Omega Owners Forum
Omega Help Area => Omega General Help => Topic started by: djdaveyp85 on 07 June 2009, 18:25:10
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Well somebody decided to pull out of a junction into the side of my mrs yesterday. Both passenger side doors are really badly damaged and there is a hole right the way through the back door, and slight, but repairable damage to the pillar. Does anybody have any ideas how to fix this? Also as a result of this i am getting a check low beam fld/vision message on my screen. The car is completely drivable apart from this but i've been told it will probably get written off if it goes to the insurance! How much do you lot think it would cost to fix it? Also to add a sting to the wound i was hit by an uninsured driver!
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Did you get the police involved or did the guy do a runner?? If your gonna have to claim on your own insurance then I would just get 2 replacement second hand doors and stick em on...not sure whats involved in repairing the pillar though
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right - take control here. the car is yours, the insurance company cannot write it off without your permission. it is your property! What they will do is offer to buy it off you for a price. This is what they mean by writing it off. If you claim there is a deal to be done: they may offer you X to write it off but if you say, give me £x-200 to settle and I keep the car, what's the problem?
I presume it is your insurance company you are talking bout here, so they should be interested in keeping you happy. Remember they will tell you it works like this and that because it is easy for them NOT you..
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Here are the pics
(http://i608.photobucket.com/albums/tt161/djdaveyp85/Dora741.jpg)
(http://i608.photobucket.com/albums/tt161/djdaveyp85/Dora742.jpg)
(http://i608.photobucket.com/albums/tt161/djdaveyp85/Dora743.jpg)
(http://i608.photobucket.com/albums/tt161/djdaveyp85/Dora744.jpg)
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What was this cretin driving?- A Forklift?? :o
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Toyota Corolla, ploughed straight through the crossroads without stopping!
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How the hell has that hole in the door been caused? :-/
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Blimey did he have a can opener as a bonnet ornament ? :o
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look like it!!! get 2 replacement doors, but the piller i'm not sure about, a body shop might have some ideas though
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If it gets written off by the insurance it becomes a category C as it's not minor damage as it involves the main structure of the car with the a post. It will need a 'sva' test to put back on the road and have to be re-registered and the damage will be recorded through hpi. Plus the insurance will become higher. Going through this with a motorcyle at the min that the insurance company wrote off as someone pulled out in front of me.
decided it wasn't worth it as wouldn't be able to sell it cause no one's gonna touch it with a barge pole.
However if the insurance companys are not involved than fix it and no ones the wiser :y
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I think i have come to a £1100 cash deal with the uninsured idiot in exchange for not reporting him (which i have already done anyway!)
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Also i think the car has come off pretty well for the speed he went into the side of my mrs. He basically went straight through the crossroads without stopping into the side thats why its gone straight through. The front end of the car he was driving is completely trashed he hit the side of the car with the front right hand corner of hits and then was dragged along by my car, completely spinning his car in the process.
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How the hell has that hole in the door been caused? :-/
It was caused by me sawing the shard of metal that was sticking out so as not to remove pedestrians legs!
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Fraid a good T-cut wont cure that
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lmao
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more to the point mate
is your mrs ok
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£1100 quid isn't a bad deal as long as neither of you are hurt.
Couple of doors prob £50 each in the right colour if you look hard enough. Not sure about the pillar though may need a pull to straighten if bent, could try the new doors and see :-/
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Mrs has whiplash and pulled trapeze and several pulled muscles in her lower back. But no permanent injuries thank god. She's up to her eyeballs in painkillers and been to a & e and docs to get her checked over so i'm really glad she's ok! Obviously i can get a new miggy but she is irreplacable :) Actually a good excuse to get an mv6.
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Sorry to hear about your accident, hope the wife is recovering well.. what a bummer, I would go see the person who crashed into you as any claim on the insurance, due to the other driver being uninsured comes out of your pocket, when you pay the excess and the bang the premium up next time round.
Nice strong car and by the sounds of it protected your wife from serious injury....
all the best.
Steve
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Thanks for all your kind comments! Next thing is does anybody have any champagne facelift doors?
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Insurance just estimated £2500 worth of damage! Just rang my local spray guy and he'll fix it for £300 if i get the doors in the same colour. Does anybody have any advice as to how I deal with this?
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Well they've written it off today and paid me out £1800 and i get to keep the car. All i have to do is re-mot it and get it inspected. Happy with the payout though! I only paid £700 for the car!
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Great news. Well done. :y
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good price paid,, well done.
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This is the beauty of driving a near on 2 ton car ...they are well built
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Has your wife injuries been recorded with your insurance company. She should be OK after a rest, means you've got to cook, wash, hoover etc. :'(. Joking, us men do all that any way :o.
Hope you are looking after her and she's OK
Joking apart, injury could cause her pain and suffering for a while. Because the other driver is uninsured, but you know who it is there is a way compensation can be chased. M.I.B. (Motor Insurers Bureau). Part of our premiums are deposited with the MIB which means you can make a claim to them. Understand MIB purpose is for the innocent victim not to suffer too much as a result of the other party either being uninsured or untraceable. Speak to your insurance company for advice.
Happened to my daughter. Polish HGV driver - Police, Insurance couldn't trace him. Settled by MIB.
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Thanks for your help and advice already got a claim going. My insurance company direct line say that the owner of the vehicle have a duty of care and therefore they are recovering it from their insurance.