Omega Owners Forum
Chat Area => General Discussion Area => Topic started by: tunnie on 12 August 2007, 21:09:56
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had a bump today :-[
Not in the Elite, in my 2.2 CD.
M40 was shut Jc12-14 so had to go the country way to Birmingham, which took ages. Frustrating too being stuck behind 40mph lorry have the bloody way!
Got to Birmingham Airport, was rammed! Due to the incident at Glasgow airport you can no longer drive directly pass the terminal entrances.
So into the short stay, and it was packed.
Dropped my dad off, saw him off had a leak, then back to the car. Getting out was a nightmare, i was stationary for about 5-10 mins.
I was stuck in a line of traffic, to my right an Audi Q7 was trying to reverse, not getting anyware. After 10 mins or so he, got bored and decided to go straight ahead over the kerb and though a small gap.
Thats a good idea i thought! - Put it in reverse, looked behind, a Zafria was a fair way back (i could see his number plate, so enough for me to back up.
Start to reverse, BAM!!!
Did not see the bonnet of a 55 plate Passat behind me, he obviously pulled forward out of a parking space, and because his bonnet was below my boot, i did not see him! :-[ :-[ :-[
I should have checked the passeger wing mirror, my fault i know! :'( :'(
So i get out, look at the damage I made to the Passat (new shape) made a huge dent in the wing, and the bumper, bumper was also hanging off slightly, glass or plastic on the ground from his side light which i smashed.
Looked at mine, errrr? Looked closer, I have cracked the paint very slightly. It looks like there is a white hair on the bumper about an inch long, thats it!!
I thought Passats where meant to be tough!!! - Not as much as Omega's it seams.
So buggger! feeling a bit crap now, my first ever bump! (not bad i guess i am now 23 driving since 17)
I take it i will loose my no claims discount? - I have 5 years named no claims, and 1 years full no claims.
On the up side my excess is only £250
:'( :'( :'( :'( :'( :'( :'( :'( :'( :'(
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Gutted to hear. Shame as damage to yours looks minimal.
Trouble is, he will have to claim, and that is going to hurt your premium, esp at your age :'(
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The real thing that has made me feel bad is earlier today when I was saying everyone needs an accident... ...I didn't mean you had to do it immediately :-[
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Gutted to hear. Shame as damage to yours looks minimal.
Trouble is, he will have to claim, and that is going to hurt your premium, esp at your age :'(
excess is £250 so not as high as i thought, i got Motor legal protection, but no protected no claims :'(
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The real thing that has made me feel bad is earlier today when I was saying everyone needs an accident... ...I didn't mean you had to do it immediately :-[
:(
On the up side my policy had just renewed, 27/7/07 and its valid until 07/2008, after a claim is the policy affected immediately or when its re-newed?
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:(
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Sorry to hear that, easily done espically after the bad day of driving you were having to start with.
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what happended on m40 heard on news summat but not all, oh and sorry to hear about your car, i had somebody slam brakes on on me in my old car <fiat punto SPIT SPIT> and knackered the bonnet!!!! lol
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Sorry To Hear about your Bump Tunnie
You Could Try what I did and See if the other person will accept cash, get them to get a quote.
It cost me About 400 pounds for knocking some guys rear sensors off but it saved me money in the long run i dont have protected and i did not want to lose my no claims and my excese was £250 any way
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The real thing that has made me feel bad is earlier today when I was saying everyone needs an accident... ...I didn't mean you had to do it immediately :-[
:(
On the up side my policy had just renewed, 27/7/07 and its valid until 07/2008, after a claim is the policy affected immediately or when its re-newed?
Next renewal...
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Sorry to hear that tunnie, but I heard the reason the M40 was shut was 'cos a biker got shot dead :-?
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Tut, Tut, Tunnie, not using your mirrors... :'(
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as TB said, renewal, but at your age with no protected no claims, it wont be too pleasing!
I crashed my corsa new years eve 05, had been driving 15 months and had a years no claims at 24, then lost it and had no no claims at 25, but being 25 went in my favour but still couldnt get a policy for less than a grand this year, might get lucky and get less than £700 in september when i have a year no claims!
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Ouch, sorry to hear about that.
For the insurance difference, just pick a company at random
Do a quote with your clean history,
Then do the same again, with a your fault crash and no noclaims.,
When you come back around, and pick yourself off the floor, let us know the difference.
