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Author Topic: Credit Crunch, IS it actually affecting YOU??  (Read 2914 times)

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Field Marshal Dr. Opti

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Re: Credit Crunch, IS it actually affecting YOU??
« Reply #30 on: 25 November 2008, 18:27:58 »

Quote
Quote
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not noticed a thing!
Im not suprised, you live at home with your parents ;D

My mate's brother's the same, he's 46 & never left home. Bloody mummies boy ;D

How sad is that. :-/ :y
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TheBoy

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Re: Credit Crunch, IS it actually affecting YOU??
« Reply #31 on: 25 November 2008, 18:33:13 »

Quote
Quote
Quote
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not noticed a thing!
Im not suprised, you live at home with your parents ;D

My mate's brother's the same, he's 46 & never left home. Bloody mummies boy ;D

How sad is that. :-/ :y
some days i wish i hadn't ;D
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Grumpy old man

Bandit127

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Re: Credit Crunch, IS it actually affecting YOU??
« Reply #32 on: 25 November 2008, 19:47:36 »

I am seriously and painfully caught by the drop in house prices... My flat in Plymouth had a 95% mortgage on it. That's now more like 120% and I can't afford to keep it and have a roof over my head here.

The inevitable is vveeerrryyyy sloowwwlly happening.

Crap.

Still, I have my health. And hopefully the receiver will let me keep my miggy...  :o
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Marks DTM Calib

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Re: Credit Crunch, IS it actually affecting YOU??
« Reply #33 on: 25 November 2008, 19:48:49 »

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Quote
I thought you were your brother?
You've lost me :-?


Well you did get arrested for impersonating your brother....
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Albatross

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Re: Credit Crunch, IS it actually affecting YOU??
« Reply #34 on: 25 November 2008, 19:55:20 »

Where was the option for "Things have actually improved for me"?

I sold up 2 years ago as I could see it coming, bought outright in Cairo with my Dad and am looking forward to buying again at the bottom of the market.

I owe no-one a penny.

I work for Capita who are doing well and supply software and services to Local and Central Government who need the systems to reduce their costs.

It's easier to recruit right now.

It's easier to retain staff right now.


Sorry :-/


EDIT: And I hear taxes are going to go down a tad too.
« Last Edit: 25 November 2008, 20:05:17 by Albatross »
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odin

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Re: Credit Crunch, IS it actually affecting YOU??
« Reply #35 on: 25 November 2008, 19:59:20 »

slightly affected i am more worried about the mini budget as all the tax cuts affect bigger spenders but 2011 hikes will affect us all my jobs safe essential service so no worries there cant see britain getting out of this hole for a long time
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Peter H

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Re: Credit Crunch, IS it actually affecting YOU??
« Reply #36 on: 26 November 2008, 19:16:35 »

Positivley affected,  mortgage down a bit.  Fuel down.

Gonna get shafted later though! ;)
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Elite Pete

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Re: Credit Crunch, IS it actually affecting YOU??
« Reply #37 on: 26 November 2008, 19:18:42 »

Quote
Quote
Quote
I thought you were your brother?
You've lost me :-?


Well you did get arrested for impersonating your brother....
Bloody hell, you've got a good memory ;D
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SheWhoMustNotBeOUTBID

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Re: Credit Crunch, IS it actually affecting YOU??
« Reply #38 on: 26 November 2008, 19:44:11 »

I think it has affected us but positively.  Jue got sick of those £6 an hour jobs and is now self employed.., its not easy if u get a bad week or two but its much better working for yourself even so.  And I suspect that if u can provide goods cheaply, u'll find yourself more popular, not less.

I also remember the last recession and was briefly unemployed during it.  Then, there just weren't cheap shops, very few cheap brands in mainline supermarkets and buying food was a nightmare.  Now buying food inexpensively is easy if u are prepared to shop around.  I was actually quite shocked when I went into Asda's recently at how relatively expensive things there were as I am so used to going to the budget chains.

Because of the newly self employed status of the family, Christmas is going to be a bit limited but think I can manage to get one main present for the kids rather than really, wasting money on lots of  things they play with for five mins before getting bored.  Making sure that what they do get, they really will enjoy and play with over and over rather than getting a mountain of stuff they don't really want.  Not totally comfortable with it but I think it'll work out.  Next year will be better tho!
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Jay w

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Re: Credit Crunch, IS it actually affecting YOU??
« Reply #39 on: 26 November 2008, 22:23:31 »

currently i am financially no better or worse off, however i find i am putting more money away in savings just in case something happens i and i have a lean period once this current contract comes to an end.

I am generally optimistic and hope that what i have lined up will see me through to the end of this and into better times again.......and then i have my wife bring me back down to earth >:( >:( >:(
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SheWhoMustNotBeOUTBID

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Re: Credit Crunch, IS it actually affecting YOU??
« Reply #40 on: 26 November 2008, 23:04:41 »

He He That's what other half's are for.., if one goes up the other tries to balance them out.., hopefully not too unpleasantly (that way lies an EX lololol).  But the upper and downer components should not always be the same gender every time :P

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stuy112

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Re: Credit Crunch, IS it actually affecting YOU??
« Reply #41 on: 26 November 2008, 23:46:30 »

Its affected me so far in that I've lost my job, and even tho I've found another one fairly quickly its only on a temp contract.

I've gone from being paid weakly weekly to monthly just to make matters worse, and owing my last wages cheque bouncing I've had to borrow to see me through this month, so I'll owe out this months wages, and if my contract doesnt get renewed then the Christmas wage will be my last until I find another job.
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