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General Car Chat / Re: Had a bump today
« on: 12 January 2014, 13:39:47 »
Glad to hear it worked out OK.
My opinion insurance is a total rip-off anyway. My protected no claims probably isn't worht the bother at all. Back a couple of years ago, some low life walked into the road in fornt of me doing on of those heel-dragging walks just to p me off. I was going slowly anyway so to try to have his desired effect the thing decided then to walk down the road until arriving at his car. sadly for him still no effect. finally he opened his door into the side of my car as I passed! Insurance agreed not my fault and after an argument about why I should WRITE OFF my mint Omega for his neglegence they sorted it out. When I went to get reinsured they had recorded the claim as bing against me!!!! When that was sorted they wanted to drastically increase the premium. Where does protection of NCD come in to that? They weren't able to give any answer...
Always best to keep away from claims I'd say as anything they pay you'll return for years to come despite protected NCD!
My opinion insurance is a total rip-off anyway. My protected no claims probably isn't worht the bother at all. Back a couple of years ago, some low life walked into the road in fornt of me doing on of those heel-dragging walks just to p me off. I was going slowly anyway so to try to have his desired effect the thing decided then to walk down the road until arriving at his car. sadly for him still no effect. finally he opened his door into the side of my car as I passed! Insurance agreed not my fault and after an argument about why I should WRITE OFF my mint Omega for his neglegence they sorted it out. When I went to get reinsured they had recorded the claim as bing against me!!!! When that was sorted they wanted to drastically increase the premium. Where does protection of NCD come in to that? They weren't able to give any answer...
Always best to keep away from claims I'd say as anything they pay you'll return for years to come despite protected NCD!