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Chat Area => General Discussion Area => Topic started by: Baron Von Spongebob on 29 October 2007, 21:30:46

Title: BACS Pay system
Post by: Baron Von Spongebob on 29 October 2007, 21:30:46
Anybody have some info on this.

I think it takes 3 days for money to be transfered at the maximum..

Correct me if im wrong please..Anyone with experience of doing this would be helpfull.  :y
Title: Re: BACS Pay system
Post by: Chopsdad on 29 October 2007, 21:33:51
BACS transfers take 2 working days - ie Bank debits your account Monday - arrives as cleared funds AM Wednesday.

Alternative is CHAPS - which is same day value - but costs around £21 for the priveledge  :y
Title: Re: BACS Pay system
Post by: Baron Von Spongebob on 29 October 2007, 21:37:22
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BACS transfers take 2 working days - ie Bank debits your account Monday - arrives as cleared funds AM Wednesday.

Alternative is CHAPS - which is same day value - but costs around £21 for the priveledge  :y

Right then...Wheres my rather pay.. >:(

I thought so..I can smell a rat..

Vauxhall Movano for sale wednesday night if i havnt got my pay..Not  mine  the works vehicle.. :D
Title: Re: BACS Pay system
Post by: Chopsdad on 29 October 2007, 21:46:45
Some Bacs payments are sent by employers to an outside service, some are paid via their own equivalent of Online banking.

First thing to do is to get confirmation of the account number and sort code that the payment was sent to and check it agrees with yours.  Also confirmation of the date your employer was debited.

If there is a difference when the funds arrive at the bank (ie 1 digit wrong) they will either return it (2 days) or locate and credit your account, which will not show until tomorrow as being paid in today.

So call your Bank in the morning and check it's not there then play holy hell!



Title: Re: BACS Pay system
Post by: Baron Von Spongebob on 29 October 2007, 22:04:09
My boss is in Thailand..

He paid me via internet with bacs on last Wednesday night so i was told..Still no cash showing in my account.. I beleive account number is correct so i think he is pulling a fast one, Looks like it could be a short week for me as i wont continue working if i have not been paid.

Ok it is the first time he has done this but i think its an excuse..Questions will be asked angrily in the morning..

Thanks for the info..
Title: Re: BACS Pay system
Post by: Chopsdad on 29 October 2007, 22:09:42
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My boss is in Thailand..

He paid me via internet with bacs on last Wednesday night so i was told..Still no cash showing in my account.. I beleive account number is correct so i think he is pulling a fast one, Looks like it could be a short week for me as i wont continue working if i have not been paid.

Ok it is the first time he has done this but i think its an excuse..Questions will be asked angrily in the morning..

Thanks for the info..

May be a little more complicated then.  If he's used a UK bank then my advice stands.  If he uses a Thai bank then it could take a lot, and I mean a lot longer.  2 days relate to UK transfers only. Overseas could as best take a week, at worst 2/3 weeks  :'( If he's used Internet banking though I think he's telling porkies and hasn't keyed it  - easy fix is to ask him to print a transaction report showing the wages coming out and fax it to you as a good faith gesture whilst he chases the payment.
Title: Re: BACS Pay system
Post by: Chopsdad on 29 October 2007, 22:10:33
I don't know much about cars, but you can trust my knowledge on this  :y
Title: Re: BACS Pay system
Post by: Baron Von Spongebob on 29 October 2007, 22:15:40
The company bank is located in the UK.

As i said questions will be asked and answered before i do any work tomorrow.. :y
Title: Re: BACS Pay system
Post by: Chopsdad on 29 October 2007, 22:25:11
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The company bank is located in the UK.

As i said questions will be asked and answered before i do any work tomorrow.. :y

Well I hope you get it sorted cos I won't be on-line during the day - I'm at work in my Bank, I hope it's a different one to your boss  ;D
Title: Re: BACS Pay system
Post by: CaptainZok on 29 October 2007, 22:40:17
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The company bank is located in the UK.

