Omega Owners Forum
Chat Area => General Discussion Area => Topic started by: MikeDundee on 16 December 2007, 19:49:53
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My current insurers that I am now with for a 3rd year have a limit on my mileage >:(, which I have known about, but kind of ignored. Spoke to them to give my current mileage, they checked with insurers and they said I had exceeded twice on both previous years, But as I had told the broker I had to go to Scotland several times, both years, hence the high mileage.
However, that means I am limited to 250 miles per month and I am not really sure how much it would cost to have a higher mileage per year, bearing in mind the inurance is/was £633.00 this month :(, fully comp., but the annoying thing is we know, but they probabaly don't know that you can't get the irmscher bits any more, so if someone prangs me badly, it'll end up being a right off ;D ;D >:(
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Is it a limited mileage insurance policy as such, or have you just advised them of your estimated annual mileage?
Kevin
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My current insurers that I am now with for a 3rd year have a limit on my mileage >:(, which I have known about, but kind of ignored. Spoke to them to give my current mileage, they checked with insurers and they said I had exceeded twice on both previous years, But as I had told the broker I had to go to Scotland several times, both years, hence the high mileage.
However, that means I am limited to 250 miles per month and I am not really sure how much it would cost to have a higher mileage per year, bearing in mind the inurance is/was £633.00 this month :(, fully comp., but the annoying thing is we know, but they probabaly don't know that you can't get the irmscher bits any more, so if someone prangs me badly, it'll end up being a right off ;D ;D >:(
Let me have the omega, and you wont need to worry about the Insurance any more :y :y :y
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Is it a limited mileage insurance policy as such, or have you just advised them of your estimated annual mileage?
Kevin
Pretty sure it's only based on what I originally told them a couple of years ago, when I first took out the p[olicy with them, but then they did say when I spoke to them on Friday that they would charge more if I increased my mileage >:(...They said the insurance premium is low due to the mileage and would be higher if done more mileage >:(
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My current insurers that I am now with for a 3rd year have a limit on my mileage >:(, which I have known about, but kind of ignored. Spoke to them to give my current mileage, they checked with insurers and they said I had exceeded twice on both previous years, But as I had told the broker I had to go to Scotland several times, both years, hence the high mileage.
However, that means I am limited to 250 miles per month and I am not really sure how much it would cost to have a higher mileage per year, bearing in mind the inurance is/was £633.00 this month :(, fully comp., but the annoying thing is we know, but they probabaly don't know that you can't get the irmscher bits any more, so if someone prangs me badly, it'll end up being a right off ;D ;D >:(
Let me have the omega, and you wont need to worry about the Insurance any more :y :y :y
Pretty sure it will be SORN sometime next year :y
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You need to put that spare set of clocks to good use Mike ;)
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You need to put that spare set of clocks to good use Mike ;)
You got a good memory Pete ;D...they're still in the cupboard, also got two housings aswell. ;D
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You need to put that spare set of clocks to good use Mike ;)
You got a good memory Pete ;D...they're still in the cupboard, also got two housings aswell. ;D
Thats about the only part of me that does still function ;D
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You need to put that spare set of clocks to good use Mike ;)
You got a good memory Pete ;D...they're still in the cupboard, also got two housings aswell. ;D
Thats about the only part of me that does still function ;D
That squirrel does the trick then ;D ;D
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I have a limited mileage policy on the kit car and have to provide the mileage every year at renewal. That way they know if I've exceeded it and there is a clause in the policy that voids it if I've exceeded the mileage limit.
I wonder if that's why so many kit cars have such unreliable speedos? :-X
Kevin
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mine also had limited mileage, but mine was a changeover policy last time from a corsa with over 90k to the omega with about 82k at the time, and they didnt ask for the mileage of the omega :D
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I pay £296 a year for 20,000 miles a year and I travel up and down from Scotland to London all the time, do you use your car for business
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I pay £296 a year for 20,000 miles a year and I travel up and down from Scotland to London all the time, do you use your car for business
No I don't :y..................imagine how much more that would cost :-?
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mine also had limited mileage, but mine was a changeover policy last time from a corsa with over 90k to the omega with about 82k at the time, and they didnt ask for the mileage of the omega :D
If you claim, they will ask for the last MOT and work it out pro rata.
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Thats pricey....I pay 320 and thats with a claim recorded......
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I guess that, if you go over the mileage limit, you will revert to third party cover only.
Depends on how much you value the comprehensive side of the insurance. :-/
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I'm paying £350 TPFT, but I am limited to 35000 miles.
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I pay about £360 and thats fully comp, unlimited milage and business use for me and the wife but then I am an old git with millions of years no claims ;)
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Mine has buisness class one and is fully comp....
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Mine has buisness class one and is fully comp....
So does mine... and £700 for street-perked car central London is not bad either ;)
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Incidentally, I read somewhere that if you are involved in a crash, only your own insurance (i.e. if you are to blame for the rash) can impose a write-off, but if the other party's insurance is paying, then they can not impose a write-off (unless you agree of course) and if you insist then they must pay for full repairs even if it does not make commercial sense (e.g. more than the car's value)... does anyone know if this is true or just another myth?
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got the policy today through the post it states under, Endorsements, mileage limited to 3000 :-/
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Move it to Carlisle and park it on my drive - I'll add LPG and 20,000 miles a year for you, whilst you're in Thailand and you van pick it up on your return. And you know I'll keep it clean 8-)