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[TheBoy]

And forums do usually count as clubs, so OOF should count (ROC does and that's just a forum, too)

We do not charge for membership, so although we are set up as a not-for-profit organisation, we don't always have access to certain discounts.

True - Adrian Flux don't seem to care, though MR2ROC doesn't charge either (though we do accept donations if people are feeling nice) We don't have any negotiated 'special' discounts, but 'belonging' does give you some discount with them, if you see what I mean?

We don't even accept donations, for reasons that have been discussed several times before...

We do negotiate discounts, but currently only with companies that we have received good service from - WIM, JPAT, Opie etc.

We are (kind of) currently debating whether to extend this to trial companies we haven't got experience with...

[feeutfo]

Go for limited mileage if it's going to be a 2nd car.

My Westfield costs £320 odd for 7.5k limited fully comp. with Europe wide breakdown recovery.

Might be worth trying MSM. http://www.msminsurance.co.uk/. Not sure if he does modified cars but he's an enthusiast himself rather than a call centre droid which makes a big difference.

Kevin

Yeah, it's difficult to know where a v8 will fit in everyday. Idealy it will replace my every day if it runs on LPG and does everything I want, but will it? Time will tell.

But fully agree, a second car won't need the add ons like a courtesy car etc and limited mileage will certainly help keep the cost down.

[pscocoa]

Adrian Flux provided a policy for a special requirement a couple of years ago - but I had to go to Ombudsman to get refunded because they could not send me a policy document that matched the risks they had agreed to take on (on behalf of Norwich Union). Meaning all I ever got was an Adrian Flux cover note and never a proper policy - they fobbed me off for months because the cover was difficult to set out in NU's official docs - therefore I could not be 100% sure I was covered.

[TheBoy]

Go for limited mileage if it's going to be a 2nd car.

My Westfield costs £320 odd for 7.5k limited fully comp. with Europe wide breakdown recovery.

Might be worth trying MSM. http://www.msminsurance.co.uk/. Not sure if he does modified cars but he's an enthusiast himself rather than a call centre droid which makes a big difference.

Kevin

Yeah, it's difficult to know where a v8 will fit in everyday. Idealy it will replace my every day if it runs on LPG and does everything I want, but will it? Time will tell.

But fully agree, a second car won't need the add ons like a courtesy car etc and limited mileage will certainly help keep the cost down.

Stuff the courtesy car anyway, you have enough cars to muddle through .

[Kevin Wood]

Adrian Flux provided a policy for a special requirement a couple of years ago - but I had to go to Ombudsman to get refunded because they could not send me a policy document that matched the risks they had agreed to take on (on behalf of Norwich Union). Meaning all I ever got was an Adrian Flux cover note and never a proper policy - they fobbed me off for months because the cover was difficult to set out in NU's official docs - therefore I could not be 100% sure I was covered.

Not the first time I have have heard this sort of story about this outfit.

Kevin