annual mileage which came out at £1000 a year give or take a bit.

2: Exactly the same details as above but put SWMBO on the policy as an infrequent driver and the cost dropped to £460 a year! :o

Thats a massive drop just for putting my wife on the policy.  What surprised me as much, if not more, is that is almost exactly what I am currently paying with them for my 2.0 CDX  ::)

I am sure half these companies just have random number generators on the back end of their websites.
Title: Re: Surprised at insurance costs!
Post by: Shelby on 16 August 2011, 12:30:46
Oops, clicked quote instead of modify  :D
Title: Re: Surprised at insurance costs!
Post by: TheBoy on 16 August 2011, 19:29:46
That is normal for a spouse to dramatically lower the premium :

I pay iro £600 for th 03 Elite, 98 MV6 and 00 Rover, all with full NCD.  When seperated out, the Elite is the most expensive at £250, with the other 2 at around £175 each.
Title: Re: Surprised at insurance costs!
Post by: Shelby on 17 August 2011, 08:43:38
Yea, ive always noticed a difference just not that much of one in the past.  It makes a v6 an even more viable option, if only I had the money to actually buy one  :(