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Author Topic: value for insurance please help!!! asap  (Read 1252 times)

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pembsomega

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value for insurance please help!!! asap
« on: 26 June 2007, 12:49:13 »

i lost my omega to an electrical fire :( the insurance company have offered me 3100 for it and i feel thats a bit low

she was an 02 2002 2.6 cd saloon with just under 90.000 on the clock. pearlesant paint, what do you think the value should be and how can i prove this?

i was hpong for 4500 but at the worst 4000.

thanks for your help guys

tim

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Danny

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Re: value for insurance please help!!! asap
« Reply #1 on: 26 June 2007, 13:29:04 »

list price is about £3500 and to be honest you'll be able to get another, same spec, same or less mileage, for about that too, there's one on trader for £3150 anyway so they do pop up cheap now and again
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TheBoy

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Re: value for insurance please help!!! asap
« Reply #2 on: 26 June 2007, 19:15:24 »

Never take first offer. Though I suspect you will do well to get more that 3500 - 3750....
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Dazzler

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Re: value for insurance please help!!! asap
« Reply #3 on: 26 June 2007, 21:24:43 »

Try and prove to the insurance that thats the price they sell for, find some on Autotrader and print off and send to them.
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Danny

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Re: value for insurance please help!!! asap
« Reply #4 on: 26 June 2007, 22:11:34 »

they're ranging from about £3,000 - £4,500 so print about all the high ones off!! :y
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Dazzler

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Re: value for insurance please help!!! asap
« Reply #5 on: 26 June 2007, 22:15:24 »

Exactly ;) because thats how insurance companys work now, they actually are supposed to pay out market value as opposed to book value :)
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Danny

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Re: value for insurance please help!!! asap
« Reply #6 on: 26 June 2007, 22:34:09 »

having said that, the majority will do everything they can to part with the absolute minimum!
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Kevin Wood

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Re: value for insurance please help!!! asap
« Reply #7 on: 26 June 2007, 23:43:16 »

On another note, what was the nature of the electrical fire? Any idea what the cause was?

Makes me nervous hearing about things like this, and if anything can be done to prevent it happening to someone else it would be good to know.

Kevin
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