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You won't loose all 5 years. I had a slight bump in the missus car, her insurance (me as a named driver), we / she lost 2 years.
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You won't loose all 5 years. I had a slight bump in the missus car, her insurance (me as a named driver), we / she lost 2 years.
I think on the Omega, he had 1 yr ncd
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Oh, not much elase to say, sorry about that then.
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End of the day, he's had the realisation of how easy it is to have bumps through laziness/carelessness/tiredness/frustration, and nobody hurt (which is what matters at end of day).
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Now this is the reason I am fitting Rear Sensors for times when you cant see someone behind you
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Now this is the reason I am fitting Rear Sensors for times when you cant see someone behind you
The car would have been visible if he had looked properly, by his own admission. I think it was a result of tiredness (he had already done over 200m that day by then), frustration, and carelessness.
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Now this is the reason I am fitting Rear Sensors for times when you cant see someone behind you
The car would have been visible if he had looked properly, by his own admission. I think it was a result of tiredness (he had already done over 200m that day by then), frustration, and carelessness.
Agreed. Totally my own faut, and i admitted it to the guy i hit. I should have checked more carefully....
The other driver was good about it, we tryed to push it out by hand first, but reliased the damage was too great.
As said, got 5 years named no claims, and 1 years full no claims.
I shall be calling the insurance company shortly! :'(
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did you not suggest he get it fixed at your expense without insurance involvement?
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did you not suggest he get it fixed at your expense without insurance involvement?
Yes we did, but looking at the damage, it would be expensive i think.
Update, just rang the insurance company.
My excess is only £200!! yay!
Very hot sounding girl, said, don't register the claim till the other party does.
If they do claim, i will loose my 1 years NCB, but, keep my 5 years named no claimes. Policy won't be affected until 27th July 2008, when i will be one step closer to 25, so they should cancel each other out.
So not toooo bad.
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Tunnie i very much doubt being a year older would cancel out a claim.......and this magical 25 yrs old thing Ive never worked out,my premiums never suddenly dropped when i hit 25 ;D
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Tunnie i very much doubt being a year older would cancel out a claim.......and this magical 25 yrs old thing Ive never worked out,my premiums never suddenly dropped when i hit 25 ;D
My premiums dropped when I hit 25, but that was a long time ago.... :(
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Tunnie i very much doubt being a year older would cancel out a claim.......and this magical 25 yrs old thing Ive never worked out,my premiums never suddenly dropped when i hit 25 ;D
My premiums dropped when I hit 25, but that was a long time ago.... :(
Its been falling steadily... i expect it to stop or go up a little. The fact i still have 5 years named no claims, and this is my first ever claim in 6 years should limit the damage somewhat.
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Makes you think though, good job you didn't have an accident earlier when I was ragging your 2.2 trying to keep up with that Tuscan ::)
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Makes you think though, good job you didn't have an accident earlier when I was ragging your 2.2 trying to keep up with that Tuscan ::)
Forgot to mention, did you see that car with the 30 poster thing stuck on the back window near Brackley on the A43 at the hill?
I passed it at 120 i er mean 70! It said something about national speed limit for 30, could not read it, as it seamed to pass by rather quick! ::)
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Makes you think though, good job you didn't have an accident earlier when I was ragging your 2.2 trying to keep up with that Tuscan ::)
Forgot to mention, did you see that car with the 30 poster thing stuck on the back window near Brackley on the A43 at the hill?
I passed it at 120 i er mean 70! It said something about national speed limit for 30, could not read it, as it seamed to pass by rather quick! ::)
Yes, nearly ran up the back of the idiot....
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Makes you think though, good job you didn't have an accident earlier when I was ragging your 2.2 trying to keep up with that Tuscan ::)
Forgot to mention, did you see that car with the 30 poster thing stuck on the back window near Brackley on the A43 at the hill?
I passed it at 120 i er mean 70! It said something about national speed limit for 30, could not read it, as it seamed to pass by rather quick! ::)
Yes, nearly ran up the back of the idiot....
Ahh, plonkers like that really love my side exit exhaust (passenger side :y) and 7400 RPM red line, I find.
Kevin
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::)Oh dear. Still i have to admit that the closest i've come to hitting anything is @ reversing slowly.With the general shape of the car being upswept at the back and 3 rear headrests, much as we love 'em they're riddled with blindspots. We're both tall but mirrors only show either side not if anyone's walked behind the car.
