Omega Owners Forum

Chat Area => General Car Chat => Topic started by: Dazzler on 08 January 2011, 18:39:09

Title: Cat D questions
Post by: Dazzler on 08 January 2011, 18:39:09
Can a cat d be removed from a car with a VIC being carried out?
How much does a repaired cat d affect the vehicles price?
Anyway of finding out exactly what or why the car was cat d and what damage the vehicle sustained?

TIA
Title: Re: Cat D questions
Post by: joshwyatt on 08 January 2011, 18:44:16
Quote
Can a cat d be removed from a car with a VIC being carried out?
How much does a repaired cat d affect the vehicles price?
Anyway of finding out exactly what or why the car was cat d and what damage the vehicle sustained?

TIA

Category D vehicles do not require a VIC check, that's only for Category C vehicles.
A Vehicle Identity Check does not deal with state of repair etc, just that the original identity is clear and not in dispute.
There is no way to remove the Cat D marker from a vehicle.
Typically they are worth 20-30% less than a 'normal' car.
If you can find out the insurance company who wrote the vehicle off, you will be able to find out what the damage was.
Title: Re: Cat D questions
Post by: Dazzler on 08 January 2011, 19:00:59
Not much chance of finding out the insurance company i wouldnt think :(
Would they really tell you tho??????
Was hoping one of the HPI type places would know.
The car is about 40% less than retail and the owners are having trouble selling it.
£14,000 is alot of damage i would think?
Is it right that cat d is not chasis or suspension damage, just panel damage persay??
Title: Re: Cat D questions
Post by: Andy B on 08 January 2011, 19:10:18
Quote
....
Is it right that cat d is not chasis or suspension damage, just panel damage persay??

not always as much as that, just uneconomical to repair.

http://insurancewriteoff.co.uk/

I've never heard of a cat x  :-? :-/
 
Title: Re: Cat D questions
Post by: Dazzler on 08 January 2011, 19:20:00
Thanks for that Andy :y
Wonder what the other factors were,? thats what im trying to assertain  :-? 
Title: Re: Cat D questions
Post by: russ0205 on 08 January 2011, 20:18:29
Got my wife a cat c last year great car only needed a new wing and headlamp, the rip off was the vic check cost £60 and all they did was check the engine number and chassis number 10 mins work, the ruling was 20-30% les on value but that has now changed as the ombudsman no deams them full value on a right off payout insurance companies wont argue with you if you quote the ombudsman, :y :y
Title: Re: Cat D questions
Post by: joshwyatt on 08 January 2011, 21:14:21
Category C means it's a total loss. If we use a 2006 Range Rover as an example valued at £20,000.
It would have to cost more than £20,000 to repair the vehicle, deal with the claim, provide a loan car.
Category D is to repair it would cost more than 60% of the vehicles value. So for an Omega worth £3000, it could be as simple as two new headlights, front bumper with headlamp washers, fogs, slam panel etc to be written of as a Cat C.
A Category X means it's unrecorded. Most people would refer to it as unrecorded, but category x is also used.
If you would like, feel free to send me a PM with the vehicle details and I'll see if I can find anything about it for you.
Title: Re: Cat D questions
Post by: Dazzler on 08 January 2011, 21:29:58
Quote
Category C means it's a total loss. If we use a 2006 Range Rover as an example valued at £20,000.
It would have to cost more than £20,000 to repair the vehicle, deal with the claim, provide a loan car.
Category D is to repair it would cost more than 60% of the vehicles value. So for an Omega worth £3000, it could be as simple as two new headlights, front bumper with headlamp washers, fogs, slam panel etc to be written of as a Cat C.
A Category X means it's unrecorded. Most people would refer to it as unrecorded, but category x is also used.
If you would like, feel free to send me a PM with the vehicle details and I'll see if I can find anything about it for you.

PM sent ;)
Title: Re: Cat D questions
Post by: Ken T on 08 January 2011, 21:34:31
There's a fair number of late Corsa C's being written off. A minor bump to the front, the air bags go off, which rips big holes in the dash. So cost of fitting a new dash, a couple of headlamps, maybe a bumper means a lot are written off.

The only trouble with buying a repaired write off is how well or how badly its been repaired. I know of one repaired car that somehow has an MOT, but the headlamps are totally misaligned, dipped beam is about 4ft in front, main beam, well the offside is about 6ft in front, and the nearside shines over and upwards at about 45deg. That's right, very useful for illuminating bridges, but not for driving. How it ever got an MOT I'll never know.

Ken
Title: Re: Cat D questions
Post by: russ0205 on 08 January 2011, 23:40:28
Thats right as i said i took my cat c for a vosa/vic and they only checked the numbers its a joke,kept the wing and headlamp from mine to show the buyer if i do decide to sell what the damage was. :)
Title: Re: Cat D questions
Post by: 05omegav6 on 09 January 2011, 22:29:58
Mine was assessed as a cat C after some numpty spun an Insignia into the osr quarter. Repair consisted of new tailgate (£130 delvd) and quarter panel (£35 delvd with tailgate), both gen vx old stock, second hand bumper, tail light and trim. All told parts were less than £200, add in £800 labour and hey presto one perfectly happy Mig for less than an OOF curry night. Was valued at £3k pre accident. Had I let the insurers take it for an estimate, I'd never have seen it again, they were quoted £5k just to repair it. Thieving barstewards.  >:(
Title: Re: Cat D questions
Post by: Martin_1962 on 09 January 2011, 22:40:43
Mine is cat C and only cost 450 to repair.

New wing new bonnet new bumper and paid a body shop chap £200 AFAIR
Title: Re: Cat D questions
Post by: hotrod222278 on 10 January 2011, 22:15:04
Quote
Category C means it's a total loss. If we use a 2006 Range Rover as an example valued at £20,000.
It would have to cost more than £20,000 to repair the vehicle, deal with the claim, provide a loan car.
Category D is to repair it would cost more than 60% of the vehicles value. So for an Omega worth £3000, it could be as simple as two new headlights, front bumper with headlamp washers, fogs, slam panel etc to be written of as a Cat C.
A Category X means it's unrecorded. Most people would refer to it as unrecorded, but category x is also used.
If you would like, feel free to send me a PM with the vehicle details and I'll see if I can find anything about it for you.

Spot on fella, Dont I just know it too :'( :'( :'(