As i said questions will be asked and answered before i do any work tomorrow.. :y

Well I hope you get it sorted cos I won't be on-line during the day - I'm at work in my Bank, I hope it's a different one to your boss  ;D
I thought your bank was in a van Mark?
Title: Re: BACS Pay system
Post by: Baron Von Spongebob on 29 October 2007, 23:33:38
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The company bank is located in the UK.

As i said questions will be asked and answered before i do any work tomorrow.. :y

Well I hope you get it sorted cos I won't be on-line during the day - I'm at work in my Bank, I hope it's a different one to your boss  ;D
I thought your bank was in a van Mark?

My bosses Bank Manager operates from a block of flats in Peckham i think.. :D
Title: Re: BACS Pay system
Post by: Nickbat on 29 October 2007, 23:48:59
I know it!

Boysie's Bank plc, c/o Del Boy's flat, Nelson Mandela House, Peckham, London SE.  ;D ;D
Title: Re: BACS Pay system
Post by: Baron Von Spongebob on 30 October 2007, 00:01:57
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I know it!

Boysie's Bank plc, c/o Del Boy's flat, Nelson Mandela House, Peckham, London SE.  ;D ;D

Thats the one.. ;D ;D ;D ;D
Title: Re: BACS Pay system
Post by: TheBoy on 30 October 2007, 19:28:29
And any update today?
Title: Re: BACS Pay system
Post by: Baron Von Spongebob on 30 October 2007, 19:37:29
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And any update today?

Yes
Still no money  :(

Checked account numbers, Boss says it has been returned in to their bank..I phoned my bank and they said we have not received it and we would not send a BACS payment back because we understand its wages..

Funny thing is that everyone else has been paid only me no money..
When talking to  Natwest customer services which is my bank he did mention was it from HSBC, I said yes but did not question hime about why he asked.

I have requested from my boss that 2 weeks wages to be available to me at the latest ofn Friday or im walking..
Title: Re: BACS Pay system
Post by: TheBoy on 30 October 2007, 20:12:26
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And any update today?

Yes
Still no money  :(

Checked account numbers, Boss says it has been returned in to their bank..I phoned my bank and they said we have not received it and we would not send a BACS payment back because we understand its wages..

Funny thing is that everyone else has been paid only me no money..
When talking to  Natwest customer services which is my bank he did mention was it from HSBC, I said yes but did not question hime about why he asked.

I have requested from my boss that 2 weeks wages to be available to me at the latest ofn Friday or im walking..
>:(
Title: Re: BACS Pay system
Post by: STMO123 on 30 October 2007, 21:16:35
I dont think these people realise the effect it has on you when something like this happens. I had a similar experience not long ago and my employer (Barnsley Council would you believe) swore blind it was the banks fault. The bank swore they hadn't had the money.

I felt like a bleedin beggar ringing round asking for MY wages. >:(
Title: Re: BACS Pay system
Post by: CaptainZok on 30 October 2007, 21:28:21
Remember Russ if there are any charges etc applied to your account because the cash ain't there you are within your rights to present the employer with the bill.
I'm thinking mortgage/overdraft charges etc.
Title: Re: BACS Pay system
Post by: Baron Von Spongebob on 30 October 2007, 21:34:06
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Remember Russ if there are any charges etc applied to your account because the cash ain't there you are within your rights to present the employer with the bill.
I'm thinking mortgage/overdraft charges etc.

I have not been able to work for months and not claimed a penny from the system, Then i get a job and dont get paid..A bit like being at home this job no pay but no nagging.  :D
Title: Re: BACS Pay system
Post by: miggy on 30 October 2007, 21:37:25
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Remember Russ if there are any charges etc applied to your account because the cash ain't there you are within your rights to present the employer with the bill.
I'm thinking mortgage/overdraft charges etc.

