Omega Owners Forum
Chat Area => General Car Chat => Topic started by: greenfingers 79 on 21 November 2010, 16:10:57
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just een sent a reminder that car insurance needs re doing at the end of december and am looking for any info on any good cheap policies out there? i drive a 2.2dti elite saloon on a 51 plate and have 4 years no claims bonus, lol
last years insurance was £ 430 for a year and the reminder they sent me has rocketed to £699 how is this possible??????
im 31 and drive like im 65 so how can a price hike of this magnitude be possible, its getting expensive enough to keep her on the road with out these robbing bast%&ds trying to increase my bill by 40% or more,
any ideas welcomed. :-[ :-[ :-[ :-[ :-[ :-[
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best discussed in the general chat area matey ;)
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im with the aa got a very good price and 70% off breakdown cover although we got a better deal on the phone with them than online
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ok cheers, can a mod move to the correct location please
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ok cheers, can a mod move to the correct location please
Deed done.... :y
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There are a number of reasons why the cost of insurance has rocketed over the past year. Unfortuently, those of us who haven't had any claims or convictions still have to foot the bill.
From what I understand the reasons for insurance going up are as follows;
1; An increasing number of un-insured drivers, which means an incresing number of folk having accidents with them and having no-one to claim off.
2; An increasing number of 'staged' accidents in order to put in personal injury claims, (both of the above rife within a certain demagraphic and areas of the country).
3; Plenty of folk who haven't got a clue how to drive in adverse conditions, who between them had a stagering number of accidents last winter.
4; The post-code areas (in terms of risk) has recently been updated. Most areas have gone up in the risk rating.
5; The insurance groupings for cars has also recently been changed from the old 1-20 to (I believe?) 1-40. Unsuprisingly, most vehicles have gone up in the risk ratings.
6; A lot of the insurance firms got their fingers very burnt when the likes of Carlyle Capital, Lehman Brothers and Bear Stearns went tits up. They now recoup those massive losses, running into Billions of $ from us, their customers.
Personally, I would whole heartedly reccomend A-Plan. I've been with them now for 4-5 years, and have always found their prices to be very competitive and their service to be first class. On our four car policy I only saw a price increae of £11 this year. Considering that many I know have faced price increases running into hundreds of pounds, I thought an increase of £2.75 per vehicle pretty good.
One firm that I would suggest to stay well clear from in Adrian Flux. Neither I, nor many other people I know have anything good to say about them.
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last years insurance was £ 430 for a year and the reminder they sent me has rocketed to £699
Don't stand for it. Get onto confused.com and get a cheaper quote. I find that new customers get a better deal on the first year. So be prepared to go somewhere else when it's due for renewal again.
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As Kneepad says, spend 30 mins going through the likes of go-compare etc (though I think they are owned by the Admiral group) and others.
And remember, you get £1.50 for just doing the search if you use cashback sites such as TopCashBack (http://www.topcashback.co.uk/ref/theboy)
I've just paid £658 for all 3 cars, with Admiral.
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Another option, take (and pass) the advanced driving test. My insurance on the Omega through the IAM is £124 fully comp including the wife. Mind you, I'm old and live in a rural area.
Alan