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[moggy]

Maybe you should use the overdraft to the max now and again.  Just withdraw the cash to your overdraft limit, put it under your mattress and then pay it back a few days later.  You'll pay a few quid in fees, but maybe if the bank see you are using the overdraft responsibly they might not withdraw the facility. 

Disclaimer: I am not a financial adviser.  Investments can lose money and your home might be at risk, yada yada. Any action that you take following my advice you take solely at your own risk! 

Personally, I think they are about to remove the facility, Tigger. 

Sadly i think you are right Ste,at the top of the letter it says they are reducing it.At the bottom it says until your planned overdraft is removed.But why reduce it they could of just removed it,i do have funds going in.And sometimes i am only in to it max £100,so i don't see the problem.Dean.

[moggy]

The thing is i have a loan with them,if they pull the plug.I wont have any money to pay my creditors witch would include them.But i don't think that will make much difference to them,they will just bring in a collections agency.