I have not been able to work for months and not claimed a penny from the system, Then i get a job and dont get paid..A bit like being at home this job no pay but no nagging.  :D

What line of work are you in russ
Title: Re: BACS Pay system
Post by: Baron Von Spongebob on 30 October 2007, 21:43:29
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Remember Russ if there are any charges etc applied to your account because the cash ain't there you are within your rights to present the employer with the bill.
I'm thinking mortgage/overdraft charges etc.

I have not been able to work for months and not claimed a penny from the system, Then i get a job and dont get paid..A bit like being at home this job no pay but no nagging.  :D

What line of work are you in russ

At the moment extracting money from con merchants. :D

Seriously,, I am a driver Pete, but working for an engineering company in the workshop and driving in this so called job for the time being, but open to offers for a new job apart from brain surgery as my hacksaw blade has bust.. :D ;)
Title: Re: BACS Pay system
Post by: miggy on 30 October 2007, 21:49:43
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Remember Russ if there are any charges etc applied to your account because the cash ain't there you are within your rights to present the employer with the bill.
I'm thinking mortgage/overdraft charges etc.

I have not been able to work for months and not claimed a penny from the system, Then i get a job and dont get paid..A bit like being at home this job no pay but no nagging.  :D

What line of work are you in russ

At the moment extracting money from con merchants. :D

Seriously,, I am a driver Pete, but working for an engineering company in the workshop and driving in this so called job for the time being, but open to offers for a new job apart from brain surgery as my hacksaw blade has bust.. :D ;)

Russ, read my pm mate :y :y
Title: Re: BACS Pay system
Post by: Baron Von Spongebob on 30 October 2007, 21:56:47
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Remember Russ if there are any charges etc applied to your account because the cash ain't there you are within your rights to present the employer with the bill.
I'm thinking mortgage/overdraft charges etc.

I have not been able to work for months and not claimed a penny from the system, Then i get a job and dont get paid..A bit like being at home this job no pay but no nagging.  :D

What line of work are you in russ

At the moment extracting money from con merchants. :D

Seriously,, I am a driver Pete, but working for an engineering company in the workshop and driving in this so called job for the time being, but open to offers for a new job apart from brain surgery as my hacksaw blade has bust.. :D ;)

Russ, read my pm mate :y :y

I will when i get it   :y
Title: Re: BACS Pay system
Post by: miggy on 30 October 2007, 22:07:55
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Remember Russ if there are any charges etc applied to your account because the cash ain't there you are within your rights to present the employer with the bill.
I'm thinking mortgage/overdraft charges etc.

I have not been able to work for months and not claimed a penny from the system, Then i get a job and dont get paid..A bit like being at home this job no pay but no nagging.  :D

What line of work are you in russ

At the moment extracting money from con merchants. :D

Seriously,, I am a driver Pete, but working for an engineering company in the workshop and driving in this so called job for the time being, but open to offers for a new job apart from brain surgery as my hacksaw blade has bust.. :D ;)

Russ, read my pm mate :y :y

I will when i get it   :y

Hang on, its in depth

 ;D ;D ;D
Title: Re: BACS Pay system
Post by: Martin_1962 on 31 October 2007, 08:15:00
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Remember Russ if there are any charges etc applied to your account because the cash ain't there you are within your rights to present the employer with the bill.
I'm thinking mortgage/overdraft charges etc.

I have not been able to work for months and not claimed a penny from the system, Then i get a job and dont get paid..A bit like being at home this job no pay but no nagging.  :D

You pay tax and national insurance when working - if you lose your job and claim you are having your own money back - do not think yourself wrong for claiming back what you paid.
Title: Re: BACS Pay system
Post by: Baron Von Spongebob on 02 November 2007, 20:46:32
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Remember Russ if there are any charges etc applied to your account because the cash ain't there you are within your rights to present the employer with the bill.
I'm thinking mortgage/overdraft charges etc.

