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[Terbs]

Can't stand banks and have happily took several of the big names to the cleaners for family and friends, bank charge reclaims, mis-sold payment protection insurance and the like. Each one has included interest paid to the claimant at their highest rate

Must be about 20 grand by now

Well done, you

[TheBoy]

Mrs TB does not have a credit card. So it can be done

I have several, mainly because they give you £50 or so to take one out. Only use a couple mind.  My credit rating must be down the pan due to this



I can see an end to the days of free banking in the UK - we've had it good, but the recent campaigns against excessive charges for unauthorised overdrafts will put an end to it.  In the old days, the payment that caused the ocerdraft would have been rejected, charged a rejection fee, and £20 for a letter from the bank manager.

[Danny]

just been checking my account for the month and it appears i made a payment on the 23rd aug for £52. that payment left me 27p overdrawn so the bank have charged me for this, £25 for unauthorised overdraft and £35 charges on top. i was back in credit 2 days later. first i blew off at a man in india, then a supervisor in manchester then a manager in belfast. now the charges are being dropped on condition i do not report them to the banking ombudsman. thieving robbing b*****ds 

report them anyway