Omega Owners Forum
Chat Area => General Discussion Area => Topic started by: dtnorth on 22 March 2008, 23:11:58
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Hi,
I had a rear end shunt at 50 mph on Thursday evening in a
51 plate Omega Sport Saloon auto, 102,000 miles.
Both rear wings, the bumper and boot are screwed.
Other party admitted full liability as did their insurance company.
Does this look like a write off?
Any thoughts appreciated.
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taking the likely value of the car into consideration ,i would be surprised if the insurance dont write it off.
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Oh Bugger...
I'll probably get about a grand and end up with a clapped out mondeo....
At least the 17yr old idiot that drove up my arse totalled his Ford KA.
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im no expert on values,its just that the labour charges from bodyshops to insurance companys these days are very steep,and new parts from vx are pretty extortionate as well. so cars seem to be declared written off a lot easier than you might have thought.one possibility may be to buy the car back from the insurance co. and get it fixed,but if the rear quarter panels are damaged then it will be a proper bodyshop repair job,whereas bolt ons like front wings,bumpers etc; can be much easier to do cheaply
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Given that it may be written off.
How do you get to keep it in order that you can E-Bay off the remaining good bits?
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Big shame about your car mate
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when i had a rear end shunt a few years ago the insurance assesor rang me up with a settlement figure for the car ,i asked if it would be possible to keep the car and have a slightly lower settlement figure,he rang back later with a different figure which suited me so i accepted.im not sure if all companys do it or not but if they are willing,take your time to do your sums on the figures before commiting to anything :y..........then there is your whiplash from the rear end shunt to think about also.
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I'll miss the old girl if she has to go......... Strange how you get so attached to a hunk of metal and plastic.
I must admit, I'm very impressed with the RAC.
I contacted them for a tow home after the accident on Thursday Eve, which as it turns out I didn't need as I managed to drive home in the omega.
I only have the basic package, and they turned up this morning with a brand new Volvo V50 all charged to the third parties insurance...
Then the RAC' Legal team phoned.
Good Stuff......
I contacted my own insurer, Swiftcover and they were totally clueless,
despite my having submitted all of the details online.
Crap stuff....
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Yup, sounds like a goner.
Sorry bud.
Knock back the first two offers unless you are really happy with it.
Buy the salvage back for pennies, strip all good parts off, alloys, hid's, recaro interior etc.
Scrap shell = £100
If you dont have the space then fair enough.
Get another miggy and you will at the very least have spares, if the next one you get is more basic, then upgrade, if it isn't, sell the stuff. :y
P.S. If you can get any literature confirming values of similar miggy's, then this helps raise the offer your ins comp will give you. Plus, tell them you are a club member and it's an enthusiast's car.
Should help! :y
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it might be worth getting a quote from a bodyshop to fix it as a private rather than an insurance job (this is usually much cheaper) this would help you do your sums when dealing with the insurance co. although bear in mind if you want to sell it in the future the resale value will be reduced if they class it as cat.c write off. if you were hit in the rear at 50mph i would imagine you got a pretty sore neck from the impact ?
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Strangely enough, I have had some bad headaches and weird pains since the accident.
Some legal rep from the RAC , contacted me this morning advising that I should contact him, should they continue.
I just thought it was the stress of the accident.
I braked to avoid a lamb which had run onto the road on the B4265
in Wales.
There are no fences on this public highway and sheep wander around
as they please.
Anyhoo, the prat who had been driving so close up my tail that I couldn't see his headlights in the rear view, inevitably hit.
Surely the farmer must have something to answer?
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i got hit at half the speed that you did and i head sore neck /headaches which lastes for quite a few weeks,previous to this i thought whiplash was a made up complaint for professional claimants to rip off ins. companies ,if i were you i would visit your gp and contact your insurance company. not sure about the farmers legal position with his sheep but the bloke driving too close behind you who couldnt stop is completely to blame for what happened to you and your car.
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A new thought.
Given that its under HP, do I contact the HP Provider?
