Omega Owners Forum
Chat Area => General Discussion Area => Topic started by: JamesV6CDX on 10 September 2007, 07:42:36
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The assessor has looked at the Vectra. He has confirmed that the slam panel is knackered, and it has also caused a split underneith. Bumper and tailgate need replacing.
At first, he was commenting that it would be a definate write off -
However, when he saw it was factory LPG converted, he said "that will hugely increase it's value, so it may be worth fixing".
That's not such good news, I want the bugger written off >:(
I am awaiting him to do costings, and produce a report. Only then will I hear...
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He did also mention a "cash in leiu" deal may be the offer, instead of a total loss, whereas insurance would give me X amount of pounds, and I get to keep the car.. :-/
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Good job you did go down the insurance route.... ;)
Not sure about cash in lieu but when my estate was written off the offer was buy it back for 10%.....id have thought it would have been similar.
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Bear in mind that the offer from Ins Co is negotiable and most first offers are not the best. Still worth keeping Autotrader etc valuations of current market prices to reinforce your personal valuation if required.
Salvage value paid under contract by large breaker dealers is generally 10% of bottom book (GlassesGuide valuations) irrespective of whether car has a broken headlight or a total burnout.
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sorry to hear that james..
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Bear in mind that the offer from Ins Co is negotiable and most first offers are not the best. Still worth keeping Autotrader etc valuations of current market prices to reinforce your personal valuation if required.
Salvage value paid under contract by large breaker dealers is generally 10% of bottom book (GlassesGuide valuations) irrespective of whether car has a broken headlight or a total burnout.
Good idea, make sure that they are trader forecourt valuations and not private sales then you will optimise the value.
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AFAIK if they "write it off" it will be logged as such at DVLC and HPI (although they are so often wrong it's ridiculous!) which decreases any resale value dramatically... however ... if they offer "cash in lieu" and you keep the car and the cash it is not so registered.. it is not "formaly" written off .. so the resale value once you have spent the money doing it up is much higher ?
Possibly worth thinking on ??
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....... however ... if they offer "cash in lieu" and you keep the car and the cash it is not so registered.. it is not "formaly" written off .. so the resale value once you have spent the money doing it up is much higher ?.....
Sorry, dissagree here.....
If the InsCo pay out (be that by giving forth full cash settlement or if its partial cash/partial return of 'salvage') then its declared as an insurance total loss and duly recorded. Only way it may not potentially be is if it was insured third party and the policy holder (James, in this case) was held liable which of course, does not apply in this case.
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Well as its now dented >:( failed its MOT :(
I buy it back off you for £50 ;)
Ive nursed that old girl upto 210k miles......i dont want it written off :'(
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awwww poor private hire driver driving a private hire vehicle :(
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awwww poor private hire driver driving a private hire vehicle :(
TD if you like ;) .....its less typing ;D
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how about PHDDAPHV?
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how about PHDDAPHV?
still more typing than TD ;D
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how about PHDDAPHV?
still more typing than TD ;D
But it's got a kind of 'ring' to it. ;D
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would sound like an important title after your own name.. whats your own name?
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would sound like an important title after your own name.. whats your own name?
Taxi Driver PHD......now that sounds like im brainy ;D
PS to keep this on thread......do i get the veccy back for £50 ::) :-/
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Dave, you're wrong, it has just passed with 12 months MOT... it has until Sept 18th to run!!
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Dave, you're wrong, it has just passed with 12 months MOT... it has until Sept 18th to run!!
Sorry didnt know....you got a full year on it :)
Ok i offer £75 for it now ;)
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Dave, you're wrong, it has just passed with 12 months MOT... it has until Sept 18th to run!!
But, if it gets written off it will need to be re MOT'd before it can be driven again no matter when the last test was. :(
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Dave, you're wrong, it has just passed with 12 months MOT... it has until Sept 18th to run!!
But, if it gets written off it will need to be re MOT'd before it can be driven again no matter when the last test was. :(
Why? VIC test is not an MOT to my knowledge.....
VIC is Vehicle Identity Check to establish the true ID of the vehicle and that its not a ringer. Different from a roadworthyness test, although a number of checks are similar.....
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Dave, you're wrong, it has just passed with 12 months MOT... it has until Sept 18th to run!!
But, if it gets written off it will need to be re MOT'd before it can be driven again no matter when the last test was. :(
Why? VIC test is not an MOT to my knowledge.....
