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General Car Chat / Re: Intermittent horns on Astra Hs
« on: 14 September 2019, 07:35:05 »
I think there was a recall for this: something about wiring and steering wheel.
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Oops, quite right. Only happened once and that was near Leicester. Mrs V says we pay 25 euros here and no glands.
I couldn't help noticing how much my wife's pension increased over the last seven years of service. It creeps up slowly to age 60, when she would get an annual pension of £38000 and a lump sum of £49000. Then it jumps up quite dramatically, £44,500@62, £52,600@64 and £68,000@67. The lump sum stays the same as that is part of the, now closed, final salary.
Please explain, Jimmy.
I think its probably a product of a couple of things. Firstly, every year past 60 your OH isn't retired, means its a year "saved" as far as the pension company is concerned. The pension company will predict she has about 25yrs to live at age 60 (life expectancy 85 is about the going rate for someone age 60 today I think). So, if she stays in work 2 more years they will split the money she would have received in those 2 yrs over the remaining 23 of her assumed life. £38,000 x 2 / 23 = about an extra £3,300 per yr.
Secondly, they're investing that £38,000 x 2 = £76,000 for an extra 2 yrs (plus her £49,000 lump sum that she hasn't drawn down) at say 8% return, there's another £22000 ish to spread over the 23 yrs they'll be paying her £22000 / 23 = circa £900 p.a.
Finally, she's also contributing for those two years. Assuming she earns £60,000, that means there's an extra £60,000 x 25% x 2 = £30,000 to split over the 23 yrs, giving an extra £1300 per yr.
Adding these gets you to £43,500.
Clearly, I'm still a grand short, so I'm guessing the pension benefits are index linked in some way? If you find out what inflation rate they use for the benefits, it will probably get you to £44,500.
have you inquired about the cost of having a duct pulled in with mole ?
Probably cheap .. up until it digs through something important*
*I know, they "go around" - except in our old house, where they didn't, and punched the new gas & water mains straight through the clay pipe for the poop, and resulted in (eventually!) a collapsed drain and a very soggy, turdy mess of a front lawn; not helped by the neighbours "upstream" flushing nappies, mind.
What provider? Openreach supported ISP, or the likes of CityFibre (aren't they now Vodashite?), Gigaclear or Virgin?
I think pretty much all will insist on terminating inside a dry dwelling, and all will do the job up to that point, to varying levels of effort.
I actually use a couple of point to point wifi links to make a virtual ethernet connection between 2 buildings about 150m apart. The older one, a Buffalo 54g system with yagis must be 20yrs old, and is rock solid, never missed a beat except when it snows (that drops the link), but is constrained by the 54Mb (half duplex, remember) throughput. At the same site, I have a Ubiquiti AC1200 setup, which is cheap and nasty. Its desperately unreliable, drops frequently, and needs a 5min "listen" time to resync (to comply with radar laws, being a 5GHz device, plus its in a hostile radar area). TBH, most of the time I just reroute packets to the Buffalo stuff.
The Buffalo was around £1-1.2k back in about 2001ish. The Ubiquiti was around £300.
I wouldn't have such a link for my incoming connection.
Is said point to point Ethernet thingy capable of operating over the expected temperature and environmental conditions associated with a dodgy brick cab by the road?
I've not studied the Ethernet thingie in detail about temp and environmental conditions. The brick cab by the road is mine: contains single phase and three phase electricity supply (de-energized) is secure and dry now given I fixed it. is there something I should be worried about?
Well standard products are rated to a very low IP rating and 0-70degC if your lucky.
Given the location you will need better IP and wider temperature range as a minimum
How does the current phone line get to the house, They will normally mirror that run, although I found they were happy to run the fibre to a different room then the phone cable.
Im my case Phone line was from pole to right side of house. The fibre comes to the same place on the top of the house initially but they routed the fibre to the left side room rather than the right like the phone cable
current phone cable is buried about 9 inches below the surface in a field - I'm not at all fond of that because I want it deeper and that's a lot of digging even with a 1.5 tonner
Is it in a duct? Fibre is usually blown along ducts so they may well be able to utilise that.
Is said point to point Ethernet thingy capable of operating over the expected temperature and environmental conditions associated with a dodgy brick cab by the road?
How does the current phone line get to the house, They will normally mirror that run, although I found they were happy to run the fibre to a different room then the phone cable.
Im my case Phone line was from pole to right side of house. The fibre comes to the same place on the top of the house initially but they routed the fibre to the left side room rather than the right like the phone cable
I thought the fibre went to the Openreach cabinet and then you use the exiting copper wires to get your service?
Not with FTTP - Fibre To The Premises - no. Fibre to your door and inside a Fibre->Ethernet converter.
Personally I'd suck it up and have the fibre run to my door, not the end of the driveway - do you want to be out there in your slippers and undies, rebooting the router when it (inevitably) crashes at 10pm on a rainy winter night?