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[pscocoa]

Just about to change insurers and thought it might be good to share some information:

My son and I have two 3.2 gas gusslers one is an Omega Elite. Because of increased private mileage and need for my son to do business mileage - I changed my wife's Focus for a Signum 1.9 CDTI which does 50 to a gallon. This is now doing 18- 20000 miles a year. Ongoing this will include asbout 4000 personal business miles for the 3 drivers.

This where you have to be careful. Personal business use is for owner and spouse only. Made enquiries of several insurance companies on the web - no joy - all same response. Then went to tailor made insurance broker who has arranged the cover unlimited mileage and 3 drivers personal business use for £450 total annual premium.

Apparently also if you declare more than 12000 miles mileage then they effectively treat this is unlimited. Has anyone heard of this - i.e. do any of your policies show say 20,000 miles ?

Oh, the 3.2s are now relegated to local work - shame!!