VIC is Vehicle Identity Check to establish the true ID of the vehicle and that its not a ringer. Different from a roadworthyness test, although a number of checks are similar.....
I don't know why, it just does. ;)
When my wife's car was written off for cosmetic damage to the bonnet, (paint damage caused by an errant road sign in a storm) she had to get it MOT'd again before it could be insured and not at the local MOT station but at a VOSA depot.
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Dave, you're wrong, it has just passed with 12 months MOT... it has until Sept 18th to run!!
But, if it gets written off it will need to be re MOT'd before it can be driven again no matter when the last test was. :(
Why? VIC test is not an MOT to my knowledge.....
VIC is Vehicle Identity Check to establish the true ID of the vehicle and that its not a ringer. Different from a roadworthyness test, although a number of checks are similar.....
I don't know why, it just does. ;)
When my wife's car was written off for cosmetic damage to the bonnet, (paint damage caused by an errant road sign in a storm) she had to get it MOT'd again before it could be insured and not at the local MOT station but at a VOSA depot.
New one on me. Will make some enquiries tomorrow but sounds like a VIC and MOT being confused somewheres.....
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Dave, you're wrong, it has just passed with 12 months MOT... it has until Sept 18th to run!!
But, if it gets written off it will need to be re MOT'd before it can be driven again no matter when the last test was. :(
Why? VIC test is not an MOT to my knowledge.....
VIC is Vehicle Identity Check to establish the true ID of the vehicle and that its not a ringer. Different from a roadworthyness test, although a number of checks are similar.....
I don't know why, it just does. ;)
When my wife's car was written off for cosmetic damage to the bonnet, (paint damage caused by an errant road sign in a storm) she had to get it MOT'd again before it could be insured and not at the local MOT station but at a VOSA depot.
New one on me. Will make some enquiries tomorrow but sounds like a VIC and MOT being confused somewheres.....
Happy to defer. You're bigger than me and not many people can claim that. ;)
I would be very interested to find out though. Mrs GB was adamant that she got MOT but then she can't cook a haggis without giving herself 3rd degree burns. ::)
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That doesn't make sense.
If for instance your older car gets keyed, it will likely be written off as an uneconomic repair even though the damage hasn't affected the roadworthyness of the vehicle.
On the other hand a new car could sustain quite major structural damage and still in the eyes of the assessor be an economic repair and thus not written off.
I wonder would my second example need to be inspected by VOSA after repair before being used on the road again?
It would seem that someone has confused the insurance company's reason for write off which is purely financial with the roadworthyness of the vehicle which is a matter for engineers inspection.
I don't doubt what your saying Golfbuddy, I just doubt the logic of doing it. As you say there was no structural damage to Mrs Golfbuddys motor but it still needed VOSA inspection.
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Please rearrange the following into a well known phrase or saying:
Shoot Don't Messenger The
;)
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That doesn't make sense.
If for instance your older car gets keyed, it will likely be written off as an uneconomic repair even though the damage hasn't affected the roadworthyness of the vehicle.
On the other hand a new car could sustain quite major structural damage and still in the eyes of the assessor be an economic repair and thus not written off.
I wonder would my second example need to be inspected by VOSA after repair before being used on the road again?
It would seem that someone has confused the insurance company's reason for write off which is purely financial with the roadworthyness of the vehicle which is a matter for engineers inspection.
I don't doubt what your saying Golfbuddy, I just doubt the logic of doing it. As you say there was no structural damage to Mrs Golfbuddys motor but it still needed VOSA inspection.
Ive never managed to write a car off yet ;D
But i have done nearly 10k worth of damage to a nearly new car once that got repaired......that didnt need mot or inspection by VOSA
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cat D doesnt require any checks, Cat C requires VIC...
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Looks like I'm talking bo**ox again. (Wouldn't be the first time and surely won't be the last) :-[ Mrs GB did have to get hers MOT'd at the VOSA depot in Camborne but perhaps this was a condition of the insurance company and not a legal requirement?
Sorry for confusing the matter. I'll get me coat! :-[ :-[
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Does this help or hinder ?? :)
Best I could find, and the only mention of MOT is in the insurance part
http://www.autocheck.co.uk/write-off-categories.html
and about the VIC ....
http://www.direct.gov.uk/en/Motoring/BuyingAndSellingAVehicle/AdviceOnBuyingAndSellingAVehicle/DG_4022107