I have not been able to work for months and not claimed a penny from the system, Then i get a job and dont get paid..A bit like being at home this job no pay but no nagging.  :D

You pay tax and national insurance when working - if you lose your job and claim you are having your own money back - do not think yourself wrong for claiming back what you paid.

Just an update

I got paid...I know thats not unusual to most but it is for me.. :D

The Works Vauxhall Movano van is not for sale now..Until next time.. ;D  Couple of weeks i expect..
Title: Re: BACS Pay system
Post by: Golfbuddy on 02 November 2007, 20:57:18
Result!!!

You won't have to eat gruel this weekend then.  :y :y
Title: Re: BACS Pay system
Post by: Baron Von Spongebob on 02 November 2007, 20:58:14
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Result!!!

You won't have to eat gruel this weekend then.  :y :y

No more noodles    ;D ;D
Title: Re: BACS Pay system
Post by: VX1 on 02 November 2007, 22:55:50
I feel for you spongebob. I had the same problem with my new employer. They paid me £180 instead of nearly £1000 this month first pay packet. After canceling all my direct debits with the bank (Natwest) and further digging (as the payroll department had said the Inland Revenue had stated that I hadn't paid enough income tax) and talking to my dad (who has an MBA in payroll) and giving him the figures he saw it straight away £808 minus £885 shows that I had only paid £77 in tax this year. So PAYROLL had only keyed in £77 not £771 thus £808 paid in Tax.
After showing this to my Manager and contacting payroll, payroll admitted there mistake and rectified the lack of wages immeadiatly and gave me a £500 advance until I get paid again at the end of the month. Result I thought then I have asked them to right an appology letter explaining that it was there clerical error (as my credit ratining will be screwed).  :y :y
Title: Re: BACS Pay system
Post by: Baron Von Spongebob on 02 November 2007, 23:03:02
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I feel for you spongebob. I had the same problem with my new employer. They paid me £180 instead of nearly £1000 this month first pay packet. After canceling all my direct debits with the bank (Natwest) and further digging (as the payroll department had said the Inland Revenue had stated that I hadn't paid enough income tax) and talking to my dad (who has an MBA in payroll) and giving him the figures he saw it straight away £808 minus £885 shows that I had only paid £77 in tax this year. So PAYROLL had only keyed in £77 not £771 thus £808 paid in Tax.
After showing this to my Manager and contacting payroll, payroll admitted there mistake and rectified the lack of wages immeadiatly and gave me a £500 advance until I get paid again at the end of the month. Result I thought then I have asked them to right an appology letter explaining that it was there clerical error (as my credit ratining will be screwed).  :y :y

Not good is it..I have put it down to a genuine mistake this time but if it happens again i will try to find the words im allowed to use on the forum to describe what will happen next .. :y
Title: Re: BACS Pay system
Post by: VX1 on 02 November 2007, 23:31:17
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I feel for you spongebob. I had the same problem with my new employer. They paid me £180 instead of nearly £1000 this month first pay packet. After canceling all my direct debits with the bank (Natwest) and further digging (as the payroll department had said the Inland Revenue had stated that I hadn't paid enough income tax) and talking to my dad (who has an MBA in payroll) and giving him the figures he saw it straight away £808 minus £885 shows that I had only paid £77 in tax this year. So PAYROLL had only keyed in £77 not £771 thus £808 paid in Tax.
After showing this to my Manager and contacting payroll, payroll admitted there mistake and rectified the lack of wages immeadiatly and gave me a £500 advance until I get paid again at the end of the month. Result I thought then I have asked them to right an appology letter explaining that it was there clerical error (as my credit ratining will be screwed).  :y :y

Not good is it..I have put it down to a genuine mistake this time but if it happens again i will try to find the words im allowed to use on the forum to describe what will happen next .. :y

Same with me SB BUT they had a faxed copy then they were posted the originals so they didn't do there job properly.