Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: JamesV6CDX on 19 July 2007, 15:25:26

Title: Insurance - P1ssed off!
Post by: JamesV6CDX on 19 July 2007, 15:25:26
Just changed my policy, to the VeccyB.

First of all, NO REDUCTION, from a 3.0 V6 Omega, to a 1.8 16v Veccy.

Secondly, they gave me a grilling about why I change my cars so often and wanted to know if I'm in the motor trade.  Told me this is the last change of vehicle I can have for the forseeable future.

Thirdly, they WONT LET ME put my Omega Alloys on - not even for more money, they simply will not let me modify the car in any way, to include some standard VX alloys. idiots, I'm really upset, having spent £220 on the tyres  :'( :'( :'( :'(

I think, Directline and I will be parting company when this expires - shame, been with em 6 years....

Who wants to buy some Elite alloys with new tyres then  >:(
Title: Re: Insurance - P1ssed off!
Post by: JamesV6CDX on 19 July 2007, 15:27:39
Oh, and despite me telling the tit until I was blue in the face that it's a FACTORY STANDARD Gas conversion, he kept asking for the certificate of conformity from the LPGA approved installer.

Scripts or what.

He was flatly refusing to insure it, until I insisted on speaking to underwriting and gave them what for.

I'm going out for a pint.
Title: Re: Insurance - P1ssed off!
Post by: Craig_R on 19 July 2007, 15:45:26
James Change Insurance company

Mine never asked for a LPG certificate. And I was honest unlike the Guy who owned the car before me never told his he just classed it as a Petrol

Your V5 should also say its LPG as it was factory fitted

If you change you will see your insurance drop no way is a 3.0 elite group 17 the same insurance as a 1.8 duel fuel veccy the totaly dumb arses.

Craig
Title: Re: Insurance - P1ssed off!
Post by: JamesV6CDX on 19 July 2007, 15:50:21
Quote
James Change Insurance company

Mine never asked for a LPG certificate. And I was honest unlike the Guy who owned the car before me never told his he just classed it as a Petrol

Your V5 should also say its LPG as it was factory fitted

If you change you will see your insurance drop no way is a 3.0 elite group 17 the same insurance as a 1.8 duel fuel veccy the totaly dumb arses.

Craig

I am going to be putting a formal complaint into writing.

It says dual fuel on the V5...
Title: Re: Insurance - P1ssed off!
Post by: Baron Von Spongebob on 19 July 2007, 15:57:47
Speak to his superior and dont take no for an answer...

Title: Re: Insurance - P1ssed off!
Post by: Markie on 19 July 2007, 15:57:58
Insurance Ombudsman - they have no right to dictate how, why or when you change your car. Theres no additional risk to them.  :y
Title: Re: Insurance - P1ssed off!
Post by: Entwood on 19 July 2007, 16:11:36
Directline and I fell out some while back ... I'm now with a company called Its4me ... do a google ... underwritten by Fortis ( a very large and well known underwriting group) and I'm very pleased with them.
 
When a very stupid young lady failed to notice that the lights were RED and that was in all probabliity why I was stopped, and she decided not to .. so doing a large amount of damage to the front of her clit with the towbar on the miggy .... and I got a new bumber and a boot respray... they were great .. all arranged by phone, courtesy car, and sorted in 2 weeks.

With Insurance you don't know how good they are until you have to claim ... my experience with its4me/fortis so far has been very good.....   and no .. I am not linked to them in any way this is a genuine recommendation not a sales pitch !!  :)

Entwood
Title: Re: Insurance - P1ssed off!
Post by: Markie on 19 July 2007, 17:49:22
SWMBO used them in the past, couldnt get near my quotes but did a good job for her on the price...
Title: Re: Insurance - P1ssed off!
Post by: bertiecbx550 on 19 July 2007, 18:47:37
privilege are just as bad and gues who owns em...directline :(
Title: Re: Insurance - P1ssed off!
Post by: STMO123 on 19 July 2007, 18:50:57
Quote
Insurance Ombudsman - they have no right to dictate how, why or when you change your car. Theres no additional risk to them.  :y


No Markie. But they can decline to insure you........... without giving a reason.
Title: Re: Insurance - P1ssed off!
Post by: TheBoy on 19 July 2007, 19:10:32
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Who wants to buy some Elite alloys with new tyres then  >:(
If cheap enough!
Title: Re: Insurance - P1ssed off!
Post by: Taxi_Driver on 19 July 2007, 19:13:14
James...just cancel their policy and move to another ins comp

I was paying £900 for the veccy....but that was taxi ins.....my omega was £1400.....until i whinged at renewal time.....to keep my business they classed it as a veccy and premium reduced to £900

