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Author Topic: Insurance costs  (Read 1263 times)

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Stu C

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Insurance costs
« on: 18 February 2011, 15:53:02 »

Just had to renew my insurance. its gone up £100 from last year :o  Now paying £600 :'(  No changes no claims and another year under the belt.

Interested to see what others are paying and if theirs have gone up too?
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TheBoy

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Re: Insurance costs
« Reply #1 on: 18 February 2011, 16:10:30 »

I pay around £650 for all 3 cars. The MV6 and the Rover are just under £200, and the Elite is just under £250
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Gaffers

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Re: Insurance costs
« Reply #2 on: 18 February 2011, 16:14:10 »

Try getting a good deal on your insurance if you are in the army  :'(
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Danny

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Re: Insurance costs
« Reply #3 on: 18 February 2011, 16:39:44 »

3 years ago on a 7 year old 3.0 facelift elite i paid £600, age 27, 2 years no claims, and one accident

today on a 7 year old facelift 2.6 mv6 age almost 30, 4 years no claims, no accidents on file, my current insurer wants £1200, upon renewal when i am actually 30 and its 5 years no claims, i'll be lucky to find a quote under £900

my modified bora costs me £270!
« Last Edit: 18 February 2011, 16:40:17 by D4NNY »
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russ0205

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Re: Insurance costs
« Reply #4 on: 18 February 2011, 16:47:07 »

got 2.6 cdx o2 model and i pay £230 with aviva. :y
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Entwood

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Re: Insurance costs
« Reply #5 on: 18 February 2011, 16:48:55 »

2001 3.2 Elite, Fully comp, Includes Body Kit, LPG conversion, Me + Mrs E ... £245 ...  :)
« Last Edit: 18 February 2011, 16:50:11 by entwood »
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albitz

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Re: Insurance costs
« Reply #6 on: 18 February 2011, 17:08:00 »

2000 2.5 CD with LPG - £300 Fully comp - Aviva.
Spent many hours comparing the Meerkats etc and Aviva came out cheapest this year. :y
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hoofing it

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Re: Insurance costs
« Reply #7 on: 18 February 2011, 17:27:26 »

Ive just changed cars from the tractor to a disco both cars 2.5 td disco is a 4 pot and £56 cheaper  :-?£252.00 all in with aviva(fully comp,protected no claims,£100 excess)
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razzo

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Re: Insurance costs
« Reply #8 on: 18 February 2011, 17:37:13 »

Admiral multicar for 2x 3.0 Elites  just under £1500, max bonus, no points, wrong side of 45 & full comp. Could be worse, i tried one of these compare sites & one company was gonna charge £4006 for a 99 Elite. At least Dick Turpin had a mask  :'(
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Lazydocker

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Re: Insurance costs
« Reply #9 on: 18 February 2011, 22:42:21 »

I'm seriously considering going back onto a Trade policy when my next renewal comes up... I reckon it may come in cheaper for SWMBO and I combined and would be very handy for the odd occasion I do work on other people's cars
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jyr001

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Re: Insurance costs
« Reply #10 on: 19 February 2011, 10:40:39 »

£260 for me fully comp but with a healthy few years ncb .....and I'm old. Interestingly, I enquired last year whether taking "er indoors" off my policy would make any difference - she never drives the mig anyway - the premium would have gone up by £100 so I left her as a named driver.
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pscocoa

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Re: Insurance costs
« Reply #11 on: 19 February 2011, 12:11:04 »

As part of a Multicar with Admiral my mig 3.2 is £180. However, I am sure I will not be feeling too smug anymore in about 3 weeks time when I get my renewal through eventhough we have made no claims and no change in basis of cover.
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russ0205

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Re: Insurance costs
« Reply #12 on: 19 February 2011, 18:10:49 »

I found that to take swmbo off the insurance the policy goes up, Talk about descrimination surely two drivers must be a higher risk, ??? :-[
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Entwood

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Re: Insurance costs
« Reply #13 on: 19 February 2011, 19:40:35 »

Quote
I found that to take swmbo off the insurance the policy goes up, Talk about descrimination surely two drivers must be a higher risk, ??? :-[

nope ... two drivers may indicate a stable relationship, so less risk than a single person. Also, if the second person is a low risk person, and the other a medium risk person .. the average risk is slightly lowered.

Insurance is all about "assessing risk" .. what you, as a customer, have to do is prove that you are less of a risk.

Occupation, Address, relationship, history, vehicle type, number of vehicles... each, and other factors, all play a little part in the "picture" of risk you present.
« Last Edit: 19 February 2011, 19:41:21 by entwood »
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