Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: JamesV6CDX on 14 September 2007, 12:54:13

Title: Veccy insurance - words fail me
Post by: JamesV6CDX on 14 September 2007, 12:54:13
I've been made an offer on the Veccy which I've accepted - more about that later.
 
I've just spoken to the insurance, who have said they sent the cheque already. However - the cheque will be MINUS the excess on my policy - £250.  
 
Why?? The third party has already admitted liability, so why the heck should I be penalised for my excess???
 
She said to me "once the legal team have claimed the costs back, we will re-imburse you the excess also"  
 
So I have to wait for 2 seperate cheques  
 
I shouldn't really moan, I have been made a FANTASTIC, HUMONGOUS offer... but still... their red tape gets on my wick!!!
Title: Re: Veccy insurance - words fail me
Post by: Markie on 14 September 2007, 12:55:49
Are you getting to keep / buy back the car? - breaking the lpg out of it would be profitable... :-/
Title: Re: Veccy insurance - words fail me
Post by: JamesV6CDX on 14 September 2007, 12:59:09
Quote
Are you getting to keep / buy back the car? - breaking the lpg out of it would be profitable... :-/

The inspection from the engineer shows that there is no damage other than cosmetic - but it's still not economical to repair cost wise.

They've offered me a very hansome "cash in lieu" settlement, whereas they give me a figure, and I get to keep the car. The Car will not be recorded on any write-off databases whatsoever, and it is perfectly safe and legal to be used on the road (engineers report says this).

I also have a buyer for the Veccy, collecting tomorrow morning, who is fully aware of the entire situation, and again, has made me an offer I can't refuse.

So I will definately come out laughing - their red tape just winds me up.
Title: Re: Veccy insurance - words fail me
Post by: Golfbuddy on 14 September 2007, 13:06:06
Sounds like you're going to have a good weekend. Good news James.  :y
Title: Re: Veccy insurance - words fail me
Post by: Bo Bo on 14 September 2007, 13:56:38
I know the feeling mate.
Someone backed into my drivers door 15 months ago & I've just had my excess returned to me today!
Title: Re: Veccy insurance - words fail me
Post by: Martin_1962 on 14 September 2007, 14:11:01
Quote
I've been made an offer on the Veccy which I've accepted - more about that later.
 
I've just spoken to the insurance, who have said they sent the cheque already. However - the cheque will be MINUS the excess on my policy - £250.  
 
Why?? The third party has already admitted liability, so why the heck should I be penalised for my excess???
 
She said to me "once the legal team have claimed the costs back, we will re-imburse you the excess also"  
 
So I have to wait for 2 seperate cheques  
 
I shouldn't really moan, I have been made a FANTASTIC, HUMONGOUS offer... but still... their red tape gets on my wick!!!

We need details
Title: Re: Veccy insurance - words fail me
Post by: Admin on 14 September 2007, 14:22:27
Not yet we don't....

Once everything is complete then James may choose to share the information.
Until that time I would be keeping quiet.

Well actually I would just be keeping quiet. :)
Title: Re: Veccy insurance - words fail me
Post by: bob.dent on 14 September 2007, 14:26:09
I would check with them James. Your insurer should be able to claim the excess back from the 3rd party if they are admitting liability.
Title: Re: Veccy insurance - words fail me
Post by: JamesV6CDX on 14 September 2007, 18:08:36
The insurance Can and will retrieve the excess from the other parties insurance, it just means I have to wait for it.....

I WILL be chasing!!

Title: Re: Veccy insurance - words fail me
Post by: holey head on 14 September 2007, 18:18:26
Quote
The insurance Can and will retrieve the excess from the other parties insurance, it just means I have to wait for it.....

I WILL be chasing!!


don't blame you james. the worst thing is if you don't chase them they won't give you it!!!! they may have it but you won't be given it easy!! good luck you might need it! hope you don't though
Title: Re: Veccy insurance - words fail me
Post by: Bo Bo on 14 September 2007, 18:31:56
Quote
the worst thing is if you don't chase them they won't give you it!!!
Don't give up, like I said it took me 15 months  :( but it was a nice little bonus today  :)
Title: Re: Veccy insurance - words fail me
Post by: Dazzler on 14 September 2007, 20:57:31
You do have some good fortune then matey ;D (unlike your oil changes :-X :()