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Its a write off, no doubt about it but i think you may be surprised what the insurance offer you ::)
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Its not so much the money. Just me and the old bitch have been through a lot together.
I'll miss the expensive old sow.
And I'm not going bloody "Green" as a result....
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If its on HP it belongs to the HP company, not you..... That means its not yours until the final months payment is made as well as the final purchase fee. Whatever happens to it between initial 'purchase' and the last payment definately involves the HP company.....
Would suggest reading your HP agreement in the first instance and then think about it in the cool light of day as to what path you want to take thereafter....
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Having driven the brand new Volvo V50 estate with 600 miles on the clock as provided by the RAC after my accident.
It felt like nothing. No character. No Personality. Just a bland pokey little car built on a Focus chassis. Zero Presense.
The Omega boot holds more than this awful estate car.
The radio / CD / Speakers are awful.
My about to be ex- 102,000 miles omega feels taughter than this effort.
My MPG was better on the 2.2 Omega than this 2.0 Diesel Volvo reports.
Its computer reports 32.5mpg on Diesel.
The old omega did 35 mpg on petrol.
Given the write off on mine, I'm going to get another Omega.
Stuff the Greens. And whats this with constant lights on....
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a 50mph shunt is signifcant, it is almost certain there will be additional damage beyond what you can see. And in my experience, straightening chassis' on a jig is never really successful.
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Under the HP agreement i beleive you wont see a peeny for the car.
they need to be informed and then they will settle a figure with the insurance company.
Hope you ok but go see the doc as if you have whiplash then if you claim you have a record of it.
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Can't you insist on repair if you are the victim?
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Can't you insist on repair if you are the victim?
Not normally.
And would you want a car that was very likely suffering chassis damage?
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On the legal side in many places (esp Wales) it is perfectly acceptable for the sheep to roam ( probably dating back to some billion year old by-law) so you might not have any come-back there.
On the physical side, whiplash often takea a while to make itself apparent -- I would nip down to the local A&E to get checked out. You could be suffering from that for quite a while and should be due compensation -- so don't settle or agree to anything until that's been looked at.
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On the legal side in many places (esp Wales) it is perfectly acceptable for the sheep to roam ( probably dating back to some billion year old by-law) so you might not have any come-back there.
On the physical side, whiplash often takea a while to make itself apparent -- I would nip down to the local A&E to get checked out. You could be suffering from that for quite a while and should be due compensation -- so don't settle or agree to anything until that's been looked at.
He smashed your car up and left you really upset - clean him out! >:(
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On the legal side in many places (esp Wales) it is perfectly acceptable for the sheep to roam ( probably dating back to some billion year old by-law) so you might not have any come-back there.
On the physical side, whiplash often takea a while to make itself apparent -- I would nip down to the local A&E to get checked out. You could be suffering from that for quite a while and should be due compensation -- so don't settle or agree to anything until that's been looked at.
He smashed your car up and left you really upset - clean him out! >:(
Sorry, I disagree with this Sue anybody culture brought about by daytime trash tv. It was a genuine accident, no need to ruin the bloke...
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On the legal side in many places (esp Wales) it is perfectly acceptable for the sheep to roam ( probably dating back to some billion year old by-law) so you might not have any come-back there.
On the physical side, whiplash often takea a while to make itself apparent -- I would nip down to the local A&E to get checked out. You could be suffering from that for quite a while and should be due compensation -- so don't settle or agree to anything until that's been looked at.
He smashed your car up and left you really upset - clean him out! >:(
Sorry, I disagree with this Sue anybody culture brought about by daytime trash tv. It was a genuine accident, no need to ruin the bloke...
17 year old idiot. one written off car due to THEIR fault - I'd want more than top book. - I even got more than top book when it was my fault.
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you'll make plenty money breaking it
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Contact them now and INSIST on this
http://cgi.ebay.co.uk/2003-Vauxhall-Omega-CDX-Leather-trim_W0QQitemZ320231036940QQihZ011QQcategoryZ9858QQssPageNameZWDVWQQrdZ1QQcmdZViewItem