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Author Topic: Increased insurance premium for lowered springs...  (Read 2197 times)

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robson

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Re: Increased insurance premium for lowered springs...
« Reply #15 on: 04 June 2010, 18:34:20 »

Talked to caravan club and they confirmed that insurance companies are liable to withdraw cover if the car is modified from standard
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manny

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Re: Increased insurance premium for lowered springs...
« Reply #16 on: 04 June 2010, 23:12:14 »

So that means if you fit brighter bulbs than standard then that is an upgrade ? Where do you draw the line?
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2woody

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Re: Increased insurance premium for lowered springs...
« Reply #17 on: 05 June 2010, 09:17:47 »

yes, that means that any modification needs notification.

However, you'd have to have a dose of realism with that - brighter bulbs are unlikely to hike the premium, because there's a Safety argument both for and against, and it's not specifically prevented in law.

mind you, reading the DfT "advice" on brighter bulbs, they don't know the law either. Scary isn't it ....?
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Mr Skrunts

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Re: Increased insurance premium for lowered springs...
« Reply #18 on: 05 June 2010, 10:17:35 »

Quote
So that means if you fit brighter bulbs than standard then that is an upgrade ? Where do you draw the line?

Well my view on that used to be simple, before the HID's I used to fit 100/80 watt head light bulbs, then I found out they did 130/90 watts, my thory was simple, they were fitted in police cars and where white front facing light units, so if legal for a cop car them legal for me.  Never used main beam in town or built up area's and never abused the use of them.  (saying that though, would you argue with a car with 4 hella rallye 2000's (4 x 100w) and 2 oscars (2 x 100w) on the front  ::) )
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