That was with A Plan  :y

And you just remined me.....i havent cancel the taxi insurance of the Veccy yet!  ::) ;D
Title: Re: Insurance - P1ssed off!
Post by: Martin_1962 on 19 July 2007, 20:52:56
Quote
James...just cancel their policy and move to another ins comp

I was paying £900 for the veccy....but that was taxi ins.....my omega was £1400.....until i whinged at renewal time.....to keep my business they classed it as a veccy and premium reduced to £900

That was with A Plan  :y

And you just remined me.....i havent cancel the taxi insurance of the Veccy yet!  ::) ;D

I'm with APlan too!
Title: Re: Insurance - P1ssed off!
Post by: hobbes on 19 July 2007, 21:54:01
I'm currently with e-sure - about £550 a year (4yr N/C protected) for the MV6. They added £20 to the policy when i got different alloys...no big deal, at least they WILL insure a 'modified vehicle'.
Title: Re: Insurance - P1ssed off!
Post by: JamesV6CDX on 19 July 2007, 22:32:15
Quote
Quote
Who wants to buy some Elite alloys with new tyres then  >:(
If cheap enough!

I'll let you have the wheels, if I can have the other Tech2 for £800  [smiley=evil.gif]  ::)
Title: Re: Insurance - P1ssed off!
Post by: sophos9 on 19 July 2007, 22:36:57
Hang up and get a different operator or better yet, confirm the conversation is not getting anywhere and speak to their supervisor. RAC is quoting well as is Post Office. I run "special" projects for the worlds 4th largest insurer, see this trash all the time!
Title: Re: Insurance - P1ssed off!
Post by: pete1666 on 19 July 2007, 23:48:46
Try confused.com you get a good range of prices i got mine for £217 (8 years ncd) and i have 7 seats
Title: Re: Insurance - P1ssed off!
Post by: Tony H on 20 July 2007, 00:22:11
Just had a quote half the price that direct line want to renew . put in a no fault claim with direct line last year it took them six months to sort it out, and they still didn't pay out my out of pocket expenses in full. direct line = CROCK OF SH*TE in my opinion
Title: Re: Insurance - P1ssed off!
Post by: VXL V6 on 20 July 2007, 09:49:53
I take it you won't be wanting those Vectra CDX alloys then!!!!

Title: Re: Insurance - P1ssed off!
Post by: Kevin Wood on 20 July 2007, 10:01:18
Sounds like they're just getting @rsey about having to change the policy so frequently. How long has the policy got to run? I'd be inclined to vote with your feet and start afresh with someone else. I've never been asked how often I change my car when applying for insurance!

If a newish Veccy 1.8 was going to cost me as much as an Elite to insure I know what I'd do.

Kevin
Title: Re: Insurance - P1ssed off!
Post by: TheBoy on 20 July 2007, 10:06:10
Quote
If a newish Veccy 1.8 was going to cost me as much as an Elite to insure I know what I'd do.
A newish Vectra is going to be worth considerably more than an 11yr old Omega.
Title: Re: Insurance - P1ssed off!
Post by: Danny on 20 July 2007, 17:21:08
My insurance is due soon, went on confused.com, they found me a 3rd party quote of £675 with a company called autodirect, its about the best i've had, 26, driving for 3 years but only a years NCB cos of an accident in 2005 in which i was at fault, I valued my car at £1600 for the quotes i searched for, and this is the best bit..

RAC wanted £3584!
Title: Re: Insurance - P1ssed off!
Post by: PaulW on 20 July 2007, 17:33:32
RAC insurance really is a joke!  They wanted near 4k to insure the Omega when I had it, and near 7k for the corsa :S

Was pissed off myself though, 9 months in a policy, sold the Omega, went to switch to the Corsa and they just turned round and said I couldnt do it as its not available on the policy I had :| pissed off...

Ended up forking out £540 to insure the Corsa with another company, and lost the 9 months buildup to the 3rd years worth of NCB  >:(

Dread to think what will happen when I come to getting another Omega and try insuring that along side the corsa...
Title: Re: Insurance - P1ssed off!
Post by: JamesV6CDX on 20 July 2007, 17:40:20
Policy ends sept 10th, I think I'll keep my wheels, and fit them when I'm insured with a better company...

Worth hanging tight for a couple of months though, to get my 4 years NCD...
Title: Re: Insurance - P1ssed off!
Post by: Chopsdad on 20 July 2007, 20:44:08
Quote
privilege are just as bad and gues who owns em...directline :(

Plus Churchill, NatWest, Royal Bank of Scotland and Tesco to name a few more - all in the same call centre  ;)
Title: Re: Insurance - P1ssed off!
Post by: Jimbob on 20 July 2007, 21:11:08
aye all owned by RBS

We have both been with direct line for a good few years, hard to match their level of cover for the cost.

Mind you, 1/2ed her renewal, by cancelling it, and taking it again as a 'new' customer!