Omega Owners Forum
Chat Area => General Car Chat => Topic started by: JamesV6CDX on 14 June 2011, 09:55:56
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I was waiting in traffic last night. As it moved off, chap in front of me selected reverse, instead of first.
By the time I was beeping the horn, I heard an almighty crunch and the sound of smashing glass :(
The car in question was a brand new motability car, so thankfully it's insured. The elderly chap driving was rather dazed.
Damage - front OS headlight washer snapped off. Bumper has been cracked and distorted, and the trim under the headlight isn't sat right. The bumper also isn't sitting flush, where it joins the wing, on the drivers side.
To be honest it looks cosmetic, but thinking about it - I reckon it might be quite an expensive repair!
Thing is, I'll expect it to be repaired to original standards, EG, I'll want a new MV6 bumper, not a standard one!! Is such a thing even made?
And as daft as this sounds, I reckon they might write it off. Thinking about it! A new bumper, headlight washer, and whatever else is needed, inc spraying, may not be economical? :-/
Will see what his insurance company have to say!
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From very recent experience with the son's car they will very probably write it off! >:(
Still, in his case they just gave him the car back (free) & paid 'Market Value' which allowed him to repair the very minor damage and pay for the Cat. 'C' Vic. test with a nice wad left in his pocket for his trouble! :P
Trouble is, we've been pestered with 'Ambulance Chasers' ever since!!! No wonder car insurance is so bloody expensive >:( >:( >:(
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Sorry to hear that james but as you know there are people who can't drive and OAP is one of them ::)
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Sorry to hear that james but as you know there are people who can't drive and OAP is one of them ::)
And women... ::)
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Well you would say that but yeah i agree with you ;D
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Well you would say that but yeah i agree with you ;D
Only said it to try and get a reaction :P
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Right. Called the Royal and Sun Alliance.
Chap has already phoned them and registered the claim - and has admitted liability in full :y
(I was worried he might try and claim I drove into him, given damage is to the front of mine, and rear of his!)
Car is booked into one of their authorised repairers tomorrow, and I get a car of 'equal class' while it's being done. Wonder what that might be !
I get to meet the assessor in person. Chatting to him on the phone, he didn't seem to know what a 'prodrive' bumper was ::)
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Well you would say that but yeah i agree with you ;D
Only said it to try and get a reaction :P
I thought you did but as you know me i always bite lol ;D ;D
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If they go ahead and repair it can you then take it back and say performance is down the impact must have broken something :D
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I don't know how bad your bumper is James, but when I had my car pranged it damaged the Irmscher bumper/spoiler on one side and I was worried about the same thing. However, the repair shop were able to successfully repair and respray it. They told me the hardest thing to source was a new MV6 badge that goes on the driver's door!! :o So you never know, you may be lucky.
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hope it gets fixed properly mate, old vauxhalls get writted off so easily these days they are disapearing at an alarming rate.
MV6 could be a future classic!
atleast we got RIGHTwheel drive lol
i had a older car i didnt want written off and after lots of calls my insurance company managed to get the other party to repair it rather then write it off.
you should have the right to repair?
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You're not in the wrong so have the right to have it repaired to the same condition as it was pre-impact, as long as the other party's insurance are paying out ;) ;)
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Take heart James.
Was involved in a similar incident a couple of months ago, they admitted full liability, and the car got fixed. Local vx dealer did the repair, total bill was £1700- new bonnet, new bumper, new crash bar. They reused what they were able and job was done in 3 days.
Headlights might push the bill up if needed, but fingers crossed. Don't let them take the car away though. If it is then written off, you'll be better placed to keep it if it is close to hand. :y
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almost certinaly a right off in eyes of insurance bods :(
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almost certinaly a right off in eyes of insurance bods :(
Yes... But he's not in the wrong, the other drivers insurers have accepted liability. He doesn't have a contract with them so he can push to have it repaired ;) ;)
Same situation Entwood was in a while back
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almost certinaly a right off in eyes of insurance bods :(
Yes... But he's not in the wrong, the other drivers insurers have accepted liability. He doesn't have a contract with them so he can push to have it repaired ;) ;)
Same situation Entwood was in a while back
Yes, absolutely. Don't let the car out of your sight until the agreement has been made to repair it. If your insurance company want to write it off tell them "thanks but no, thanks", get a quote for the work and present it to the 3rd party or his insurers.
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Right. Called the Royal and Sun Alliance.
Chap has already phoned them and registered the claim - and has admitted liability in full :y
(I was worried he might try and claim I drove into him, given damage is to the front of mine, and rear of his!)
My wife had the opposite of this a few years ago. A dozy bugger drove into the back of her at lights (the left filter had turned green and he started moving 'cos he'd seen the cars on the left moving!) and tried to claim that she had reversed into him!
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Sorry to hear that james,but your right you wont be getting no mv6 bumper,as you cant get em anymore,thats the trouble i had,so they paid me out,and i repaired it myself. :y
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You may need to ask the repairers to use 2nd hand parts if necessary if you want to retain the mv6 look.
ie buy a 2nd hand bumper and respray it.
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Further update
Had a closer look before I went to repairer.
Front bumper - mountings look broken off, the areas where the headlight trim goes in is broken on the OS, and one of the plastic brackets on the headlight assembly is broken.
As you look in behind the OS headlight, underneith it, there is a metal bar, looks structural, which looks a tiny bit rippled...
Also the HL washer is ripped off, and bumper is hanging down on the Offside.
Not happy :'(
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I am still battling with an insurance company over a liability claim, Some painters came in to where I was working to re-paint some out buildings. It was very windy and they were on price work. No vehicles were covered up or asked for to be moved at any time. It took 15 months before I had them in a position that there was no way but to admit liability. The insurance company wanted witness statments, I got them, then they wanted a valuation based on available magazines from the high street, i gave them that, then they wanted a like for like or similar valuation I gave them that. They ignored every one saying it wasnt to there guide lines, the ones I had followed. Now they want me to pay out of my own pocket to have an independant valuation done by there appointed engineer. This has been going on since April 2008, so I am seriously brassed off now. Redefining the standards? I think not!!!!
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Just had a call from the girl at the accident place, they have inspected my car, and are awaiting parts to repair it!!!
Am shocked. Didn't think the MV6 bumpers could be sourced anymore!
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That's good news James .. :y :y Now lets hope they do the work to OOF standards :)
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Just had a call from the girl at the accident place, they have inspected my car, and are awaiting parts to repair it!!!
Am shocked. Didn't think the MV6 bumpers could be sourced anymore!
Just hope its an MV6 bumper not a standard fit,
btw You have a PM
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Just spoke to the assessor.
Car is valued at £2,500 hence why they're not writing it off.
He says they'll only repair it if they can get a like for like brand new bumper.
Can you really get MV6 bumpers new from VX?
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PedroMV6 had a brand new boxed Irmscher bumper for sale, if he still has it that could make 2 happy people.
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I'd rather take the 2.5k and buy it off him myself ::) - if the ins co do have probs getting one, I may try and negotiate, as they've confirmed damage is limited to
bumper
HL washer
HL trim
Wheel arch liner
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they do the work to OOF standards :)
:P You mean; dodgy-welding, tons of polyester-filler and a quick blast with a rattle-can! ;D
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they do the work to OOF standards :)
:P You mean; dodgy-welding, tons of polyester-filler and a quick blast with a rattle-can! ;D
:o
Debs.. You forgot the booze and the barbecue. :y