Omega Owners Forum

Chat Area => General Discussion Area => Topic started by: Auto Addict on 15 November 2007, 21:05:13

Title: Dilemma
Post by: Auto Addict on 15 November 2007, 21:05:13
Car insurance due, do I go with Churchill who are £2 cheaper than More Than, or do I go with the RAC who are £30 dearer than Churchill.

The RAC are the only ones who guarantee to repair your car with genuine Vx parts, if the need arises.

Title: Re: Dilemma
Post by: theolodian on 15 November 2007, 21:08:12
Quote
Car insurance due, do I go with Churchill who are £2 cheaper than More Than, or do I go with the RAC who are £30 dearer than Churchill.

The RAC are the only ones who guarantee to repair your car with genuine Vx parts, if the need arises.

You're not going to be happy with any of them, just get decent priced basic liability and self-insure for the rest.
Title: Re: Dilemma
Post by: CaptainZok on 15 November 2007, 21:08:58
Quote
Car insurance due, do I go with Churchill who are £2 cheaper than More Than, or do I go with the RAC who are £30 dearer than Churchill.

The RAC are the only ones who guarantee to repair your car with genuine Vx parts, if the need arises.

RAC sounds a good deal for only £30, but your cars now pushing 5 years old, using genuine VX parts will increase the cost of a repair so more likely to write off than repair anything more than minor damage I would have thought.
Title: Re: Dilemma
Post by: Darth Loo-knee on 15 November 2007, 21:09:21
Barry, Privilage Insurance I found the best for me, give them a try and you can do it over the internet :y
Title: Re: Dilemma
Post by: Auto Addict on 15 November 2007, 21:20:22
Quote
Barry, Privilage Insurance I found the best for me, give them a try and you can do it over the internet :y

£100 more than the RAC.
Title: Re: Dilemma
Post by: Darth Loo-knee on 15 November 2007, 21:40:23
have you tried confused.com?
http://www.confused.com/

or


http://www.lv.com/mkt/lv/car&targetgroup=setest2&telephone=0800%20514%20514&sourcecode=WLIN&qqreferrer=lv
Title: Re: Dilemma
Post by: Elite Pete on 15 November 2007, 21:42:23
Theres always SAGA  :D
Title: Re: Dilemma
Post by: Auto Addict on 15 November 2007, 21:52:11
Quote
Theres always SAGA  :D

£120 more than the RAC.
Title: Re: Dilemma
Post by: Auto Addict on 15 November 2007, 21:52:57
Quote
have you tried confused.com?
http://www.confused.com/

or


http://www.lv.com/mkt/lv/car&targetgroup=setest2&telephone=0800%20514%20514&sourcecode=WLIN&qqreferrer=lv

Yup.
Title: Re: Dilemma
Post by: Jay w on 15 November 2007, 21:53:32
Esure?

I have used them in the past, they were quite competitive
Title: Re: Dilemma
Post by: Danny on 15 November 2007, 21:56:54
Quote
Car insurance due, do I go with Churchill who are £2 cheaper than More Than, or do I go with the RAC who are £30 dearer than Churchill.

The RAC are the only ones who guarantee to repair your car with genuine Vx parts, if the need arises.


price difference... per month or year?

£30 over a year is sod all if it means genuine parts used if needed, and again, sod all if its not needed, peace of mind also plays a part
Title: Re: Dilemma
Post by: Auto Addict on 15 November 2007, 22:01:05
Quote
Esure?

I have used them in the past, they were quite competitive

£80 more than the RAC.
Title: Re: Dilemma
Post by: Auto Addict on 15 November 2007, 22:02:41
Quote
Quote
Esure?

I have used them in the past, they were quite competitive

£80 more than the RAC.

Ooops, made a mistake, £140 more than the RAC.
Title: Re: Dilemma
Post by: CaptainZok on 15 November 2007, 22:06:37
Can ROSPA point you to anyone giving a discount for your advanced driving AA?
Title: Re: Dilemma
Post by: Missy_MV6 on 15 November 2007, 22:09:12
Have you tried Hastings Direct for a quote?
Title: Re: Dilemma
Post by: Auto Addict on 15 November 2007, 22:11:38
Quote
Can ROSPA point you to anyone giving a discount for your advanced driving AA?

Possibly, but I haven't taken my test yet.
Title: Re: Dilemma
Post by: Nickbat on 15 November 2007, 22:16:23
Both my Omega and SWMBO's Corsa are insured with Vauxhall Insurance. Very reasonable quotes. Currently 10% off online + chance to win a Tom Tom.

http://www.vauxhall.co.uk/vx/owners/service/insurance.do

Genuine GM parts thus guaranteed!
Title: Re: Dilemma
Post by: Taxi_Driver on 16 November 2007, 06:54:27
Have you tried going back to RAC and telling em you've got a better quote......can they beat it.
I did this at renewal time 2 months ago......not with RAC tho.....quite suprising how much got knocked off for playing 'ping pong' with 2 companies  :y
Stayed with orig company in the end....after they reduced the premium by over £100  :y
Title: Re: Dilemma
Post by: Auto Addict on 16 November 2007, 07:00:48
Quote
Both my Omega and SWMBO's Corsa are insured with Vauxhall Insurance. Very reasonable quotes. Currently 10% off online + chance to win a Tom Tom.

http://www.vauxhall.co.uk/vx/owners/service/insurance.do

Genuine GM parts thus guaranteed!

£150 more than the RAC.
Title: Re: Dilemma
Post by: GastronomicKleptomaniac on 16 November 2007, 10:20:22
Quote
Quote
Can ROSPA point you to anyone giving a discount for your advanced driving AA?

Possibly, but I haven't taken my test yet.

 Oddly enough, even at the age of 18, they rated Pass Plus as a discount-earner... and a Rospa Silver as making no difference whatsoever... just in my experience.
Title: Re: Dilemma
Post by: Jimbob on 16 November 2007, 10:38:09
I've just been all around the insurance sites. That vauxhall one IS the direct line website ;)
also quote me £83 more than direct line direct  :-/
Title: Re: Dilemma
Post by: Kevin Wood on 16 November 2007, 10:50:38
Quote
I've just been all around the insurance sites. That vauxhall one IS the direct line website ;)
also quote me £83 more than direct line direct  :-/

I wouldn't be surprised if the Vauxhall one is Vauxhall in name only. It'll be underwritten by one of the major insurers and just rebranded. Probably means that come repair time it'll be off to the usual "approved repairer" with the usual standard of work and parts supply.

I view insurance as a pure commodity these days. There are only gimmicks to choose between the companies and who knows what any of them are actually like until you make a claim? Go for the cheapest, I say.

Kevin
Title: Re: Dilemma
Post by: omegaman2 on 16 November 2007, 11:45:05
i tried confused . com  and by the time i finished weighing up the diffs Zurich were far the best