We all make mistakes, the trick is to learn by them which i'm sure you have. [smiley=2vrolijk_08.gif]
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Sorry to hear that you have ticked yet another box in the 'Joys of Motoring' learning sheet.....
Hopefully the financial hit will not be too great but I certainly would not put too much reliance in the 'over 25/1 year no claims' payoff. I think you will loose by a claim.
Glad no one hurt though. Cars are tin and easily replaced/repaired. Flesh and bone is less so.... ;)
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probably not the most safety minded thing to say but i had my 3rd headrest in its house in the boot so i could see better, but i put it back cos i think they look cool all sat next to each other on the back seat, if you have to reverse somewhere, get a good look at the area before you attempt to occupy it with the boot end of your car, if needs be, park up and get out to look
my bro reversed his lexus into a bollard because he didnt realise the end 2 were a foot further forward than the rest of the row, no notable damage
stupid fool did it again the following day tho
oh and yesterday i parked as close to a bollard as i could, with my bro at the front gettin ready to shout stop, i stopped millimeters off it, he moved, i put the car in park and released the brake and it hit the bollard as it settled! ;D
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probably not the most safety minded thing to say but i had my 3rd headrest in its house in the boot so i could see better, but i put it back cos i think they look cool all sat next to each other on the back seat, if you have to reverse somewhere, get a good look at the area before you attempt to occupy it with the boot end of your car, if needs be, park up and get out to look
my bro reversed his lexus into a bollard because he didnt realise the end 2 were a foot further forward than the rest of the row, no notable damage
stupid fool did it again the following day tho
oh and yesterday i parked as close to a bollard as i could, with my bro at the front gettin ready to shout stop, i stopped millimeters off it, he moved, i put the car in park and released the brake and it hit the bollard as it settled! ;D
:)I agree. No need for rear centre headrest & you can put 'em away but they're cool!!!
Only take mine out to clean the glass then they go back. :D
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...Cars are tin and easily replaced/repaired. Flesh and bone is less so.... ;)
however prosthetics have come far since the 80s
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both my megga's have 3 head rests in the back, if the middle was was not there, it would not have affected my prang. The passenger one needed to be out!
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...Cars are tin and easily replaced/repaired. Flesh and bone is less so.... ;)
however prosthetics have come far since the 80s
Don't think that there has been anyone else recently who can compete with Dr. Shug Frankenstein MbCHb, as regards to raising the dead, however..... :'(
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Sorry to hear of your unfortunate incident :(. As far as insurance goes, you have to consider the "at-fault" accident that will be declared, as well as the NCB loss. So your renewal will probably be slightly worse than it would have been if you simply hadn't earned any NCB but had no accidents or claims. Hopefully it won't be too bad though, I have no experience of it so can't really say.
I hate the centre headrest, mine is always in the boot except on the rare occassions I have 3 passengers in the rear. It seriously restricts your general rear vision, not just for reversing. I like to see what's going on around me at all times when driving, and something like that blocking the view just gets on my nerves. For similar reasons I don't allow anyone to put anything on the parcel shelf, it reflects on the window. Yes I am pedantic about stuff like that :D.
I'm a little surprised the guy in the Passat didn't beep the horn if he saw you reverse towards him. It's not his responsibility to look out for others if he's stationary, so maybe he wasn't looking. I've been in a similar situation where I was stopped in a car park and someone started reversing out of a space towards me -- I had a car behind me so nowhere to go, so a quick beep on the horn alerted the guy to my presence and he immediately stopped having obviously not seen me beforehand. It's what the horn is there for, rather than just showing your anger towards people or gesturing to mates ;)
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Now this is the reason I am fitting Rear Sensors for times when you cant see someone behind you
The car would have been visible if he had looked properly, by his own admission. I think it was a result of tiredness (he had already done over 200m that day by then), frustration, and carelessness.
Only 200miles.....lightweight ;D
Sorry to hear of your prang Tunnie :(.......but i agree with Craig.....parking sensors are great for reversing when the view is limited....mine were screaming at me tonight when i was reversing outa a space in a carpark.....i wondered why? im not that close to anything.....then double checking in the nearside door mirror i was getting a tad close to a bmw.....slight adjustment and stopped em whinging....good job too as bmw owner was standing watching.